Dear Readers, Tech banking charters have returned to the center of regulatory and strategic debate, driven by the convergence of digital assets, stablecoins, and the maturation of fintech business models....

In this edition of CPI Talks, we have the pleasure of speaking with Rodney Hood (former Acting Comptroller of the Currency). Thank you for sharing your time for this interview...

In this edition of CPI Talks, we have the pleasure of speaking with Stephen Gannon, partner at Davis Wright Tremaine. Thank you, Mr. Gannon, for sharing your time for this...

Fintechs and the financial services industry are in the midst of dynamic changes to federal regulation, digital-asset market structure, and state experimentation with digital asset law. The article examines how...

The paper examines the need for making the role of compliance and risk culture evolving in the FinTech sector as financial services transition toward modular, ecosystem-based operating models. As FinTech...

For over a decade, fintech operated on the premise that superior software would ultimately fully unbundle traditional banking . However, the emergence of artificial intelligence is reversing this dynamic, revealing...

This article examines FinTech bank charters through a competition and prudential lens. Drawing on recent OECD analysis on competition in mobile payment services and on balancing prudential regulation and competition...

Dear Readers,   This edition of the Chronicle surveys a fast-shifting landscape in global standard-setting and technology governance. To open, Richard S. Taffet urges regulators to finally move beyond the...

For more than two decades government regulators and self-interested private interests have challenged innovation-enhancing standards development by speculating that licensing of standard essential patents (“SEPs”) allows SEP licensors to leverage...

With the demise of the European Commission’s proposed rate-setting regulation for standards-essential patents (“SEPs”), others, including the UK Intellectual Property Office (“UKIPO”), have been testing the waters with respect to...

The EU has long relied on technical standardization as part of its strategy to regulate the circulation of goods and services in its Single Market. However, some of the latest...

Licensing negotiation groups (“LNGs”) are associations of prospective licensees interested in procuring the license to standard essential patents (“SEPs”). Such licensees unite to collectively negotiate a bilateral license to SEPs...