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PYMNTS Voice

PayPal "Squared" Yields Triangle - And It's Blue!

Posted by Karen Webster on 16 March 2012 | 0 Comments

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So much for first-mover advantage. PayPal Here was unveiled today as not the first, not the second, and by many counts not even the third or even fourth small business solution designed to turn phones into POS terminals. And, based on what I’ve seen and heard so far, it was smart for them to wait. PayPal Here is a mash up of all of the “good” features of existing dongle-based solutions, and turbocharged with PayPal’s unique set of assets.

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Karen Webster Sizes Up the Rapidly Changing World of Mobile Payments

Posted by Karen Webster on 6 March 2012 | 2 Comments

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Let’s play a little game after you’ve read all of these recent announcements.

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Mobile Movers, Shakers and Shockers

Posted by Karen Webster on 13 February 2012 | 0 Comments

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I don’t know about you, but 2012 so far has left me a little breathless given the fast pace at which the payments industry has been moving since we all emerged from the New Year’s break. Maybe it’s the mild winter. No matter, the catalyst, not surprisingly, is mobile and the IP-enablement of just about everything that touches or influences commerce. This last week was particularly interesting given a few announcements from very different corners of the payments ecosystem about their payments strategy, not surprisingly, keyed to what they will pursue (or won’t) along the mobile lines. Here’s my take on last week’s mobile movers, shakers, and shockers.

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Prepaid Tips for 2012: Why Fees Aren't Always the Answer

Posted by Gloria K. Colgan (Managing Director, Market Platform Dynamics) on 20 January 2012 | 3 Comments

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More from the "Tips for 2012" Series

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1 Million Acts of Payments Innovation: Capgemini on the Intersection of Developed and Developing Markets

Posted by Deborah Baxley, Principal, Global financial services, Capgemini on 28 August 2011 | 2 Comments

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The mobile phone is the first ubiquitous communication device in human history, paving the way for the most revolutionary event in the history of finance. As a consequence, mobile payments are an unprecedented opportunity to address four billion people in emerging markets.

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"Googling" mPayments Ignition? Why Google's Wallet May Be the Top Search Result

Posted by Karen Webster on 26 May 2011 | 11 Comments

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- Ask the Industry: Will Google Wallet ignite mobile payments? Share your thoughts here.

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Analysis: Did Durbin Doom ISIS? Exec Reveals Reason for Strategy Shift

Posted by Karen Webster on 16 May 2011 | 13 Comments

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Hooray for the ISIS team for making the point that if Durbin is implemented as proposed, or close to it, innovation as we know it in payments will be decimated. John Stankey, AT&T's head of business solutions, said that Durbin’s impact was the reason for ISIS’ business model about-face and created the chain of events that lead to their strategy course correction. (Related article: CrISIS at ISIS?)

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Outstanding in the Field: FinovateSpring 2011 Showcase

Posted by Tim Attinger on 12 May 2011 | 0 Comments

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Finovate hosted their spring event this week at the San Francisco Design Center, bringing together the latest and greatest innovators for payments and financial service technologies in a massive exhibition hall in the city by the bay. The San Francisco Bay Area has been a global leader in business model and technology innovation, giving birth to such household names as Apple, Google, eBay, Hewlett-Packard, Intel... the list of global technology leaders born and bred in Northern California goes on and on.

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CrISIS at ISIS

Posted by Karen Webster on 4 May 2011 | 3 Comments

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OK, I have to say that the news yesterday about ISIS did not come as a great surprise to me. We were pretty gloomy (even for us) on its prospects at the jump. This piece pretty much summed up our point of view on the joint venture and provided our initial take on the implications of the news.

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ISIS: Dialed Back or No Dial Tone?

Posted by David Evans on 4 May 2011 | 6 Comments

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Next to the content of bin Laden’s hard drive, what I’d most like to see today are the PowerPoint decks that led AT&T and Verizon to actually think they could start a mobile payments network. My guess is that between the two companies and their management consultants the following questions weren’t addressed or were glossed over as not being that important to pay attention to:

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