As the fintech industry has evolved over the past decade, the Federal Trade Commission has proved to be among the industry’s most active regulators. Acting through a multi-member, bipartisan structure, the agency enforces not only the broad prohibition on unfair and deceptive acts and practices, but also a range of proscriptive laws, including ECOA, TILA, and the FCRA, among many others. As a result, the FTC has broad experience in the fintech space, dealing with issues related to lead generat
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