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PYMNTS Voice

Prepaid Tips for 2012: Why Fees Aren't Always the Answer

Posted by Gloria K. Colgan (Managing Director, Market Platform Dynamics) on 20 January 2012 | 3 Comments

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More from the "Tips for 2012" Series

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1 Million Acts of Payments Innovation: Capgemini on the Intersection of Developed and Developing Markets

Posted by Deborah Baxley, Principal, Global financial services, Capgemini on 28 August 2011 | 2 Comments

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The mobile phone is the first ubiquitous communication device in human history, paving the way for the most revolutionary event in the history of finance. As a consequence, mobile payments are an unprecedented opportunity to address four billion people in emerging markets.

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Will Zong Make eBay the Future of Retail Commerce?

Posted by Karen Webster on 7 July 2011 | 7 Comments

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eBay’s announcement yesterday of its acquisition of Zong is just another interesting example of this e-commerce giant’s grand ambition to change the face of retail as merchants and consumers know it and experience it today. Here’s what I mean.

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Dangers of Assuming Invincibility - Could Your Firm Go the Way of the Typewriter Makers?

Posted by Karen Webster on 29 June 2011 | 5 Comments

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There was a lot of great stuff that came out of the Payments Innovation Institute at Harvard last week but two anecdotes that have absolutely nothing to do with payments specifically, I think, provide some of the more thought provoking insights around the pitfalls and promise of innovation. See if you agree.

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PayPal Innovate: X marks the start

Posted by Patrick Gauthier on 27 October 2010 | 0 Comments

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Thoughts from Day 1 of PayPal’s developers’ conference

You know you have created something important when it starts to redefine the industry conversation. Over the last few days, it became obvious PayPal is on to something with its approach to embed payments into the fabric of commerce.

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Separating Fantasy from Reality in the Brave New World of Payments Innovation

Posted by David S. Evans on 15 July 2010 | 24 Comments

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Last week there was a flurry of articles about cMoney. Here was yet again an incredible new mobile payments platform that will revolutionize the world. It had knocked the socks off of investors who had supposedly given it $100 million. And the press wrote breathily about it, with WSJ’s Venture Capital Dispatch telling us that “a start-up with a funky name has an ambitious plan for replacing consumers’ debit and credit cards with a mobile-payment system.”

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PayPal X’s Global Payments Development Platform

Posted by David S. Evans on 26 April 2010 | 1 Comments

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When it comes to using invisible engines to drive innovation and transform industries, PayPal is the first out of the gate in the payments industry and well ahead of the traditional players. This online payments giant claims that “PayPal X is the first and only global payments platform open to third-party developers. Our new set of APIs will offer unlimited possibilities for [developers] to easily monetize your ideas, by providing security and connectivity to the world’s financial systems.” This isn’t the usual hype—whizbangthing.ppt—that we get from payments providers trying to stake a claim. Six months after announcing its open platform more than 25,000 applications have been written to it and a vibrant developer community is are cranking out more apps as you read this.

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