Stueve Siegel Hanson LLP (http://www.stuevesiegel.com) announces a class action lawsuit filed in San Diego, California alleging that Experian subsidiary, Consumerinfo.com, which operates the websites www.freecreditscore.com and www.freecreditreport.com, fraudulently misrepresents its credit scores.

According to the lawsuit, Consumerinfo.com takes money from consumers through false, misleading and deceptive advertisements for so-called credit scores that are not used by lenders to determine creditworthiness. The number represented to consumers by Consumerinfo.com as a credit score is not the consumer’s FICO (Fair Isaac Co.) score, the only third-party score used by lenders to determine consumer creditworthiness.

The lawsuit alleges that Consumerinfo.com defrauded Plaintiff and a Class of others similarly situated by (1) misrepresenting that Consumerinfo.com offers, sells and provides a credit score used by lenders in determining a consumer’s creditworthiness; (2) failing to sell and provide such credit scores to Plaintiff and the Class as advertised; and (3) failing to clearly and conspicuously disclose material facts, including that the advertised “credit score ” is based on a proprietary, in-house method of calculation (Experian’s Plus Score®) that is not provided to, used by, or seen by lenders to determine creditworthiness. Federal law provides for a free credit report annually, but in order to obtain a credit score it must be purchased from a credit reporting agency.

“Consumers pay for these scores so they will know what lenders are evaluating before they apply for a car loan, a credit card, a mortgage, or other credit. It’s a shock when they learn the score they got from Experian was worthless, and not seen by any lender,” said Jason Hartley, an attorney representing plaintiffs.

The lawsuit was filed in the Southern District of California in San Diego, California. Plaintiffs are represented by the law firms of Stueve Siegel Hanson LLP, and Heins, Mills and Olson PLC.

Stueve Siegel Hanson LLP has offices in Kansas City, Missouri and San Diego, California. It represents plaintiffs and defendants nationwide in complex litigation on a contingency basis.

Heins Mills & Olson, P.L.C., located in Minneapolis, is a premier advocate for businesses, consumers and investors in the nation's courts.