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Commerce Fault Line
Commentary » Commerce Fault Line
Is Visa Becoming Serious about Mobile?
Visa's appointment of industry veteran Bill Gajda is an important signal, but structural challenges to innovation will have to be addressed.
Ever since its Initial Public Offering prospectus Visa Inc. (NYSE:V) has made no mystery of the importance it thought mobile payments would have in its future. Yet, judging from its press releases over the last 18 months, the company was struggling to define and implement a vision of why and how. Interestingly, the only significant allocation of resource to mobile payments came from Visa Europe, which announced earlier this month its intention to invest 200 million Euros.
NFC: Past, Present and Future
The announcement by the GSMA and its partners of another NFC demonstration pilot highlights how Near Field Communication is caught in the "trough of disillusionment." Commerce innovators shouldn't despair, the future is bright.
What a difference a couple of years make! During CES in 2008, visitors were treated to a variety of demonstrations at the "NFC Zone" where they could experience the power of simplicity NFC style. Yet, at last's month edition of the consumer technology pilgrimage, NFC seemed to stand for "Not Found at this Conference." What happened? Is it just the financial crisis, something more profound or the natural growing pains associated with a disruptive technology?
Apple and the Dawn of i-Commerce
It will take a couple of iterations, but the iPad will open new frontiers for "e-transactions"
Yes, you read it first on PYMNTS.com, the new member of the commerce alphabet soup will be "i-commerce"! That's what I believe Apple really started yesterday with the introduction of the iPad.
for PRGauthier
- @bkwalker #GoogleWallet - #Goog is Naive then... the trouble is: when handling Private & financial information naivete is not an option 9 hours ago
- #GoogleWallet security lapses: the real issue is the fact that Google touted security at launch. Naive or disingenuous ? Neither is good. 9 hours ago
- 2nd security flaw confirmed in #GoogleWallet. Affects all users... Ooops ! http://t.co/lN9L0bwQ 9 hours ago
- #GoogleWallet PIN security cracked in seconds 'Luckily no one important is using it" http://t.co/MiUD0lib 15 hours ago
- #SCA Payment Summit: Toni Merschen: the US EMV roadmap is silent on ATM and online which leaves fraud vulnerabilities 1 day ago
- #SCA Payment Summit: in EU consumer agencies recommend against using 3D secure due to the vulnerability of static passwords 1 day ago
- #SCA Payment Summit: Toni Merschen: in 2007 Barclay's drove on line banking / eCommerce fraud to 0
With 2 factor authentication 1 day ago - #SCA payment summit: McAfee says 2012 will be the year of the slimmer in the US ! 1 day ago
- #SCA Payment summit: Visa's PINless EMV liability shift in 2015, except for fuel dispensing which will happen in 2017. Too little too late? 1 day ago
- #SCA payment summit: Toni Merschen: US is 27% of global card volume but 47% of global fraud 1 day ago
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