As consumers become accustomed to the convenience of online shopping, they now seek out that same level of ease and efficiency when shopping in-store. Streamlining payments is one of the most effective ways to provide that seamlessness.
Merchants seeking to bolster customer loyalty and to provide a superior customer experience are turning to new payment systems. Among the payment options being explored, real-time payments punch above their weight in terms of enhancing customer satisfaction.
Customers have more choices than ever for their holiday shopping needs — from brick-and-mortar retailers to a limitless selection of online merchants. With so many options available, it is no wonder that customers are willing to switch merchants should their payment needs go unmet.
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The Clearing House operates U.S.-based payments networks that clear and settle funds through ACH, check image, the RTP® network and wire transfers. The RTP network supports the immediate clearing and settlement of payments along with the ability to exchange related payment information across the same secure channel.
Learn more at www.theclearinghouse.org.
PYMNTS Intelligence is a leading global data and analytics platform that uses proprietary data and methods to provide actionable insights on what’s now and what’s next in payments, commerce and the digital economy. Its team of data scientists include leading economists, econometricians, survey experts, financial analysts and marketing scientists with deep experience in the application of data to the issues that define the future of the digital transformation of the global economy. This multilingual team has conducted original data collection and analysis in more than three dozen global markets for some of the world’s leading publicly traded and privately held firms.
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