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The Question
What do you believe is the most likely source of sustainable new core value for a payments network? Processing new forms of payment, creating new ways for participants to interact, or driving new value to existing participants?
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Comments
There are only two things which can add sustainable new core value to the payments network:
1. Add value for consumers - Consumers pay for everything that happens. One can make a good living delivering real value to consumers.
2. Serve the unbanked - In today's world, cash is easy to lose and not even accepted if you want to check into a hotel, rent a car or use any other service where the service delivery and payment aren't delivered at a single point in time.
One or both of these will be the long term winners. Other offerings may work for a short time but will fade out fast.
Posted by Scott Harrison, 23/12/2010 10:40am (1 year ago)
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