In a year full of twists and turns, eBay may have managed to snag the “payments’ ecosystem’s “biggest surprise award” last year with its apparent about face and decision to split in two and form two independent companies: eBay and PayPal. On the road to...
While late 2014 and early 2015 were largely “The Apple Pay Show,” as far as Apple fans, financial services geeks and tech bloggers were concerned — by Spring new favorites had cropped up to steal some of that laser-like focus on Apple’s foray into the...
While financial services innovation and tech probably do not occur to most people as particularly “flashy” areas, there is a noticeable preference shown toward the more dramatic side of the business. While it’s easy to write the tendency toward hyperbole off to “new media” press...
Omnichannel has come to hotels. I was traveling for client work this week and, as is usually the case, found myself in a lovely hotel, late at night and hungry. When I got to my room and started hunting around for the room service menu,...
While it can be an overly used slogan – small businesses really are the backbone of the United States economy. Over half of the American workforce is employed at one of the nation’s nearly 30 million small businesses. And, this statement has been true for quite some time – small businesses have...
The World Bank estimates that 2.5 billion working-age adults, globally, have no access to the types of formal financial services delivered by regulated financial institutions. No access – period – never mind any choice about which service providers are best suited to help with their...
In 2003, Apple changed the face of music with the back-to-back releases of the iTunes store and the iPod. Apple did not invent the MP3 player – several versions were floating around mid to late ’90s – nor did they place digital music on the...
There are four things that everyone needs to know about the Deep Web. First, it’s the part of Internet that’s not indexed the same way search engines organize Web content. That means that traditional search engines cannot see or grab content from it – thus...
Consumers often know less about their credit than they should. According to the American Bankers Association, only 42 percent of Americans are aware of what their FICO score is. And that is problematic since, according to data released by the Corporation for Enterprise Development (CFED),...