Posted by Deborah Baxley, Principal, Global financial services, Capgemini on 15 November 2010 | 5 Comments
Tags:
payments,
non-cash,
paypal,
Jibun Bank,
Amazon,
M-PESA,
Zoompass,
Capgemini
2010 is a time of extraordinary change and upheaval in the cards and payments industry. Financial regulation threatens to derail decades of growth and profitability. The U.S. stands as the last industrialized country to rely on magnetic stripe cards, and this exposes us to unprecedented levels of payment fraud. The industry is deadlocked on new technology adoption, including chip and mobile.
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Posted by Deborah Baxley, Principal, Global financial services, Capgemini on 27 October 2010 | 2 Comments
Tags:
payments,
non-cash,
paypal,
Jibun Bank,
Amazon,
M-PESA,
Zoompass,
Capgemini
I am very excited about the launch of the sixth annual World Payments Report 2010, outlining the latest global trends and competitive strategies.
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Posted by David S. Evans on 11 March 2010 | 3 Comments
Tags:
invisible engines,
cloud computing,
data center,
payments,
google,
amazon,
paypal,
ip commerce,
innovation,
software,
saas,
paas,
When we speak of “payments in the cloud” we are using the term in a broader sense than it is usually used in the information technology world.
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Posted by David S. Evans on 11 March 2010 | 1 Comments
Tags:
software,
platform,
iphone,
mobile,
payments,
google,
apple,
microsoft,
windows,
developer,
api,
application,
disruptive technology,
commerce,
social,
facebook,
amazon
The invisible engine model followed by Apple's iPhone has helped power the information technology industry for about three decades. Apple itself was one of the pioneers in encouraging developers to write applications for its desktop operating system. It invented the "software evangelist." Microsoft, though, was the maestro catalyst. Its Windows software platform attracted thousands of software developers and hundreds of millions of users. As a result it has been the durable center of a vast desktop-computer based ecosystem since at least the launch of Windows 3.0 in 1990. Invisible Engines tells the story of how software platforms have transformed industries including computers, video games, and handheld devices and then accelerated innovation. It then examines the forces behind the various business models that have been adopted in these industries. Many software platforms have decided not to charge developers while others have. Some have decided to vertically integrate into hardware while others have remained pure platforms.
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Posted by David S. Evans on 9 November 2009 | 3 Comments
Tags:
amazon,
paypal,
applications,
mastercard,
visa,
credit card networks,
payments,
developers,
technology,
apple,
amazon fps,
hagiu,
schmalensee,
david evans,
ebay,
John Donohue
Amazon and PayPal have both announced aggressive efforts to persuade developers to use their payment technologies. Each of them has opened up a gateway into their payment platforms. They are providing developers with tools for writing applications that use their payment technologies. And they are "evangelizing" their payment platforms to encourage lots of developers to take them up on this.
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