# PYMNTS > The latest global news and analysis in payments, retail, fintech, financial services and the digital economy. ## Posts - [Walmart Adds AI Tools to Help Suppliers Act on Retail Data](https://www.pymnts.com/walmart/2026/walmart-expands-conversational-ai-capabilities-across-scintilla-platform/): Walmart Data Ventures is adding new artificial intelligence-powered features to its commerce intelligence platform, Scintilla, the company said in a… - [Fed Rate Hike Raises Costs of Funding Global Commerce](https://www.pymnts.com/news/cross-border-payments/global-payments/2026/fed-rate-hike-raises-costs-of-funding-global-commerce/): The Federal Reserve on Wednesday (Sept. 16) raised the target range for the federal funds rate by a quarter percentage… - [OpenAI Tests Sponsored AI Agents in ChatGPT Ads](https://www.pymnts.com/news/artificial-intelligence/2026/openai-tests-sponsored-ai-agents-in-chatgpt-ads/): OpenAI is testing business-sponsored artificial intelligence agents that will have conversations with people who click on an ad in ChatGPT,… - [Bessent Says US May Discuss AI Risks With China](https://www.pymnts.com/news/artificial-intelligence/2026/bessent-says-us-may-discuss-ai-risks-with-china/): Treasury Secretary Scott Bessent told Axios reporters that the United States is willing to discuss artificial intelligence risks with China,… - [Concert Fans Put AI in Charge of the Tickets Search](https://www.pymnts.com/news/artificial-intelligence/2026/concert-fans-put-ai-in-charge-of-the-tickets-search/): Fans hunting for concert seats are starting to skip the filters altogether. Instead of scrolling through hundreds of listings sorted… - [Clarity Stall Leaves Banks and Exchanges Looking to SEC](https://www.pymnts.com/cryptocurrency/2026/cryptos-dc-blowup-leaves-banks-issuers-and-exchanges-looking-to-sec/): Crypto markets lost their big Washington vote Tuesday (Sept. 15). But the more important fight may be the one that… - [Anthropic Consolidates Specialized Apps Into One Unified Claude Platform](https://www.pymnts.com/news/artificial-intelligence/2026/anthropic-consolidates-specialized-apps-into-one-unified-claude-platform/): Anthropic has begun merging Claude Cowork and chat into “one Claude” so that users don’t have to choose which tool to… - [House Committee Advances First-Ever Crypto Tax Bill](https://www.pymnts.com/cryptocurrency/2026/house-committee-advances-first-ever-crypto-tax-bill/): The House Ways and Means Committee voted to advance the Digital Asset Tax Certainty Act (H.R. 10357) Wednesday (Sept. 16),… - [American Express Escalates Business Banking War With High-Yield Savings Launch](https://www.pymnts.com/news/banking/2026/american-express-escalates-business-banking-war-with-high-yield-savings-launch/): American Express launched a new high-yield Business Savings account as part of its strategy to add integrated financial solutions to… - [Meta Offers AI as the Upsell for Free Social Media](https://www.pymnts.com/news/artificial-intelligence/2026/meta-tests-ai-as-the-upsell-for-free-social-media/): Meta is asking consumers who have never paid for Instagram, Facebook or WhatsApp to pay for new versions of them… - [House Bills Aims to Give Financial Regulators Better Tech](https://www.pymnts.com/technology/2026/house-bills-aims-give-financial-regulators-better-tech/): House lawmakers passed legislation aimed at giving financial regulators in the United States better digital tools, FedScoop reported Wednesday (Sept.… - [UK Shifts AML Focus to Disrupting Illicit, Tech-Enabled Networks](https://www.pymnts.com/legal/aml/2026/uk-shifts-aml-focus-to-disrupting-illicit-tech-enabled-networks/): The United Kingdom is preparing to spend 500 million pounds and hire hundreds of new financial crime specialists as it… - [Wells Fargo Adds Remittance Function to Mobile Banking App](https://www.pymnts.com/news/banking/2026/wells-fargo-adds-remittance-function-to-mobile-banking-app/): Wells Fargo says it has brought its international money transfer service to its banking app. ExpressSend Mobile makes Wells Fargo the… - [Chase Lets Cardholders Invest Reward Points With JPMorgan](https://www.pymnts.com/credit-cards/2026/chase-lets-cardholders-invest-reward-points-with-jpmorgan/): Chase has announced an investment-focused expansion of its Ultimate Rewards card program. “Invest Your Points,” announced Wednesday (Sept. 16), offers eligible cardmembers a… - [Costco and Uber Eats Scale Delivery Across 47 States](https://www.pymnts.com/news/delivery/2026/costco-uber-eats-scale-delivery-across-47-states/): Costco and Uber Technologies expanded their partnership to offer Costco delivery through Uber Eats in 47 states in the United… - [Google DeepMind Co-Founder Shane Legg Joins Safety-First Camp in AI Debate](https://www.pymnts.com/news/artificial-intelligence/2026/google-deepmind-co-founder-shane-legg-joins-safety-first-camp-ai-debate/): Google DeepMind Co-Founder Shane Legg is warning that artificial intelligence advances must not come before AI safety, the Financial Times reported… - [Nvidia and Google Launch Energy Alliance to Prevent AI Grid Overload](https://www.pymnts.com/news/artificial-intelligence/2026/nvidia-google-launch-energy-alliance-prevent-ai-grid-overload/): Nvidia, Google and Emerald AI launched an alliance dedicated to promoting flexible artificial intelligence data centers, Nvidia said in a… - [Instinct AI Assistant Targets $10 Billion Valuation](https://www.pymnts.com/startups/2026/instinct-ai-assistant-targets-10-billion-dollar-valuation/): Spear Street Technology, which operates artificial intelligence assistant Instinct, is in discussions to raise $1 billion, The Information reported Tuesday… - [Revolut and Fed Incidents Expose New Risks Inside Banking’s Trust System](https://www.pymnts.com/cybersecurity/2026/revolut-fed-incidents-expose-new-risks-inside-banking-trust-system/): Revolut and the Federal Reserve are in the news this week after suffering two banking infrastructure compromises. However, the most… - [Circle Launches Agentic Commerce Blockchain Arc With 100+ Partners](https://www.pymnts.com/blockchain/2026/circle-debuts-agentic-commerce-focused-blockchain-arc/): Circle has introduced Arc, a blockchain designed for financial markets, real-time money movement and agentic economic activity. Arc launches with integration… - [Big-Ticket Buyers Keep Retail’s Holiday Hopes Alive](https://www.pymnts.com/economy/2026/retail-sales-rise-as-consumers-make-room-for-bigger-purchases/): Consumers didn’t wait to shell out funds for cars, furniture and electronics in August. Retail sales rose 1.2% from July… - [NIST Push Could Give Banks a Common Test for AI Vendors](https://www.pymnts.com/news/artificial-intelligence/2026/nist-push-could-give-banks-ommon-test-ai-vendors/): A federal standards effort reaching a key deadline Wednesday (Sept. 16) could help banks answer a practical challenge that has… - [India Brings Merchant Fees to Popular UPI Payment System](https://www.pymnts.com/news/payment-methods/2026/india-brings-merchant-fees-to-popular-upi-payment-system/): For six years, India’s United Payments Interface (UPI) has been free for everyone involved, but that’s reportedly about to change. Reuters reported Wednesday… - [Amazon Plans Same-Day Delivery Hubs Near 80% of US Prime Members](https://www.pymnts.com/news/delivery/2026/amazon-plans-same-day-delivery-hubs-near-80percent-united-states-prime-members/): Amazon plans to increase its number of same-day delivery hubs from 85 to more than 1,000 by 2031, Seeking Alpha… - [Google Debuts Agentic Tools to Prep Retailers for Holidays](https://www.pymnts.com/google/2026/google-debuts-agentic-tools-to-prep-retailers-for-holidays/): Google is unveiling agentic artificial intelligence commerce updates for merchants ahead of this year’s holiday shopping season. “Finding the perfect holiday… - [David’s Bridal Makes Its SaaS Play for Wedding Vendors With Pearl Connect](https://www.pymnts.com/news/merchant-innovation/2026/davids-bridal-makes-its-saas-play-for-wedding-vendors-with-pearl-connect/): Watch more: Need to Know With Elina Vilk of David’s Bridal A bride can tell a wedding planner her date,… - [Revolut Faces Extortion Threats Following Email Scam](https://www.pymnts.com/cybersecurity/2026/revolut-faces-extortion-threats-following-email-scam/): Last week, Revolut revealed that customer data had been exposed in an email scam. Now, the U.K. FinTech is dealing… - [OpenAI Eyes $1.2 Trillion Valuation in Pre-IPO Funding Round](https://www.pymnts.com/news/artificial-intelligence/2026/openai-eyes-1-2-trillion-valuation-in-pre-ipo-funding-round/): OpenAI is reportedly weighing a funding round at a $1.2 trillion valuation before going public. The artificial intelligence (AI) startup… - [Half of Investment Platforms Need More Automation](https://www.pymnts.com/real-time-payments/2026/half-of-investment-platforms-need-more-automation/): Money can trade in seconds, yet investors may still wait days to receive it. That gap can make a fast… - [AI Moves Into Brazil’s Everyday Shopping Journey](https://www.pymnts.com/news/artificial-intelligence/2026/ai-moves-into-brazils-everyday-shopping-journey/): Watch more: Need to Know With Gustavo Carvalho of Visa Brazil  Brazil has become one of the clearest tests of… - [AI Has a Frankenstein Dilemma](https://www.pymnts.com/news/artificial-intelligence/2026/ai-has-a-frankenstein-dilemma/): AI Has a Frankenstein Dilemma Mary Shelley published Frankenstein in 1818. More than two hundred years later, it’s said to… - [47% of Shoppers Who Abandoned Their Carts Wanted a Digital Wallet Option](https://www.pymnts.com/digital-payments/2026/47-percent-of-shoppers-who-abandoned-their-carts-wanted-a-digital-wallet-option/): A shopper can make it through product search, comparison and cart building, then disappear at the payment screen. For merchants,… - [AI Picks the Shortlist Before Retailers Get the Click](https://www.pymnts.com/news/artificial-intelligence/2026/ai-picks-the-shortlist-before-retailers-get-the-click/): Before a shopper ever reaches a retailer, an artificial intelligence assistant may have already narrowed the field to three options.… - [Google Launches New Gemini Models to Upgrade Enterprise Voice Agents](https://www.pymnts.com/news/artificial-intelligence/2026/google-launches-new-gemini-models-to-upgrade-enterprise-voice-agents/): Google has begun rolling out two new artificial intelligence models designed to power voice agents, the company said in a… - [Cloudflare Lets Websites Block AI Training Without Losing Search](https://www.pymnts.com/connectedeconomy/2026/cloudflare-helps-website-owners-block-ai-scraping-without-losing-search-visibility/): Connectivity cloud company Cloudflare has launched a setting that enables website owners to remain visible in search results while blocking… - [Agentic Commerce Needs eCommerce-Level Trust to Scale, Mastercard-PYMNTS Panelists Say](https://www.pymnts.com/news/artificial-intelligence/2026/agentic-commerce-needs-ecommerce-level-trust-to-scale-mastercard-pymnts-panelists-say/): Agentic commerce needs to build trust among both consumers and merchants to scale, Mastercard said in a Tuesday (Sept. 15)… - [Treasury Rethinks AML Rules for Banks That Know Their Customers](https://www.pymnts.com/legal/bank-regulation/2026/treasury-rethinks-aml-rules-for-banks-that-know-their-customers/): Treasury may raise longstanding bank reporting thresholds and take into account how long financial institutions have known their customers, Treasury… - [Revolut Secures Sixth Global Bank License in Colombia](https://www.pymnts.com/legal/bank-regulation/2026/revolut-secures-sixth-global-bank-license-in-colombia/): Revolut continued its global expansion by securing a bank license in Colombia, the company said in a Tuesday (Sept. 15)… - [Nike’s S&P Exit Is a Warning for Every Consumer Brand](https://www.pymnts.com/news/retail/2026/nikes-sp-exit-is-a-warning-for-every-consumer-brand/): Nike’s upcoming removal from the S&P 100 is easy to read as a corporate fall-from-grace story. It may be more… - [Nvidia and Palantir Restrict Anthropic’s Fable Over Data Retention](https://www.pymnts.com/news/artificial-intelligence/2026/nvidia-and-palantir-restrict-anthropics-fable-over-data-retention/): Nvidia, Palantir, Booz Allen Hamilton and Novo Nordisk are drawing hard boundaries around where Anthropic’s most advanced artificial intelligence models… - [Thatch Reaches $1B Valuation as Employers Hand Workers Health Benefits Budgets](https://www.pymnts.com/healthcare/2026/thatch-reaches-1b-valuation-as-employers-hand-workers-health-benefits-budgets/): Thatch raised $108 million at a $1 billion valuation to continue growing its health benefits platform, the company said in… - [OpenAI Defies Antitrust Concerns to Join Rivals on AI Safety](https://www.pymnts.com/news/artificial-intelligence/2026/openai-defies-antitrust-concerns-join-rivals-ai-safety/): OpenAI Global Policy Chief Chris Lehane said Tuesday (Sept. 15) that OpenAI, Anthropic and Google DeepMind have been working together… - [Ryanair’s AI Resolves 80% of Customer Chats Without Humans](https://www.pymnts.com/news/artificial-intelligence/2026/ryanair-ai-resolves-80percent-customer-chats-without-humans/): Ryanair’s artificial intelligence now handles 120,000 customer chats a day across seven languages and resolves 80% of these conversations without… - [Clarity Act Stalls, but Will Wall Street Wait to Move On-Chain?](https://www.pymnts.com/cryptocurrency/2026/senate-voted-no-on-taking-crypto-seriously-what-about-wall-street/): Crypto spent years begging Washington for clear rules. On Tuesday (Sept. 15), Washington blinked. The Senate failed to advance the… - [ECB Invites Merchants to Help Shape Digital Euro](https://www.pymnts.com/cryptocurrency/2026/ecb-invites-merchants-to-help-shape-digital-euro/): The European Central Bank (ECB) has called for online and mobile merchants to participate in a digital euro pilot, it… - [Ex-Synapse Partner Lineage Bank Rebrands as Harpeth in Community Banking Pivot](https://www.pymnts.com/news/banking/2026/ex-synapse-partner-lineage-bank-rebrands-as-harpeth-in-community-banking-pivot/): Lineage Bank, a Tennessee-based bank that was a partner bank for Synapse, the banking-as-a-service (BaaS) provider that went bankrupt in… - [Perk Brings Travel Spending Offering to US Businesses](https://www.pymnts.com/spend-management/2026/perk-brings-travel-spending-offering-to-us-businesses/): Travel and spend management platform Perk has expanded its Perk Spend product to the U.S. The expansion is aimed at… - [Split Pay Raises $125 Million to Bring BNPL to Big Expenses](https://www.pymnts.com/bnpl/2026/split-pay-raises-125-million-dollars-bring-bnpl-big-expenses/): Lending startup Split Pay raised $125 million in new funding, Axios reported Sept. 8. The company’s Series A and Series… - [Tabby Raises $230 Million to Expand BNPL Offering](https://www.pymnts.com/news/investment-tracker/2026/tabby-raises-230-million-to-expand-bnpl-offering/): Saudi Arabia-based buy now, pay later FinTech Tabby has raised $230 million in new funding. The financing, announced Monday (Sept. 14), values Tabby at… - [Waystar Considers Sale of Healthcare Payments Software Firm](https://www.pymnts.com/healthcare/2026/waystar-considers-sale-of-healthcare-payments-software-firm/): Healthcare industry payments management software company Waystar is reportedly considering a potential sale. Such a deal could return Waystar to private ownership… - [Nasdaq Verafin and Stablecore Help Banks Spot Financial Crime Across Cash and Crypto](https://www.pymnts.com/partnerships/2026/nasdaq-verafin-stablecore-help-banks-spot-financial-crime-across-cash-crypto/): Nasdaq Verafin and Stablecore partnered to help financial institutions detect financial crimes across fiat and digital asset activity, Nasdaq said… - [Enova Scraps Grasshopper Bank Acquisition After Pressure From State AGs](https://www.pymnts.com/news/banking/2026/enova-scraps-grasshopper-bank-acquisition-after-pressure-from-state-ags/): Online financial services company Enova has withdrawn its bank regulatory applications related to the proposed acquisition of Grasshopper Bancorp, saying… - [Physical AI’s Biggest Market Is 280,000 Aging US Factories](https://www.pymnts.com/news/artificial-intelligence/2026/physical-ais-biggest-market-is-280000-aging-us-factories/): The physical AI boom is easy to picture as a new factory filled with humanoid robots and autonomous machines. The… - [Vista Explores Finastra Sale at Valuation Up to $12 Billion](https://www.pymnts.com/news/banking/2026/finastras-private-equity-owner-mulls-sale-of-financial-software-provider/): Financial software provider Finastra could reportedly soon be up for sale by its private equity firm owner. Vista Equity Partners is exploring options… - [Meta Launches Subscription Services for Social Platforms](https://www.pymnts.com/facebook-meta/2026/meta-debuts-subscription-services-social-platforms/): Meta unveiled its Meta One subscription program, according to a Tuesday (Sept. 15) announcement, as the tech giant moves to… - [Gen Z Makes Credit Card Switching a Social Contest](https://www.pymnts.com/credit-cards/2026/social-media-shapes-generation-z-credit-card-switching/): For Generation Z, the search for a new credit card is extending beyond bank websites, comparison sites and direct mail… - [California Tests Whether AI Can Cross Professional Licensing Lines](https://www.pymnts.com/legal/2026/california-tests-whether-ai-can-cross-professional-licensing-lines/): California’s top consumer regulator is signaling a potentially far-reaching approach to policing artificial intelligence: If state law requires a human… - [Agentic Payments Are Growing, but Most x402 Payments Aren’t From AI Agents](https://www.pymnts.com/news/artificial-intelligence/2026/agentic-payments-are-growing-most-x402-payments-are-not-from-ai-agents/): The emerging infrastructure for autonomous artificial intelligence agents to spend money online may be developing faster than the agents themselves.… - [Visa and Circle Back Stablecoin Payments Platform Velocity](https://www.pymnts.com/news/investment-tracker/2026/visa-and-circle-back-stablecoin-payments-platform-velocity/): Stablecoin payments and treasury platform Velocity has raised $10 million in new funding. The financing will support Velocity’s work to provide stablecoin… - [Thredd Powers iPayLinks Cross-Border Virtual Debit Program](https://www.pymnts.com/partnerships/2026/thredd-helps-ipaylinks-power-virtual-debit-program/): Issuer processor firm Thredd has launched a partnership with cross-border payment/capital settlement platform iPayLinks. The collaboration, announced Tuesday (Sept. 15), will see Thredd power China-based… - [Why CFOs Should Look to Healthcare for Agentic B2B’s Permission Layer](https://www.pymnts.com/news/artificial-intelligence/2026/why-cfos-should-look-to-healthcare-for-agentic-b2bs-permission-layer/): Payments companies already know how to authenticate machines. API keys, tokens, certificates and digital credentials can establish that a request… - [Truist Sells $5.5 Billion Auto Loan Portfolio to Pursue Higher Profits](https://www.pymnts.com/loans/2026/truist-sells-5-billion-dollar-auto-loan-portfolio-pursue-higher-profits/): Truist Financial, a top 10 commercial bank in the United States in terms of assets, disclosed Tuesday (Sept. 15) that… - [Ramp Brings Corporate Finance Platform to UK Businesses](https://www.pymnts.com/news/b2b-payments/2026/ramp-brings-corporate-finance-platform-to-uk-businesses/): Financial operations platform Ramp says it has officially launched in the U.K. The expansion is Ramp’s first major move beyond North America… - [Mastercard Dreamonomics Report Finds Smaller Businesses Prioritizing Stability](https://www.pymnts.com/mastercard/2026/mastercard-dreamonomics-report-finds-smaller-businesses-prioritizing-stability/): Small businesses are putting a premium on predictability. Across more than 6,000 small and medium-sized enterprises (SMEs) surveyed in 18… - [Grab Enters BNPL Space With $1.4 Billion Atome Acquisition](https://www.pymnts.com/bnpl/2026/grab-enters-bnpl-space-with-1-4-billion-atome-acquisition/): Grab Holdings is acquiring a controlling stake in Singapore-based buy now, pay later (BNPL) provider Atome Financial. The $1.49 billion deal will… - [Companies Can Delegate to AI Agents but Can’t Delegate Accountability](https://www.pymnts.com/news/artificial-intelligence/2026/companies-can-delegate-to-ai-agents-but-cant-delegate-accountability/): Watch more: Digital Shift With Amir Wain of i2c Companies have embraced generative artificial intelligence, examining where software could help… - [AI Makes the Holiday Shopping List but Who Gets the Sale?](https://www.pymnts.com/news/artificial-intelligence/2026/ai-makes-the-holiday-shopping-list-but-who-gets-the-sale/): AI can find the sweater, compare prices and read hundreds of reviews before a shopper finishes a cup of coffee.… - [Where Credit Union Cards Can Win More Spending](https://www.pymnts.com/credit-unions/2026/where-credit-union-cards-can-win-more-spending/): Credit unions have a challenge that is more specific than simply getting members to use their cards more often. The… - [26% of Travelers Put Travel Costs on Card Installments](https://www.pymnts.com/transportation/travel-payments/2026/26-percent-of-travelers-put-travel-costs-on-card-installments/): For many consumers, planning a trip now includes deciding how to divide the bill as carefully as deciding where to… - [Hourly Work Changes by the Shift but Payday Doesn’t](https://www.pymnts.com/back-office/payroll/2026/hourly-work-changes-by-the-shift-but-payday-doesnt/): For millions of hourly and shift workers, flexibility is built into when they work but rarely into when they get… - [Apple Bets on Siri AI to Win the Personal Assistant War](https://www.pymnts.com/apple/2026/apple-bets-on-siri-ai-to-win-the-personal-assistant-war/): Apple released its artificial intelligence-powered Siri AI on Monday (Sept. 14), saying in a press release that the assistant is… - [Paymentus Scales Bill Payment Platform Across Additional Sectors](https://www.pymnts.com/news/payments-innovation/2026/paymentus-scales-bill-payment-platform-across-additional-sectors/): Paymentus executives emphasized the company’s position as a specialized technology provider navigating bill payment modernization, agentic artificial intelligence and expansion… - [Mastercard CFO Outlines Growth Strategy Driven by Stablecoins and Value-Added Services](https://www.pymnts.com/mastercard/2026/mastercard-cfo-outlines-growth-strategy-driven-by-stablecoins-and-value-added-services/): Incoming Mastercard Chief Financial Officer Ling Hai, who assumed that role Aug. 3, outlined a growth-focused capital allocation strategy that… - [Shopify Says AI Search Boosts Conversions by 80%](https://www.pymnts.com/commerce/ecommerce/2026/shopify-says-ai-search-boosts-conversions-by-80/): Shopify is leveraging agentic artificial intelligence to transform digital commerce discovery, lower startup barriers for small and medium-sized businesses, and… - [Euno Raises $23 Million to Give AI Agents Corporate Memory](https://www.pymnts.com/news/artificial-intelligence/2026/euno-raises-23-million-to-give-ai-agents-corporate-memory/): Companies have spent years investing in becoming data-driven, accumulating sales, marketing, financial and product information across an expanding collection of… - [Payments Firms Put Georgia’s Limited Purpose Bank Charter to Work](https://www.pymnts.com/news/acquiring/2026/payments-firms-put-georgia-limited-purpose-bank-charter-work/): Bank sponsorship has been a staple of merchant acquiring in the United States. A payments company can provide the technology,… - [OpenAI Accelerates Device Plan With AI Camera Tech Acquisition](https://www.pymnts.com/news/artificial-intelligence/2026/openai-accelerates-device-plan-with-ai-camera-tech-acquisition/): OpenAI has acquired Glass Imaging, a startup founded by former Apple employees that is developing artificial intelligence-enhanced cameras for smartphones,… - [Anthropic Deploys Claude to Automate Financial Adviser Prep Work](https://www.pymnts.com/news/artificial-intelligence/2026/anthropic-deploys-claude-automate-financial-adviser-prep-work/): Anthropic released a suite of connectors and workflow skills designed to enable financial advisers to save time on prep and… - [Crypto’s Search for Clarity Runs Into the Real Economy](https://www.pymnts.com/cryptocurrency/2026/senate-clarity-act-vote-tees-up-crypto-collision-with-traditional-finance/): The cryptocurrency sector has for years called for regulatory clarity around digital asset markets in the U.S. The resulting piece… - [Connecticut Targets Prediction Markets’ Distribution Stack](https://www.pymnts.com/legal/2026/connecticut-targets-prediction-markets-distribution-stack/): Connecticut expanded its campaign against sports event prediction markets beyond Kalshi. Last week, the state issued cease-and-desist orders to nine… - [Pinterest Boosts AI-Powered Search Speed Sevenfold With Nvidia Tech](https://www.pymnts.com/news/artificial-intelligence/2026/pinterest-boosts-ai-powered-search-speed-sevenfold-with-nvidia-tech/): Pinterest has built a new multimodal artificial intelligence infrastructure that will support the next generation of visual and conversational experiences… - [Moderna’s AI-Built Cancer Vaccine Clears Phase 3 With Merck](https://www.pymnts.com/healthcare/2026/modernas-ai-built-cancer-vaccine-clears-phase-3-with-merck/): Moderna built an artificial intelligence that reads a patient’s tumor and decides what that patient’s medicine should be. That approach… - [Meta Faces Lawsuit Over Smart Glasses Facial Recognition](https://www.pymnts.com/news/wearables/2026/meta-faces-lawsuit-over-smart-glasses-facial-recognition/): Meta’s still-unreleased smart glasses are reportedly the subject of a class action lawsuit. A group of parents and their children in… - [Apple’s Three-Pronged Retail Revamp Resurrects the Genius Bar](https://www.pymnts.com/apple/2026/apple-three-pronged-retail-revamp-resurrects-genius-bar/): Apple is making design changes to its retail stores, Bloomberg reported Sunday (Sept. 13). The changes are an acceleration of… - [TD Bank Commits $108 Billion to Canadian Infrastructure](https://www.pymnts.com/news/banking/2026/td-bank-commits-108-billion-to-canadian-infrastructure/): TD Bank has announced a five-year, $108 billion (150 billion Canadian dollars) commitment to Canada’s “investment supercycle.” The project is designed… - [Fiserv CEO Says Divided Structure Left Products Underused](https://www.pymnts.com/news/payments-innovation/2026/fiserv-unifies-financial-merchant-divisions-unlock-growth-opportunities/): Fiserv aims to tap several growth opportunities by bringing together the capabilities of its Financial Solutions (FS) and Merchant Solutions… - [Walmart+ Expands Gas Savings Program as Fuel Prices Surge](https://www.pymnts.com/news/retail/2026/walmart-expands-gas-savings-program-as-fuel-prices-surge/): Walmart+ is expanding its Gas Savings benefit with a new partnership with Citgo. The expansion of the company’s membership program adds… - [U.S. Bank Recruits Citi Executive to Lead Tech Sector Payments](https://www.pymnts.com/personnel/2026/u-s-bank-recruits-citi-executive-to-lead-payments-in-key-growth-sectors/): U.S. Bank has named Citi veteran Calvert Lange to lead the delivery of payment and treasury solutions to technology, media,… - [Musk Firms Drop Apple Antitrust Suit but Continue Case Against OpenAI](https://www.pymnts.com/legal/antitrust/2026/musk-firms-drop-apple-antitrust-suit-but-continue-case-against-openai/): Elon Musk’s xAI and X have reportedly dropped their antitrust case against Apple. Those companies had accused Apple of favoring OpenAI’s ChatGPT over other chatbot makers, but… - [Anthropic Makes $13.7 Compute Deal With Trump-Linked Rum Group](https://www.pymnts.com/news/artificial-intelligence/2026/anthropic-makes-13-7-compute-deal-with-trump-linked-rum-group/): Anthropic has reportedly signed a $13.7 billion deal with Rum Group, a social media/AI infrastructure company. The six-year deal with Rum —… - [Republican Senators Expand Clarity Act Ethics Rules Ahead of Make-or-Break Vote](https://www.pymnts.com/cryptocurrency/2026/republican-senators-expand-clarity-act-ethics-rules-ahead-of-make-or-break-vote/): Three Republican Senators released a final draft of the Clarity Act Monday (Sept. 14), saying in a press release that… - [AI Standards Push Can Borrow From the Payments Playbook](https://www.pymnts.com/news/artificial-intelligence/2026/ai-standards-push-can-borrow-from-payments-playbook/): Anthropic, Google and OpenAI may agree that powerful artificial intelligence models need common safety standards. Getting to that commonality will… - [Community Banks’ Biggest Third-Party Risk Is the Vendor They Can’t Replace](https://www.pymnts.com/legal/bank-regulation/2026/community-banks-biggest-third-party-risk-is-vendor-they-cannot-replace/): A pair of regulatory actions issued Friday (Sept. 11) could change how banks think about third-party risk. The Federal Reserve… - [Ninth Circuit Rules AI Agents Act on Behalf of Users, Not Developers](https://www.pymnts.com/news/artificial-intelligence/2026/ninth-circuit-rules-ai-agents-act-on-behalf-of-users-not-developers/): When an autonomous AI agent accesses a password-protected website, who actually does the accessing? According to the federal Ninth Circuit… - [Microsoft Latest Tech Giant Calling for Slower AI Development](https://www.pymnts.com/news/artificial-intelligence/2026/microsoft-latest-tech-giant-calling-for-slower-ai-development/): Add Microsoft to the list of AI companies lobbying for a slowdown in the tech’s development. The tech giant on Monday (Sept.… - [Germany Says Europe Can’t Afford to Slow AI Development](https://www.pymnts.com/news/artificial-intelligence/2026/germany-says-europe-cant-afford-to-slow-ai-development/): Germany is reportedly rejecting the AI industry’s calls to slow the technology’s development. “We do not consider halting development to… - [OpenTable Reports Diners Reached Through AI Tools Spend 20% More](https://www.pymnts.com/news/artificial-intelligence/2026/opentable-reports-diners-reached-through-ai-tools-spend-20percent-more/): Integrations of OpenTable’s restaurant technology with artificial intelligence models drove 17 times more seated diners year over year for restaurant… - [Amodei’s AI Safety Plan Comes With a Catch](https://www.pymnts.com/news/artificial-intelligence/2026/anthropic-ceo-dario-amodei-ai-safety-plan-comes-with-catch/): Anthropic CEO and Co-Founder Dario Amodei said he wants independent evaluators inside leading artificial intelligence companies and governments to slow… - [AI Helps Make Fraud 4.5 Times as Profitable for Scammers](https://www.pymnts.com/news/artificial-intelligence/2026/ai-helps-make-fraud-4-5-times-as-profitable-for-scammers/): Fraudsters are reportedly trading massive scam operations for smaller and more profitable schemes using artificial intelligence (AI). That’s according to Giles… - [Amazon Is Becoming a Gateway to ChatGPT Ads](https://www.pymnts.com/news/artificial-intelligence/2026/amazon-is-becoming-a-gateway-to-chatgpt-ads/): Amazon Ads has announced a partnership with OpenAI, letting select U.S. advertisers extend their existing Amazon campaigns directly into ChatGPT,… ## Trackers - [Real-Time Payments World Map – September 2026](https://www.pymnts.com/tracker/real-time-payments-world-map-asia-pacific/) - [Credit as a Feature – July 2026](https://www.pymnts.com/tracker/credit-as-a-feature-ai-agents/) - [Real-Time Payments World Map – July 2026](https://www.pymnts.com/tracker/real-time-payments-world-map-south-america-economic-growth/) - [Real-Time Payments World Map – May 2026](https://www.pymnts.com/tracker/real-time-payments-world-map-regulation-sovereignty-europe/) - [Money Mobility Tracker – April 2026](https://www.pymnts.com/tracker/money-mobility-modern-payments-community-banks/) - [The ABCs of AI Credit – April 2026](https://www.pymnts.com/tracker/the-abcs-of-ai-credit-real-time-transactions/) - [Money Mobility Tracker – March 2026](https://www.pymnts.com/tracker/money-mobility-instant-account-activation-funding-speed/) - [Real-Time Payments World Map – March 2026](https://www.pymnts.com/tracker/real-time-payments-world-map-north-america-finance/) - [The Prompt Economy™ – February 2026](https://www.pymnts.com/tracker/prompt-economy-tokens-trust-transactions/) - [Money Mobility – February 2026](https://www.pymnts.com/tracker/faster-payments-imperative-small-business-cash-flow/) - [Money Mobility – January 2026](https://www.pymnts.com/tracker/money-mobility-debunking-faster-payments-fraud-fears/) - [Money Mobility – December 2025](https://www.pymnts.com/tracker/money-mobility-construction-instant-payments/) - [Money Mobility – November 2025](https://www.pymnts.com/tracker/money-mobility-instant-insurance-payouts/) - [The Prompt Economy™ – October 2025](https://www.pymnts.com/tracker/the-prompt-economy-when-bots-are-the-customer/) - [Money Mobility – September/October 2025](https://www.pymnts.com/tracker/money-mobility-instant-payments-in-restaurant-industry/) - [Money Mobility – September 2025](https://www.pymnts.com/tracker/money-mobility-earned-wage-access/) - [The Prompt Economy™ – August 2025](https://www.pymnts.com/tracker/the-prompt-economy-agentic-ai-turns-conversation-into-commerce/) - [Money Mobility – August 2025](https://www.pymnts.com/tracker/money-mobility-instant-lending-payouts-demand/) - [Real-Time Payments World Map – August 2025](https://www.pymnts.com/tracker/real-time-payments-world-map-north-america-levels-up/) - [Money Mobility – July 2025](https://www.pymnts.com/tracker/money-mobility-property-management-payments/) - [Real-Time Payments World Map – July 2025](https://www.pymnts.com/tracker/real-time-payments-world-map-expansion/) - [Money Mobility – June/July 2025](https://www.pymnts.com/tracker/money-mobility-instant-payments-trucking-transportation/) - [Money Mobility – June 2025](https://www.pymnts.com/tracker/government-disbursements-from-paper-checks-to-digital-payments/) - [Real-Time Payments World Map – June 2025](https://www.pymnts.com/tracker/real-time-payments-innovation-banking-retail/) - [Money Mobility – May 2025](https://www.pymnts.com/tracker/choice-certainty-convenience-drive-instant-payment-demand/) - [Real-Time Payments World Map – May 2025](https://www.pymnts.com/tracker/global-real-time-payments-cross-border/) - [Money Mobility – April 2025](https://www.pymnts.com/tracker/money-mobility-smb-instant-payments/) - [Real-Time Payments World Map – April 2025](https://www.pymnts.com/tracker/real-time-payments-new-partnerships-wider-coverage/) - [Real-Time Payments World Map – March 2025](https://www.pymnts.com/tracker/real-time-payments-world-map-global-finance/) - [Money Mobility – March 2025](https://www.pymnts.com/tracker/money-mobility-real-time-payments-fraud-prevention/) - [Money Mobility – February 2025](https://www.pymnts.com/tracker/instant-remedy-healthcare-payments-pain-points/) - [Real-Time Payments World Map – February 2025](https://www.pymnts.com/tracker/real-time-payments-world-map-financial-transformation/) - [Real-Time Payments World Map – January 2025](https://www.pymnts.com/tracker/real-time-payments-world-map-api-innovation/) - [Money Mobility – December 2024/January 2025](https://www.pymnts.com/tracker/gigs-gaming-instant-payments-ad-hoc-transactions/) - [Money Mobility – December 2024](https://www.pymnts.com/tracker/money-mobility-digital-payouts-government-disbursements/) - [Real-Time Payments World Map – December 2024](https://www.pymnts.com/tracker/real-time-payments-world-map-global-expansion/) - [Money Mobility – November 2024](https://www.pymnts.com/tracker/money-mobility-instant-disbursements-consumer-lending/) - [Real-Time Payments World Map – November 2024](https://www.pymnts.com/tracker/global-push-for-real-time-payments/) - [Money Mobility – October 2024](https://www.pymnts.com/tracker/money-mobility-digital-payments-construction-industry/) - [Real-Time Payments World Map – October 2024](https://www.pymnts.com/tracker/real-time-payments-global-developments/) - [Money Mobility – September 2024](https://www.pymnts.com/tracker/money-mobility-instant-payroll-earned-wage-access/) - [Real-Time Payments World Map – September 2024](https://www.pymnts.com/tracker/real-time-payments-world-map-instant-expansion/) - [Money Mobility – August 2024](https://www.pymnts.com/tracker/money-mobility-travel-hospitality-instant-payments/) - [Real-Time Payments World Map – August 2024](https://www.pymnts.com/tracker/real-time-payments-world-map-international-commerce/) - [Money Mobility – July 2024](https://www.pymnts.com/tracker/money-mobility-digital-wallets-overtake-debit/) - [Real-Time Payments World Map – July 2024](https://www.pymnts.com/tracker/global-real-time-payments-volume-increase/) - [Generative AI – June 2024](https://www.pymnts.com/tracker/generative-ai-payments-fraud-prevention/) - [Real-Time Payments World Map – June 2024](https://www.pymnts.com/tracker/real-time-payments-world-map-global-transaction-growth/) - [Real-Time Payments World Map – May 2024](https://www.pymnts.com/tracker/real-time-payments-world-map-us-europe-cloud-solutions-innovations/) - [Money Mobility – April/May 2024](https://www.pymnts.com/tracker/money-mobility-faster-rent-payments-property-management/) - [Money Mobility – April 2024](https://www.pymnts.com/tracker/money-mobility-faster-payments-fraud-prevention/) - [Real-Time Payments World Map – April 2024](https://www.pymnts.com/tracker/real-time-payments-world-map-instant-innovations-world-commerce/) - [Money Mobility – March/April 2024](https://www.pymnts.com/tracker/money-mobility-digital-wallet-bill-payments/) - [Generative AI – March 2024](https://www.pymnts.com/tracker/generative-ai-telecom-communications-artificial-intelligence/) - [Money Mobility – March 2024](https://www.pymnts.com/tracker/money-mobility-p2p-payment-apps/) - [Real-Time Payments World Map – March 2024](https://www.pymnts.com/tracker/real-time-payments-world-map-cross-border-commerce-instant-funds/) - [Generative AI – February 2024](https://www.pymnts.com/tracker/generative-artificial-intelligence-media-industry-digital-innovation/) - [B2B and Digital Payments – February 2024](https://www.pymnts.com/tracker/b2b-and-digital-payments-smb-financing-business-credit-cards/) - [Money Mobility – February/March 2024](https://www.pymnts.com/tracker/money-mobility-instant-payments-insurance-disbursements/) - [Real-Time Payments World Map – February 2024](https://www.pymnts.com/tracker/real-time-payments-world-map-global-innovation-angola/) - [Money Mobility – February 2024](https://www.pymnts.com/tracker/money-mobility-tuition-payments-student-loans/): https://www.pymnts.com/tracker/money-mobility-tuition-payments-student-loans/ - [Money Mobility – January 2024](https://www.pymnts.com/tracker/money-mobility-online-gambling-instant-payouts/): https://www.pymnts.com/tracker/money-mobility-online-gambling-instant-payouts/ - [Real-Time Payments World Map – January 2024](https://www.pymnts.com/tracker/real-time-payments-world-map-b2b-cross-border-smbs/) - [Generative AI – January 2024](https://www.pymnts.com/tracker/generative-ai-banking-financial-services-baas/): https://www.pymnts.com/tracker/generative-ai-banking-financial-services-baas/ - [B2B and Digital Payments – December 2023](https://www.pymnts.com/tracker/b2b-digital-payments-smbs-holiday-shopping-ecommerce/): https://www.pymnts.com/tracker/b2b-digital-payments-smbs-holiday-shopping-ecommerce/ - [Money Mobility – December 2023](https://www.pymnts.com/tracker/money-mobility-construction-industry-late-payments/): https://www.pymnts.com/tracker/money-mobility-construction-industry-late-payments/ - [Generative AI – December 2023](https://www.pymnts.com/tracker/generative-ai-retail-industry-llms-phishing/): https://www.pymnts.com/tracker/generative-ai-retail-industry-llms-phishing/ - [Working Capital – December 2023](https://www.pymnts.com/tracker/working-capital-b2b-late-payments-dso/): https://www.pymnts.com/tracker/working-capital-b2b-late-payments-dso/ - [Working Capital – November 2023](https://www.pymnts.com/tracker/working-capital-ai-ar-automation/): https://www.pymnts.com/tracker/working-capital-ai-ar-automation/ - [Money Mobility – November 2023](https://www.pymnts.com/tracker/money-mobility-trucking-industry-payments-modernization/): https://www.pymnts.com/tracker/money-mobility-trucking-industry-payments-modernization/ - [FinTech – November 2023](https://www.pymnts.com/tracker/fintech-bnpl-regulations-consumer-payments-credit/): https://www.pymnts.com/tracker/fintech-bnpl-regulations-consumer-payments-credit/ - [Generative AI – November 2023](https://www.pymnts.com/tracker/generative-ai-chatgpt-legal-industry/): https://www.pymnts.com/tracker/generative-ai-chatgpt-legal-industry/ - [Real-Time Payments World Map – November 2023](https://www.pymnts.com/tracker/real-time-payments-world-map-global-financial-innovation/): https://www.pymnts.com/tracker/real-time-payments-world-map-global-financial-innovation/ - [B2B and Digital Payments – November 2023](https://www.pymnts.com/tracker/b2b-digital-payments-insurance-industry-payouts/): https://www.pymnts.com/tracker/b2b-digital-payments-insurance-industry-payouts/ - [Working Capital – October 2023](https://www.pymnts.com/tracker/working-capital-generative-artificial-intelligence-b2b-payments/): https://www.pymnts.com/tracker/working-capital-generative-artificial-intelligence-b2b-payments/ - [B2B and Digital Payments – October 2023](https://www.pymnts.com/tracker/b2b-digital-payments-accounts-receivable-automation/) - [Real-Time Payments World Map – October 2023](https://www.pymnts.com/tracker/real-time-payments-world-map-global-payment-schemes/) - [Generative AI – October 2023](https://www.pymnts.com/tracker/generative-ai-healthcare-industry-technology-innovation/) - [Credit Union – September/October 2023](https://www.pymnts.com/tracker/credit-union-cryptocurrency-digital-banking-innovation/): https://www.pymnts.com/tracker/credit-union-cryptocurrency-digital-banking-innovation/ - [Working Capital – September 2023](https://www.pymnts.com/tracker/working-capital-automation-technology-payment-delays/) - [Credit Union – September 2023](https://www.pymnts.com/tracker/credit-union-data-security-digital-banking-fraud-prevention/): https://www.pymnts.com/tracker/credit-union-data-security-digital-banking-fraud-prevention/ - [Real-Time Payments World Map – September 2023](https://www.pymnts.com/tracker/real-time-payments-world-map-international-instant-payments/) - [B2B and Digital Payments – August/September 2023](https://www.pymnts.com/tracker/b2b-digital-payments-student-loans-tuition-automation-technology/) - [Generative AI – September 2023](https://www.pymnts.com/tracker/generative-ai-digital-fraud-prevention-detection/) - [Working Capital – August 2023](https://www.pymnts.com/tracker/working-capital-accounts-receivable-automation/) - [Credit Union – August 2023](https://www.pymnts.com/tracker/credit-unions-digital-banking-innovation-fintech/) - [B2B and Digital Payments – August 2023](https://www.pymnts.com/tracker/b2b-digital-payments-technology-industry-invoicing/) - [Generative AI – August 2023](https://www.pymnts.com/tracker/generative-ai-llms-digital-technology-innovation/) - [Real-Time Payments World Map – August 2023](https://www.pymnts.com/tracker/real-time-payments-world-map-international-financial-growth/): https://www.pymnts.com/tracker/real-time-payments-world-map-international-financial-growth/ - [Real-Time Payments – July 2023](https://www.pymnts.com/tracker/real-time-payments-fednow-real-time-rail-instant-payments/) - [Money Mobility – July 2023](https://www.pymnts.com/tracker/money-mobility-real-time-payments-payroll-earned-wage-access/) - [FinTech – July 2023](https://www.pymnts.com/tracker/fintech-financial-fraud-prevention-artificial-intelligence/): https://www.pymnts.com/tracker/fintech-financial-fraud-prevention-artificial-intelligence/ - [Generative AI – July 2023](https://www.pymnts.com/tracker/generative-ai-artificial-intelligence-technology-innovation/): https://www.pymnts.com/tracker/generative-ai-artificial-intelligence-technology-innovation/ - [Real-Time Payments World Map – July 2023](https://www.pymnts.com/tracker/real-time-payments-world-map-ecommerce-b2b-transactions/): https://www.pymnts.com/tracker/real-time-payments-world-map-ecommerce-b2b-transactions/ - [Digital-First Banking – July 2023](https://www.pymnts.com/tracker/digital-first-banking-cloud-technology-data-analytics/): https://www.pymnts.com/tracker/digital-first-banking-cloud-technology-data-analytics/ - [Embedded Finance – June 2023](https://www.pymnts.com/tracker/embedded-finance-smb-spend-management-automation/): https://www.pymnts.com/tracker/embedded-finance-smb-spend-management-automation/     - [B2B and Digital Payments – June 2023](https://www.pymnts.com/tracker/b2b-digital-payments-restaurant-technology-innovation-inflation/): https://www.pymnts.com/tracker/b2b-digital-payments-restaurant-technology-innovation-inflation/   - [Accounts Payable Payments as a Service – June 2023](https://www.pymnts.com/tracker/accounts-payable-as-a-service-ap-automation-business-finance/) - [Money Mobility – June 2023](https://www.pymnts.com/tracker/money-mobility-healthcare-payments-modernization/): https://www.pymnts.com/tracker/money-mobility-healthcare-payments-modernization/   - [Real-Time Payments – June/July 2023](https://www.pymnts.com/tracker/real-time-payments-smb-financial-health-cash-flow/): https://www.pymnts.com/tracker/real-time-payments-smb-financial-health-cash-flow/ ## Trackers (HTML) - [Making Health and Wellness Benefits Perform: What Modern Card Infrastructure Changes](https://www.pymnts.com/tracker_posts/making-health-and-wellness-benefits-perform-what-modern-card-infrastructure-changes/): WHAT THIS TRACKER DOES This Tracker gives CFOs, HR executives and benefits administrators a practical way to measure what a… - [Why Modern Issuing Platforms Will Determine Which AI Strategies Succeed](https://www.pymnts.com/tracker_posts/why-modern-issuing-platforms-will-determine-which-ai-strategies-succeed/): Artificial intelligence (AI) is moving from experimentation to practical deployment across financial services. As agentic models exceed merely generating recommendations,… - [Connecting What’s Next: Open Infrastructure for the Future of Commerce](https://www.pymnts.com/tracker_posts/connecting-whats-next-open-infrastructure-for-the-future-of-commerce/): This trade-off is no longer just a technical inconvenience. It shapes how quickly a business can enter new markets, how… - [The Branch Changes Jobs: How Credit Unions Are Reimagining Physical Banking](https://www.pymnts.com/tracker_posts/the-branch-changes-jobs-how-credit-unions-are-reimagining-physical-banking/): Digital Banking Is Redefining the Purpose of the Branch Members Still Want Human Banking, Just in Different Ways The Branch… - [From Adoption to Execution: How FIs Are Turning Real-Time Payments Into Competitive Advantage](https://www.pymnts.com/tracker_posts/from-adoption-to-execution-how-fis-are-turning-real-time-payments-into-competitive-advantage/): Adoption Is Becoming the Industry Standard Implementation Has Become the New Competitive Challenge Execution Is Emerging as the Real Competitive… - [The Performance Gap: Why Every Transaction Is a Growth Opportunity](https://www.pymnts.com/tracker_posts/the-performance-gap-why-every-transaction-is-a-growth-opportunity/): The payments industry has mastered how to move money but not how to maximize its value. Despite rapid digital innovation,… - [The Top-of-Wallet Challenge: Why Trust Alone Is Not Enough to Drive Card Usage](https://www.pymnts.com/tracker_posts/the-top-of-wallet-challenge-why-trust-alone-is-not-enough-to-drive-card-usage/): Credit unions (CUs) have succeeded in building trusted relationships with their members. Most consumer members already view their CU as… - [The True Business Cost of Slow Disbursements](https://www.pymnts.com/tracker_posts/the-true-business-cost-of-slow-disbursements/): This Tracker gives CFOs and operations leaders a practical framework for quantifying what slow, check-dependent disbursement infrastructure actually costs. That… - [Who Decides Now: How Developers and Tech Teams Are Reshaping the Future of AP Payments](https://www.pymnts.com/tracker_posts/who-decides-now-how-developers-and-tech-teams-are-reshaping-the-future-of-ap-payments/): Something fundamental is changing about who decides how organizations pay their suppliers. For years, payments automation was evaluated primarily by… - [From Asset to Everyday Money: Making Digital Currencies Spendable](https://www.pymnts.com/tracker_posts/from-asset-to-everyday-money-making-digital-currencies-spendable/): Digital assets have moved beyond their origins as investment vehicles. Cryptocurrencies and stablecoins first gained attention as new asset classes,… - [The Incremental Imperative: Why Debit Innovation Is the New Standard for Cardholder Loyalty](https://www.pymnts.com/tracker_posts/the-incremental-imperative-why-debit-innovation-is-the-new-standard-for-cardholder-loyalty/): Debit has long been one of the most familiar payment products in the consumer wallet. That familiarity, however, has also… - [Invest Now, Win Later: How Buy Now, Pay Later Became a Merchant Growth Strategy](https://www.pymnts.com/tracker_posts/invest-now-win-later-how-buy-now-pay-later-became-a-merchant-growth-strategy/): Buy now, pay later (BNPL) has emerged as a defining payment trend in recent years. What began as a niche… - [The Practical AI Opportunity: Why SMBs Want Guidance Before Automation](https://www.pymnts.com/tracker_posts/the-practical-ai-opportunity-why-smbs-want-guidance-before-automation/): Artificial intelligence (AI) has rapidly moved from experimental technology to business necessity. Yet for many small to mid-sized businesses (SMBs),… - [The Real-Time Perception Gap: How Experience Is Driving the Next Phase of Instant Payments Adoption](https://www.pymnts.com/tracker_posts/the-real-time-perception-gap-how-experience-is-driving-the-next-phase-of-instant-payments-adoption/): Business-to-business (B2B) payments have long relied on familiar rails—credit cards, checks and automated clearing house (ACH) transfers—that move money between… - [The Hidden P&L of Legacy Debit](https://www.pymnts.com/tracker_posts/the-hidden-pl-of-legacy-debit/): Most financial institutions know what their debit processor charges them. Far fewer know what that processor costs them. The invoice… - [From Access to Activation: Why Instant Payments Need More Than Connectivity](https://www.pymnts.com/tracker_posts/from-access-to-activation-why-instant-payments-need-more-than-connectivity/): Instant payments in the United States have reached a new phase. Both the RTP® network and the FedNow® Service have… - [The Wallet Effect: How Credit Unions Can Close the Digital Currency Access Gap](https://www.pymnts.com/tracker_posts/the-wallet-effect-how-credit-unions-can-close-the-digital-currency-access-gap/): Digital currency may still occupy the edge of mainstream finance, but for younger consumers, it is no longer unfamiliar territory.… - [The Next-Gen Commerce Playbook: Turning Checkout Into a Compounding Customer Loop](https://www.pymnts.com/tracker_posts/the-next-gen-commerce-playbook-turning-checkout-into-a-compounding-customer-loop/): Checkout has long been treated as the final step in the customer journey. Today, it is proving to be something… - [Rewiring Wires: Modernizing CHIPS and Fedwire® for a New Era of Demand](https://www.pymnts.com/tracker_posts/rewiring-wires-modernizing-chips-and-fedwire-for-a-new-era-of-demand/): Wire payments have long served as the backbone of high-value transactions, moving trillions of dollars daily between financial institutions (FIs)… - [Defending the Member: How Credit Unions Are Responding to a New Fraud Landscape](https://www.pymnts.com/tracker_posts/defending-the-member-how-credit-unions-are-responding-to-a-new-fraud-landscape/): Fraud is entering a new phase of complexity for credit unions (CUs), driven by the rapid expansion of digital channels,… - [Where Payment Decisions Happen: How Issuer Data Is Powering the Next Era of Commerce](https://www.pymnts.com/tracker_posts/where-payment-decisions-happen-how-issuer-data-is-powering-the-next-era-of-commerce/): Payments have long been treated as a back-end utility: systems designed simply to authorize transactions and move funds efficiently. Today,… - [The Intelligent Spend Shift: How Card Platforms Can Prepare for Agentic Commerce](https://www.pymnts.com/tracker_posts/the-intelligent-spend-shift-how-card-platforms-can-prepare-for-agentic-commerce/): Artificial intelligence (AI) assistants can already recommend products, compare prices and automate routine purchasing tasks. The next step is agentic… - [From Faster to Smarter: Real-Time Payments as a Consumer Cash Flow Tool](https://www.pymnts.com/tracker_posts/from-faster-to-smarter-real-time-payments-as-a-consumer-cash-flow-tool/): Real-time payments are reaching new milestones, but the story behind their growth is evolving. Record transaction volumes on the RTP®… - [The AI Chat Gap: Why Credit Unions Must Act on Conversational AI](https://www.pymnts.com/tracker_posts/the-ai-chat-gap-why-credit-unions-must-act-on-conversational-ai/): Artificial intelligence (AI) has quickly moved from emerging capability to baseline expectation in financial services. Increasingly, the first interaction consumers… - [Secured Credit’s Next Turn: Unlocking Growth With Dynamic Funding](https://www.pymnts.com/tracker_posts/secured-credits-next-turn-unlocking-growth-with-dynamic-funding/): Secured credit has long served as a pathway for consumers to build or rebuild their credit histories. Today, it is… - [Pay Later’s Next Chapter: Why Credit Unions Are Rethinking Installment Payments](https://www.pymnts.com/tracker_posts/pay-laters-next-chapter-why-credit-unions-are-rethinking-installment-payments/): Buy now, pay later (BNPL) has rapidly evolved from a niche payment option into a routine part of everyday spending.… - [Beyond Speed: The Strategic Value of Real-Time Payments](https://www.pymnts.com/tracker_posts/beyond-speed-the-strategic-value-of-real-time-payments/): Real-time payments are often framed as a story about speed, but that lens increasingly undersells their business impact. As corporates… - [The Credit Reset: How Unified Platforms Are Replacing Legacy Lending Infrastructure](https://www.pymnts.com/tracker_posts/the-credit-reset-how-unified-platforms-are-replacing-legacy-lending-infrastructure/): Dependability can often mask a fundamental limitation: an inability to evolve. Just as legacy mobile platforms like Nokia and BlackBerry… - [Embedding Security: Designing Fraud Risk Out of Business Transactions](https://www.pymnts.com/tracker_posts/embedding-security-designing-fraud-risk-out-of-business-transactions/): Embedded payments are becoming a core feature of modern business platforms, weaving transactions directly into everyday operational workflows. As payments… - [A Tale of Two Mindsets: How CUs and FinTechs Can Turn Culture Clash Into Collaboration](https://www.pymnts.com/tracker_posts/a-tale-of-two-mindsets-how-cus-and-fintechs-can-turn-culture-clash-into-collaboration/): As noted in a recent Tracker from PYMNTS Intelligence and Velera, credit unions (CUs) are at a critical inflection point… - [2026’s Digital Blueprint: Building Payment Stability in Construction](https://www.pymnts.com/tracker_posts/2026s-digital-blueprint-building-payment-stability-in-construction/): Late payments continue to challenge the construction industry, creating ripple effects that touch contractors, subcontractors and developers across every stage… - [Value-Driven Innovation: How Restaurants Are Adapting to Digital Expectations](https://www.pymnts.com/tracker_posts/value-driven-innovation-how-restaurants-are-adapting-to-digital-expectations/): Rising costs, shrinking household incomes and shifting consumer expectations are transforming how and where consumers choose to dine. In 2026,… - [Critical Moment: The AI Imperative for Credit Unions](https://www.pymnts.com/tracker_posts/critical-moment-the-ai-imperative-for-credit-unions/): Artificial intelligence (AI) has moved quickly from novelty to necessity across financial services, and credit unions (CUs) are no exception.… - [Chain Reaction: Regulatory Clarity as the Catalyst for Blockchain Adoption](https://www.pymnts.com/tracker_posts/chain-reaction-regulatory-clarity-as-the-catalyst-for-blockchain-adoption/): Blockchain’s next leap won’t be powered by code alone: It will be shaped by regulation. Drawing on Europe’s experience as… - [From Potential to Performance: How CUs Can Capture the FinTech Partnership Opportunity](https://www.pymnts.com/tracker_posts/from-potential-to-performance-how-cus-can-capture-the-fintech-partnership-opportunity/): Credit unions (CUs) are entering a pivotal moment in their modernization journey. Member expectations are rising as digital-native channels, artificial… - [Orchestrating Trust: The Future of Fraud Prevention in Payments](https://www.pymnts.com/tracker_posts/orchestrating-trust-the-future-of-fraud-prevention-in-payments/): Fraud prevention is no longer a single tool or team; it’s a coordinated ecosystem. As digital transactions scale and fraud… - [Building the Blockchain Blueprint: How Leading FIs Are Modernizing Money, Markets and Trust](https://www.pymnts.com/tracker_posts/building-the-blockchain-blueprint-how-leading-fis-are-modernizing-money-markets-and-trust/): Blockchain technology is beginning to move from a crypto-specific concept into a potential component of core banking infrastructure. Once the… - [To Own or Outsource? Directions in Payment Program Strategy](https://www.pymnts.com/tracker_posts/to-own-or-outsource-directions-in-payment-program-strategy/): Launching a payment card program has never been more complex—or more consequential. Between compliance, partner coordination and customer-experience expectations, effective… - [Smarter Spend: AI-Powered AP for Data-Based Decision-Making](https://www.pymnts.com/tracker_posts/smarter-spend-ai-powered-ap-for-data-based-decision-making/): Despite years of digital progress, many accounts payable (AP) teams still rely on manual, error-prone processes that slow payments, obscure… - [Business at Risk: How Credit Unions Can Attract—and Keep—SMB Members](https://www.pymnts.com/tracker_posts/business-at-risk-how-credit-unions-can-attract-and-keep-smb-members/): Small to mid-sized businesses (SMBs) have long trusted credit unions (CUs) for relationship-based service, but many are looking elsewhere. As… - [Agents of Change: How Agentic AI Is Redefining Commerce](https://www.pymnts.com/tracker_posts/agents-of-change-how-agentic-ai-is-redefining-commerce/): From early chatbots to newer generative models, artificial intelligence (AI) has been a key disrupter of the digital economy. However,… - [AI-Driven Accounts Payable: Elevating AP From Cost Center to Strategic Asset](https://www.pymnts.com/tracker_posts/ai-driven-accounts-payable-elevating-ap-from-cost-center-to-strategic-asset/): The persistence of legacy accounting practices continues to make accounts payable (AP) a significant challenge for many companies. Manual processes… - [AI’s New Age: Building Human Intent and Trust Into Agentic AI](https://www.pymnts.com/tracker_posts/ais-new-age-building-human-intent-and-trust-into-agentic-ai/): Agentic artificial intelligence (AI) is poised to redefine how money moves. The automation that currently powers reorders, renewals and recommendations… - [Buy, Don’t Build: The Next Wave of Embedded Finance](https://www.pymnts.com/tracker_posts/buy-dont-build-the-next-wave-of-embedded-finance/): Embedded finance is transforming how businesses move money, driving a fundamental shift from isolated payment systems to seamless, brand-owned financial… - [Digital-First Retention Playbook: Winning Gen Z Loyalty at Credit Unions](https://www.pymnts.com/tracker_posts/digital-first-retention-playbook-winning-gen-z-loyalty-at-credit-unions/): Generation Z consumers—born between 1997 and 2012—are an increasingly sought-after credit union (CU) demographic. Members belonging to this age group… - [Vertical-First Payments: How Low-Code Wins in Education, Healthcare and Field Services](https://www.pymnts.com/tracker_posts/vertical-first-payments-how-low-code-wins-in-education-healthcare-and-field-services/): Embedded payments are gaining prominence across various industries to streamline operations and enhance user experiences. As software platforms evolve to… - [A Winning Campaign: AP Automation for Advertising and Media’s Next Growth Chapter](https://www.pymnts.com/tracker_posts/a-winning-campaign-ap-automation-for-advertising-and-medias-next-growth-chapter/): The advertising and media industry operates in an extremely complex financial environment. Budgets are dispersed across an expanding mix of… - [The Next Frontier: Why Embedded B2B Finance Is Breaking Out in 2025](https://www.pymnts.com/tracker_posts/the-next-frontier-why-embedded-b2b-finance-is-breaking-out-in-2025/): In recent years, embedded finance has become nearly synonymous with consumer-facing use cases: Think payments built into ride-sharing apps; buy… - [Securing the Season: Fighting Fraud Without Losing Customers](https://www.pymnts.com/tracker_posts/securing-the-season-fighting-fraud-without-losing-customers/): For many retailers, holiday sales are make-or-break, with final-quarter revenue often serving to push a company’s finances into the black… - [From Back Office to Bottom Line: How Modern Account Analysis Empowers Treasury Management](https://www.pymnts.com/tracker_posts/from-back-office-to-bottom-line-how-modern-account-analysis-empowers-treasury-management/): Commercial account analysis—the process banks use to review business client accounts and determine service fees—was once a back-office tool for… - [From Bottleneck to Breakthrough: AP Transformation in 2025](https://www.pymnts.com/tracker_posts/cfos-turn-accounts-payable-into-the-next-growth-engine/): Amid a year of economic upheaval, many companies still find themselves bogged down by manual accounts payable (AP) workflows. Paper… - [Why 2025 Could Be the Year of the Virtual Card](https://www.pymnts.com/tracker_posts/why-2025-could-be-the-year-of-the-virtual-card/): According to the 2025 Amex Trendex: B2B Payments Edition survey by American Express, one-quarter (26%) of business decision-makers cite late… - [Remodeling AP: How Automation Is Building Smarter Property Management](https://www.pymnts.com/tracker_posts/remodeling-ap-how-automation-is-building-smarter-property-management/): Property managers today face a financial and operational balancing act that grows more complex by the month. Turbulent economic conditions… - [Reality Check: Fact vs. Fiction in Real-Time Payments Fraud](https://www.pymnts.com/tracker_posts/reality-check-fact-vs-fiction-in-real-time-payments-fraud/): Faster payments are gaining traction, but fraud fears haven’t kept pace with facts. Convinced that speed invites scams, many banks… - [Rethinking Rewards With a Loyalty Platform for the Debit Generation](https://www.pymnts.com/tracker_posts/rethinking-rewards-with-a-loyalty-platform-for-the-debit-generation/): Beyond the Credit Card Paradigm For decades, co-branded credit cards have been the gold standard in loyalty marketing. Think of… - [The Omnichannel Imperative: Why Credit Unions Need Both Digital and Physical to Thrive](https://www.pymnts.com/tracker_posts/the-omnichannel-imperative-why-credit-unions-need-both-digital-and-physical-to-thrive/): As digital banking becomes normative, credit unions (CUs) are at a crossroads. Their long-standing mission is rooted in local, in-person… - [Embedded B2B Payments: The Next Frontier in AP Digitization](https://www.pymnts.com/tracker_posts/embedded-b2b-payments-the-next-frontier-in-ap-digitization/): Business-to-business (B2B) payments are entering a groundbreaking era. Once a manual and fragmented process, payments are now being woven directly… - [Locking In Loyalty: Securing Top-of-Wallet Status in a Changing Economy](https://www.pymnts.com/tracker_posts/locking-in-loyalty-securing-top-of-wallet-status-in-a-changing-economy/): Amid mounting economic pressures and intensifying competition from FinTechs and challenger banks, financial institutions (FIs) are navigating a rapidly evolving… - [Instant Impact: Why Real-Time Payment Success Hinges on Optionality](https://www.pymnts.com/tracker_posts/instant-impact-why-real-time-payment-success-hinges-on-optionality/): The demand for instant payments has never been greater in the United States. Financial institutions (FIs) increasingly see real-time payment… - [AI Power: The Technology Transforming Accounts Receivable](https://www.pymnts.com/tracker_posts/ai-power-the-technology-transforming-accounts-receivable/): Persistent economic challenges—from lingering inflation to ongoing tariff uncertainty—continue to place pressure on business operations and cash flow. For finance… - [Small Steps, Big Gains: Innovation Gap Narrows as Small CUs Catch Up](https://www.pymnts.com/tracker_posts/small-steps-big-gains-innovation-gap-narrows-as-small-cus-catch-up/): Innovation in financial services is no longer the exclusive domain of the largest credit unions (CUs). In recent years, a… - [Beyond the Bot: Why Embedded Conversational AI Is Banking’s Next Strategic Advantage](https://www.pymnts.com/tracker_posts/beyond-the-bot-why-embedded-conversational-ai-is-bankings-next-strategic-advantage/): The next chapter of digital banking won’t be built on websites or apps. It will be built on conversations. Not… - [Platform Power: The Growing Importance of Embedded Finance to SMB Success](https://www.pymnts.com/tracker_posts/platform-power-the-growing-importance-of-embedded-finance-to-smb-success/): Small to mid-sized businesses (SMBs) are entering a new era in which embedded finance is not just a software feature… - [From Rivals to Partners: The Rise of Credit Union-FinTech Collaboration](https://www.pymnts.com/tracker_posts/from-rivals-to-partners-the-rise-of-credit-union-fintech-collaboration/): Once upon a time, credit unions (CUs) and FinTechs eyed each other warily. However, rising demand for mobile banking and… - [New Itinerary: How Invoice-to-Pay Platforms Are Transforming Hospitality](https://www.pymnts.com/tracker_posts/new-itinerary-how-invoice-to-pay-platforms-are-transforming-hospitality/): Manual accounts payable (AP) processes are emerging as a significant pain point for the hospitality sector. In an industry known… - [Doubling Down: The Growing Case for Multi-Rail Real-Time Payments](https://www.pymnts.com/tracker_posts/doubling-down-the-growing-case-for-multi-rail-real-time-payments/): Instant payments have become a competitive imperative for financial institutions (FIs) of all sizes. As real-time payment adoption accelerates in… - [Moving Money Forward: The Power of Payment Hubs](https://www.pymnts.com/tracker_posts/moving-money-forward-the-power-of-payment-hubs/): As digital expectations rise, banks are under pressure to provide seamless, instant and flexible payment experiences. Customers—whether individuals or businesses—expect… - [From Friction to Flow: AR Automation in 2025](https://www.pymnts.com/tracker_posts/from-friction-to-flow-ar-automation-in-2025/): At the core of every business, accounts receivable (AR) serves as a critical driver of growth by converting sales into… - [Getting on Board: How Supplier Enablement Is Unlocking the Benefits of Virtual Cards](https://www.pymnts.com/tracker_posts/getting-on-board-how-supplier-enablement-is-unlocking-the-benefits-of-virtual-cards/): Historically, B2B payments have often played out like a tug-of-war, with buyers aiming to retain their cash as long as… - [Lending a Hand: Empowering CU Members in a Challenging Economy](https://www.pymnts.com/tracker_posts/lending-a-hand-empowering-cu-members-in-a-challenging-economy/): Credit unions (CUs) consistently earn high marks for trust and service, but that status has come under pressure. With many… - [The Real-Time Leap: Closing the Gap Between Receiving and Sending](https://www.pymnts.com/tracker_posts/the-real-time-leap-closing-the-gap-between-receiving-and-sending/): The rapid rise of real-time payments is transforming the way consumers and businesses move money, offering unprecedented speed and convenience.… - [In Any Event: How Smart POS Technology Is Transforming Entertainment and Travel](https://www.pymnts.com/tracker_posts/in-any-event-how-smart-pos-technology-is-transforming-entertainment-and-travel/): Entertainment venues as well as travel and hospitality operators have promised frictionless service for years, but long lines persist. Fans… - [Going Global: How Payments Optimization Can Power an International Commerce Strategy](https://www.pymnts.com/tracker_posts/going-global-how-payments-optimization-can-power-an-international-commerce-strategy/): The global payments landscape is evolving at breakneck speed, with digital payments, mobile commerce and local preferences reshaping how consumers… - [Rising Risk: Confronting Modern AP Fraud Threats](https://www.pymnts.com/tracker_posts/rising-risk-confronting-modern-ap-fraud-threats/): Fraud continues to pose a major challenge to accounts payable (AP) teams. Research shows that 68% of organizations encountered at… - [Going for Gold: Winning Top-of-Wallet Status for Credit Unions](https://www.pymnts.com/tracker_posts/going-for-gold-winning-top-of-wallet-status-for-credit-unions/): Credit unions (CUs) are gaining momentum in the battle for top-of-wallet status. They’ve carved out an edge with small to… - [The Real-Time Rush: FIs’ Race to Keep Up With Instant Payments Innovation](https://www.pymnts.com/tracker_posts/the-real-time-rush-fis-race-to-keep-up-with-instant-payments-innovation/): As 2025 progresses, faster payments are speeding toward an inflection point. Real-time payments have shifted from experimental to expected, and… - [Digital Developments: Charting Digital Payment Growth in Latin America](https://www.pymnts.com/tracker_posts/digital-developments-charting-digital-payment-growth-in-latin-america/): Digital payments have transformed the financial landscape in Latin America, reshaping how consumers and businesses transact. The region has become… - [From Aging to Z: How CUs Can Capture Younger Generations](https://www.pymnts.com/tracker_posts/from-aging-to-z-how-cus-can-capture-younger-generations/): Credit unions (CUs) face a generational challenge. Their membership is aging faster than the customer base of other financial institutions… - [A Dose of Digital: How Modernizing Payments Is Revitalizing Healthcare](https://www.pymnts.com/tracker_posts/a-dose-of-digital-how-modernizing-payments-is-revitalizing-healthcare/): The healthcare industry in the United States has long been challenged by manual payment methods and processes that hinder efficiency… - [Overcoming Retail Challenges: Smart Stores to the Rescue](https://www.pymnts.com/tracker_posts/overcoming-retail-challenges-smart-stores-to-the-rescue/): For decades, self-service technology promised to remake retail, aspiring to be a frictionless alternative to traditional checkout. The reality proved… - [Fitting the Bill: How Automated Bill Presentment and Payment Are Transforming Business](https://www.pymnts.com/tracker_posts/fitting-the-bill-how-automated-bill-presentment-and-payment-are-transforming-business/): Bill pay is a routine fact of life for consumers, but this everyday practice is often fraught with inconvenience, costs… - [Small Businesses, Big Demand: The Case for SMB-Focused Real-Time Payments](https://www.pymnts.com/tracker_posts/small-businesses-big-demand-the-case-for-smb-focused-real-time-payments/): Real-time payments are gaining traction everywhere, with businesses and consumers alike clamoring for these services from their financial institutions (FIs).… - [Virtual Mobility: How Mobile Virtual Cards Elevate B2B Payments](https://www.pymnts.com/tracker_posts/virtual-mobility-how-mobile-virtual-cards-elevate-b2b-payments/): Legacy payment methods pose critical challenges for businesses striving to maximize efficiency in an uncertain economic landscape. These challenges take… - [Retention Roadmap: Credit Unions Drive Member Loyalty via Priority Alignment](https://www.pymnts.com/tracker_posts/retention-roadmap-credit-unions-drive-member-loyalty-via-priority-alignment/): Credit unions (CUs) are being challenged to align their offerings with members’ priorities in an increasingly digital financial landscape. Members… - [From Back Office to Strategic Powerhouse: AP’s Transformation in 2025](https://www.pymnts.com/tracker_posts/from-back-office-to-strategic-powerhouse-aps-transformation-in-2025/): Ongoing economic challenges have thrust accounts payable (AP) departments into the spotlight. As businesses navigate uncertain financial landscapes, the efficiency… - [Instant Satisfaction: How Real-Time Payments Can Help FIs Win Consumer Loyalty](https://www.pymnts.com/tracker_posts/instant-satisfaction-how-real-time-payments-can-help-fis-win-consumer-loyalty/): As consumer demand for instant payments soars, it may seem counterintuitive that financial institutions (FIs) are likelier to offer these… - [Minding the Gap: What Separates the Best From the Rest in the Credit Union Space](https://www.pymnts.com/tracker_posts/minding-the-gap-what-separates-the-best-from-the-rest-in-the-credit-union-space/): Credit unions (CUs) face mounting pressure to innovate as competition for consumer loyalty intensifies. With member expectations shifting toward seamless,… - [Pivotal Moment: Banks’ Real-Time Payments Opportunity in 2025](https://www.pymnts.com/tracker_posts/pivotal-moment-banks-real-time-payments-opportunity-in-2025/): While the United States has lagged historically in its development of real-time payments, the adoption of emerging U.S. rails is… - [Breaking Ground: Solving Construction’s Delayed Payments With Digital Tools](https://www.pymnts.com/tracker_posts/breaking-ground-solving-constructions-delayed-payments-with-digital-tools/): Systemic payment inefficiencies in the construction industry hamper timely project completion and drive higher costs. General contractors spend more time… - [Catching the Rails: The Real-Time Payments Opportunity for Small FIs](https://www.pymnts.com/tracker_posts/catching-the-rails-the-real-time-payments-opportunity-for-small-fis/): While real-time payment rails have experienced a more gradual rise in the United States than internationally, their adoption is quickly… - [Scam Surge: How Credit Unions Are Tackling Rising Security Threats](https://www.pymnts.com/tracker_posts/scam-surge-how-credit-unions-are-tackling-rising-security-threats/): Fraud is becoming a costly and pervasive challenge for credit unions (CUs), eating into revenues. From check scams to cyber… - [Commerce Transformed: How AI and IoT Are Rebooting Self-Service Retail](https://www.pymnts.com/tracker_posts/commerce-transformed-how-ai-and-iot-are-rebooting-self-service-retail/): First-generation self-service commerce solutions brought the science fiction of autonomous shopping to life. As these systems began to move from… - [Big Three: How Choice, Confidence and Convenience Drive Payments Optimization](https://www.pymnts.com/tracker_posts/big-three-how-choice-confidence-and-convenience-drive-payments-optimization/): As the digital transformation evolves, payments optimization has become the ultimate test for businesses striving to maintain a competitive edge.… - [GenAI at Retail: New Technology Upgrades for Inventory and Demand Forecasting](https://www.pymnts.com/tracker_posts/genai-at-retail-new-technology-upgrades-for-inventory-and-demand-forecasting/): Generative artificial intelligence (GenAI) is revolutionizing retail, providing innovative solutions to real-world challenges like inventory management. In this report, PYMNTS… - [A Merry Little Season: SMB Payment Strategies for Driving Holiday Sales This Year](https://www.pymnts.com/tracker_posts/a-merry-little-season-smb-payment-strategies-for-driving-holiday-sales-this-year/): The holiday shopping season is a pivotal time for small- to medium-sized businesses (SMBs). According to a recent survey, consumer… - [Dream Team: Credit Unions and FinTechs Partner to Deliver Financial Innovation](https://www.pymnts.com/tracker_posts/dream-team-credit-unions-and-fintechs-partner-to-deliver-financial-innovation/): Credit unions (CUs) have plenty of rivals across the financial landscape, chief among them the big banks that dominate the… - [Reaching the Digital Generation: Credit Union Strategies for Growth](https://www.pymnts.com/tracker_posts/reaching-the-digital-generation-credit-union-strategies-for-growth/): Despite their strong reputation for service, credit unions (CUs) may face frustration in overcoming certain other public perceptions. As we… - [The Great Paper Escape: Transforming Accounts Payable for the Digital Age](https://www.pymnts.com/tracker_posts/the-great-paper-escape-transforming-accounts-payable-for-the-digital-age/): Paper checks continue to dominate the accounts payable (AP) landscape — a costly reality when digital payments innovation pulses through… - [Cutting the Checks: Boosting Commercial Payment Speed and Security With Virtual Cards](https://www.pymnts.com/tracker_posts/cutting-the-checks-boosting-commercial-payment-speed-and-security-with-virtual-cards/): Inefficiencies in business-to-business (B2B) and other types of commercial payments continue to compromise firms’ financial footing. Traditional paper-based and manual… - [Small but Mighty: How Smaller Credit Unions Are Leading Financial Innovation](https://www.pymnts.com/tracker_posts/small-but-mighty-how-smaller-credit-unions-are-leading-financial-innovation/): Credit unions (CUs) have a strong reputation for setting the gold standard in community-oriented, human interactions in banking. Because of… ## Studies - [The Power of Now – September 2026](https://www.pymnts.com/study/the-power-of-now-investment-firms-payout-gap/) - [Agentic Commerce – September 2026](https://www.pymnts.com/study/will-the-2026-shopping-season-go-agentic/) - [The Switching Trigger – September 2026](https://www.pymnts.com/study/how-issuers-can-stop-their-credit-cards-from-losing-top-of-wallet-status/) - [Credit Union Innovation Readiness – September 2026](https://www.pymnts.com/study/credit-union-innovation-readiness-fintech-partnership-opportunities/) - [The Hidden Cost of Checkout Gaps – September 2026](https://www.pymnts.com/study/hidden-cost-of-checkout-gaps-abandoned-carts-digital-wallets/) - [The Issuer Investment Playbook – September 2026](https://www.pymnts.com/study/issuer-investment-playbook-platform-upgrades-cltv/) - [The Service Commerce Performance Gap – September 2026](https://www.pymnts.com/study/the-service-commerce-performance-gap-biling-friction/) - [Global Digital Shopping Index: UAE Playbook – September 2026](https://www.pymnts.com/study/global-digital-shopping-index-new-uae-shopper/) - [Wage to Wallet Index – August 2026](https://www.pymnts.com/study/wage-to-wallet-sick-days-risk-labor-economy-paychecks/) - [Credit Union Innovation Readiness: Rewards – August 2026](https://www.pymnts.com/study/credit-union-innovation-readiness-rewards-opportunity/) - [The Issuer Engagement Playbook – August 2026](https://www.pymnts.com/study/issuer-engagement-erasing-friction-driving-engagement/) - [Credit Union Innovation Readiness – August 2026](https://www.pymnts.com/study/credit-union-innovation-readiness-cryptocurrency-offerings/) - [Global Digital Shopping Index: Brazil Playbook – August 2026](https://www.pymnts.com/study/global-digital-shopping-index-new-brazilian-shopper/) - [Summer School 2026 – August 2026](https://www.pymnts.com/study/summer-school-2026-payment-stack-strikes-back/) - [Payment Protection – August 2026](https://www.pymnts.com/study/real-time-payment-protection-fraud-defenses/) - [Global Digital Shopping Index: U.S. Playbook – August 2026](https://www.pymnts.com/study/global-digital-shopping-index-new-american-shopper/) - [Wage to Wallet Index – July 2026](https://www.pymnts.com/study/wage-to-wallet-index-nonessential-consumer-spending/) - [The Smart Basket Opportunity – July 2026](https://www.pymnts.com/study/the-smart-basket-opportunity-merchants-capture-consumer-spending/) - [The Power of Now – July 2026](https://www.pymnts.com/study/the-power-of-now-government-disbursements-faster-payments/) - [The Emerging Middle Market – July 2026](https://www.pymnts.com/study/the-emerging-middle-market-growth-credit-access/) - [Global Digital Shopping Index: Agentic Commerce Deep Dive – July 2026](https://www.pymnts.com/study/global-digital-shopping-index-agentic-commerce-deep-dive/) - [The Bankers’ Playbook – July 2026](https://www.pymnts.com/study/the-bankers-playbook-roi-case-for-instant-b2b-payments/) - [Credit Union Innovation Readiness – July 2026](https://www.pymnts.com/study/consumer-credit-union-trust-top-of-wallet-conversion/) - [The Issuer Risk Playbook – July 2026](https://www.pymnts.com/study/the-issuer-risk-playbook-fraud-disputes-cltv/) - [Wage to Wallet Index – June 2026](https://www.pymnts.com/study/wage-to-wallet-labor-economy-rising-fuel-costs/) - [A Practical Guide to Growing Customer Lifetime Value – June 2026](https://www.pymnts.com/study/a-practical-guide-to-growing-cltv-issuer-framework/) - [Global Digital Shopping Index: Merchant Edition – June 2026](https://www.pymnts.com/study/global-digital-shopping-index-ai-agent-checkout/) - [The Pay Later Ecosystem Report – June 2026](https://www.pymnts.com/study/pay-later-ecosystem-consumers-want-ai-recommendations-control/) - [The Power of Now – June 2026](https://www.pymnts.com/study/real-time-payments-healthcare-insurance-payouts/) - [The Smart Basket Opportunity – June 2026](https://www.pymnts.com/study/the-smart-checkout-opportunity-june-issuers-ready-for-better-rewards/) - [The Orchestration Advantage – June 2026](https://www.pymnts.com/study/the-orchestration-advantage-routing-architecture-shapes-payments-preference/) - [Global Digital Shopping Index – June 2026](https://www.pymnts.com/study/global-digital-shopping-ai-powered-shopper/) - [Wage to Wallet Index – May 2026](https://www.pymnts.com/study/wage-to-wallet-index-schedule-shifts-put-paychecks-at-risk/) - [AI at the FI – May 2026](https://www.pymnts.com/study/ai-at-the-fi-inside-credit-unions-demand-execution-gap/) - [The Cross-Border Opportunity – May 2026](https://www.pymnts.com/study/cross-border-global-sourcing-smbs-payment-providers/) - [Digital Identity Verification Framework – May 2026](https://www.pymnts.com/study/digital-identity-verification-framework-kyc-kyb-ownership-risk-cost-growth/) - [Real-Time Readiness – May 2026](https://www.pymnts.com/study/b2b-payments-are-headed-for-real-time-rails/) - [The Issuer’s Customer Lifetime Value Report – May 2026](https://www.pymnts.com/study/issuers-customer-lifetime-value-card-issuer-performance/) - [Who Is the Subprime Consumer? – May 2026](https://www.pymnts.com/study/who-is-the-subprime-consumer-behavioral-profile/) - [Digital Currency at the Credit Union – April 2026](https://www.pymnts.com/study/digital-currency-at-the-credit-union-the-gap-between-interest-and-access/) - [The Power of Now – April 2026](https://www.pymnts.com/study/the-power-of-now-moving-money-at-the-speed-of-life/) - [Wage to Wallet Index – April 2026](https://www.pymnts.com/study/wage-to-wallet-index-labor-economy-ai-automation/) - [Instant Payments are Winning – April 2026](https://www.pymnts.com/study/instant-payments-are-winning-some-consumers-still-say-no/) - [Digital Identity Verification Framework – April 2026](https://www.pymnts.com/study/digital-identity-verification-agent-driven-threats/) - [Winning Top of Wallet – April 2026](https://www.pymnts.com/study/winning-top-of-wallet-credit-card-apps-shape-choice/) - [Built to Lead or Losing Ground? – April 2026](https://www.pymnts.com/study/credit-union-member-retention-ai-digital-tools/) - [Embedded Offers – April 2026](https://www.pymnts.com/study/embedded-offers-seamless-checkout-opportunity/) - [The Emerging Middle Market – April 2026](https://www.pymnts.com/study/middle-market-growth-financial-infrastructure/) - [The Preference Match Imperative – April 2026](https://www.pymnts.com/study/the-preference-match-imperative-disbursement-delivery/) - [Digital Identity Verification Framework – March 2026](https://www.pymnts.com/study/digital-identity-verification-fraud-prevention/) - [Wage to Wallet Index – March 2026](https://www.pymnts.com/study/wage-to-wallet-how-30-million-workers-borrow-from-tomorrow-to-pay-for-today/) - [Five Years of Change – March 2026](https://www.pymnts.com/study/how-instant-payouts-shifted-from-slow-paper-to-instant-digital/) - [How Acquirers Prepare for Agentic Commerce – March 2026](https://www.pymnts.com/study/how-acquirers-prepare-for-agentic-commerce/) - [Travel Firms Embrace Embedded Wallets to Boost Revenue and Conversion – March 2026](https://www.pymnts.com/study/travel-firms-embrace-embedded-wallets-to-boost-revenue-and-conversion/) - [How Enterprises Can Build a ’Know Your Agent’ Defense – March 2026](https://www.pymnts.com/study/build-a-know-your-agent-digital-identity-verification-bot-defense/) - [2025–2026 Growth Corporates Working Capital Index: Research Report Data Book – March 2026](https://www.pymnts.com/study/2025-2026-growth-corporates-working-capital-index-research-data-book/) - [Ready for Change – February 2026](https://www.pymnts.com/study/ready-for-change-smbs-digital-payments/) - [Wage to Wallet Index – February 2026](https://www.pymnts.com/study/wage-to-wallet-index-side-work-labor-economy/) - [FinTechs Tap Embedded Payments to Deepen Customer Relationships – February 2026](https://www.pymnts.com/study/fintechs-tap-embedded-payments-to-deepen-customer-relationships/) - [Fee Sensitivity and the Opt-In Economics of Instant Payouts – February 2026](https://www.pymnts.com/study/fee-sensitivity-and-the-opt-in-economics-of-instant-payouts/) - [Credit Union Innovation Readiness – January 2026](https://www.pymnts.com/study/credit-union-innovation-readiness-fintech-partnerships/) - [2025–2026 Growth Corporates Working Capital Index – January 2026](https://www.pymnts.com/study/2025-2026-growth-corporates-working-capital-business-growth/) - [Wage to Wallet Index – January 2026](https://www.pymnts.com/study/wage-to-wallet-index-labor-economy-workers-financial-stability/) - [Pay by Bank Deep Dive – January 2026](https://www.pymnts.com/study/pay-by-bank-digital-bank-users-ready-to-switch/) - [Digital Identity Framework – January 2026](https://www.pymnts.com/study/digital-identity-verification-in-the-age-of-bots-and-agents/) - [Money Mobility – January 2026](https://www.pymnts.com/study/money-mobility-instant-disbursements-and-consumer-loyalty/) - [2025–2026 Growth Corporates Working Capital Index: North America Edition – January 2026](https://www.pymnts.com/study/2025-2026-growth-corporates-working-capital-index-north-america-edition/) - [The Karen Webster Playbook for an Agentic World – December 2025](https://www.pymnts.com/study/the-karen-webster-playbook-for-an-agentic-world/) - [Wage to Wallet Index – December 2025](https://www.pymnts.com/study/wage-to-wallet-index-liquidity-stress/) - [B2B Platforms Expand Embedded Finance – December 2025](https://www.pymnts.com/study/b2b-platforms-expand-embedded-finance-customer-experience-revenue-gains/) - [2025 State of Fraud and Financial Crime in the United States – December 2025](https://www.pymnts.com/study/2025-state-of-fraud-and-financial-crime-in-the-united-states/) - [Wage to Wallet Index – November 2025](https://www.pymnts.com/study/wage-to-wallet-index-wage-volatility-consumer-spending-gap/) - [Retailers Expand Embedded Finance to Unlock Control and Customization – November 2025](https://www.pymnts.com/study/retailers-expand-embedded-finance-to-unlock-control-and-customization/) - [From Fast to Sticky – November 2025](https://www.pymnts.com/study/from-fast-to-sticky-instant-payouts-win-repeat-customers/) - [Financial Scams and Consumer Trust – November 2025](https://www.pymnts.com/study/financial-scams-and-consumer-trust/) - [SMB Growth Monitor – November 2025](https://www.pymnts.com/study/smb-growth-monitor-small-businesses-big-credit-needs/) - [Embedded Finance Grows Up – October 2025](https://www.pymnts.com/study/embedded-finance-grows-up-online-marketplaces-customer-retention/) - [Money Mobility Ecosystem – October 2025](https://www.pymnts.com/study/money-mobility-ecosystem-instant-payments-economy/) - [Wage to Wallet Index – October 2025](https://www.pymnts.com/study/wage-to-wallet-index/) - [Wage to Wallet Index – October 2025](https://www.pymnts.com/study/wage-to-wallet-index-labor-economy-financial-health/) - [Time to Cash™ – October 2025](https://www.pymnts.com/study/time-to-cash-new-measure-business-resilience/) - [The Hidden Costs of ‘Good Enough’ – October 2025](https://www.pymnts.com/study/hidden-cost-digital-identity-verification-bots-agents/) - [Embedded Finance as a Strategic Initiative – October 2025](https://www.pymnts.com/study/embedded-finance-as-a-strategic-initiative/) - [Apple Pay @11 – October 2025](https://www.pymnts.com/study/apple-pay-11-usage-is-up-competitors-gain-ground/) - [Pay by Bank – October 2025](https://www.pymnts.com/study/pay-by-bank-consumer-adoption-hinges-on-security-concerns/) - [Credit Limits – October 2025](https://www.pymnts.com/study/credit-limits-requests-denials-consumer-experience/) - [Beyond Speed – September 2025](https://www.pymnts.com/study/beyond-speed-case-for-instant-payout-adoption-and-stickiness/) - [Consumer Credit Economy – September 2025](https://www.pymnts.com/study/consumer-credit-economy-great-credit-divide/) - [Best-in-Class Modern Card Issuer – August 2025](https://www.pymnts.com/study/best-in-class-modern-card-issuer-data-analytics/) - [Credit Union Innovation Readiness – August/September 2025](https://www.pymnts.com/study/credit-union-innvoation-readiness-fintech-partnership-strategies/) - [The Gen Z Decoder Ring – August 2025](https://www.pymnts.com/study/the-gen-z-decoder-ring-digital-by-default/) - [From One-Way Payouts to Two-Way Loyalty – August 2025](https://www.pymnts.com/study/from-one-way-payouts-to-two-way-loyalty-instant-disbursements/) - [Summer School Series – August 2025](https://www.pymnts.com/study/summer-school-series-financial-services-leaders-share-2025-vision/) - [Instant Payouts – July 2025](https://www.pymnts.com/study/instant-payouts-new-paycheck-for-real-time-economy/) - [Credit Union Innovation Readiness – July/August 2025](https://www.pymnts.com/study/credit-union-innovation-readiness-middle-performers-become-top-innovators/) - [Best-in-Class Modern Card Issuer – July 2025](https://www.pymnts.com/study/the-best-in-class-modern-card-issuer-fraud-prevention-compliance/) - [SMB Growth – July 2025](https://www.pymnts.com/study/smb-growth-credit-card-usage/) - [Credit Union Innovation Readiness – July 2025](https://www.pymnts.com/study/credit-union-readiness-member-churn/) - [Global Digital Shopping Index: Australia Edition – July 2025](https://www.pymnts.com/study/2025-global-digital-shopping-index-australia-edition/) - [Keeping Score: Why Data Quality Determines Lending Decisions – June 2025](https://www.pymnts.com/study/why-data-quality-determines-lending-decisions/) ## Studies (HTML) - [AI at Work: Why Deeper Enterprise Use Produces Stronger Returns](https://www.pymnts.com/study_posts/ai-at-work-why-deeper-enterprise-use-produces-stronger-returns/): Everyone’s deploying AI, and those going deepest are seeing the highest returns. Almost all U.S. enterprises have adopted AI in… - [The E-Shaped Economy: What Keeps the Middle Standing](https://www.pymnts.com/study_posts/the-e-shaped-economy-what-keeps-the-middle-standing/): Five Forces Shaping the Financial Middle Three Economies Emerge 20.1 points on the PYMNTS Consumer Expectations Index (PCEI) separate the… - [Beyond Pay in 4: How BNPL Providers Compete for First Choice](https://www.pymnts.com/study_posts/beyond-pay-in-4-how-bnpl-providers-compete-for-first-choice/): Key Findings Pay Later leaders share customers but set very different ceilings. Each provider is strongest with a different customer… - [Host Cities Score: Local Customers Drive a Strong SMB Summer](https://www.pymnts.com/study_posts/host-cities-score-local-customers-drive-a-strong-smb-summer/): SMBs in World Cup host metros were more likely to report strong sales this summer. It was a good summer… - [The Labor Day Ledger: Five Findings from America’s Hourly Workforce](https://www.pymnts.com/study_posts/the-labor-day-ledger-five-findings-from-americas-hourly-workforce/): AI Outruns Worker Training April’s report found that automation has moved beyond offices and software teams. Thirty-seven percent of Labor… - [No Summer Break: How Everyday Bills Push Families to the Edge](https://www.pymnts.com/study_posts/no-summer-break-how-everyday-bills-push-families-to-the-edge/): Summer spending pressure isn’t primarily coming from vacations, camps or other seasonal extras. Higher costs for groceries, utilities and transportation… - [The AI Power User Gets Pickier](https://www.pymnts.com/study_posts/the-ai-power-user-gets-pickier/): Four Key Findings AI adopters are pruning from the bottom. Power users fell to 8.5% of consumers, down 24% from… - [Payments Execs Say AI Makes the Payment Invisible and the Data Priceless](https://www.pymnts.com/study_posts/payments-execs-say-ai-makes-the-payment-invisible-and-the-data-priceless/): The Intelligence Layer Around the Transaction Becomes a New Prize AI is reducing the cost of extracting meaning from enormous… - [The Cost of Caution: Why CFOs Put Growth Plans on Hold](https://www.pymnts.com/study_posts/the-cost-of-caution-why-cfos-put-growth-plans-on-hold/): The Uncertainty Factor PYMNTS Intelligence defines “uncertainty” as corporate executives’ self-reported assessments of how unpredictable or unreliable financial, regulatory, market… - [Enterprise AI Gains Ground, but Scale Remains Uneven](https://www.pymnts.com/study_posts/enterprise-ai-gains-ground-but-scale-remains-uneven/): Newer AI tools have moved deepest into data and technology, while firms report strong results and keep raising budgets despite… - [Growth and Scaling: The Corporate Finance Inflection Point](https://www.pymnts.com/study_posts/growth-and-scaling-the-corporate-finance-inflection-point/): [branded_divider] The Uncertainty Factor PYMNTS Intelligence defines “uncertainty” as corporate executives’ self-reported assessments of how unpredictable or unreliable financial, regulatory,… - [The Data Behind the Smart Checkout Opportunity](https://www.pymnts.com/study_posts/the-data-behind-the-smart-checkout-opportunity/): Merchants are ready to bring promotions directly into the payment moment. They’re already treating checkout as a strong promotional channel,… - [Household Finances Flash a Warning Behind Stable Consumer Confidence](https://www.pymnts.com/study_posts/household-finances-flash-a-warning-behind-stable-consumer-confidence/): The July 2026 edition of the PYMNTS Consumer Expectations Index (PCEI) asked the question: Would an improved national mood carry… - [Five Ways Consumers Make Tight Budgets Work Harder](https://www.pymnts.com/study_posts/five-ways-consumers-make-tight-budgets-work-harder/): Inflation has made household budgeting less about finding one big solution and more about assembling several small defenses. Recent PYMNTS… - [New Data: The Job Market Locks Down Consumer Spending](https://www.pymnts.com/study_posts/new-data-the-job-market-locks-down-consumer-spending/): Inside the labor numbers of the August PYMNTS Consumer Expectations Index is a tale of two American workers. Picture them,… - [New PYMNTS Data Shows Basic Expenses Breaking the Summer Budget](https://www.pymnts.com/study_posts/new-pymnts-data-shows-basic-expenses-breaking-the-summer-budget/): Ask someone what makes summer expensive, and they’ll probably mention vacation plans or camp for the kids. But for most… - [The Monthly Payment Is Becoming the Customer Relationship](https://www.pymnts.com/study_posts/the-monthly-payment-is-becoming-the-customer-relationship/): The monthly payment may be the most predictable interaction in commerce and one of the least understood. It arrives on… - [New Data: Millennials Lead a More Affluent BNPL Market](https://www.pymnts.com/study_posts/new-data-millennials-lead-a-more-affluent-bnpl-market/): The leading providers of buy now, pay later plans have won over American millennials, the generation most likely to use… - [Beyond Pay in 4: Many BNPL Buyers Would Pay for More Time](https://www.pymnts.com/study_posts/beyond-pay-in-4-many-bnpl-buyers-would-pay-for-more-time/): Tens of millions of Americans use buy now, pay later because it offers a simple proposition: the ability to obtain… - [Trust Isn’t Enough: How Credit Unions Can Win the Wallet](https://www.pymnts.com/study_posts/trust-isnt-enough-how-credit-unions-can-win-the-wallet/): Credit unions have earned deep trust from consumers and small businesses, but that faith doesn’t always translate into card use.… - [The 50 Million Consumer Migration: The Data Behind Retail’s Shift Toward AI Discovery](https://www.pymnts.com/study_posts/the-50-million-consumer-migration-the-data-behind-retails-shift-toward-ai-discovery/): Consider Maya, a 36-year-old marketing manager in Chicago who once treated every major purchase like a browser endurance test. She… - [When Credit for Fast-Growing Companies Isn’t Really “Credit”](https://www.pymnts.com/study_posts/when-credit-for-fast-growing-companies-isnt-really-credit/): The emerging middle market says it has enough credit. It also says it keeps missing growth because it doesn’t have… - [The Cash Flow Generation: How Millennials Are Changing the Future of Commerce](https://www.pymnts.com/study_posts/the-cash-flow-generation-how-millennials-are-changing-the-future-of-commerce/): Up to six years of PYMNTS data on the financial wellbeing and consumer habits of American millennials shows that most… - [The Enterprise AI Payback Curve: Adoption Accelerates as Returns Take Shape](https://www.pymnts.com/study_posts/the-enterprise-ai-payback-curve-adoption-accelerates-as-returns-take-shape/): Ask a financial services company where it uses advanced iterations of artificial intelligence in its daily operations the most, and… - [Closing the Payment Gap: New Data on Speed, Risk and Retention](https://www.pymnts.com/study_posts/closing-the-payment-gap-new-data-on-speed-risk-and-retention/): Payment friction takes a toll across many business operations. Firms facing greater business uncertainty report weaker payment performance, more customer… - [Millennials Put AI to Work: How a Generation Is Changing Product Discovery and Commerce](https://www.pymnts.com/study_posts/millennials-put-ai-to-work-how-a-generation-is-changing-product-discovery-and-commerce/): Millennials have always sat in a useful middle lane for technology adoption. They remember the world before smartphones became the… - [The SMB Growth Engine: How Digital Sales and Customer Tracking Drive Revenue](https://www.pymnts.com/study_posts/the-smb-growth-engine-how-digital-sales-and-customer-tracking-drive-revenue/): Growth by U.S. small and medium-sized businesses outpaced the broader economy in 2025, but it varied sharply by how companies… - [The Confidence Divide: Why Americans Trust the Economy More Than Their Paychecks](https://www.pymnts.com/study_posts/the-confidence-divide-why-americans-trust-the-economy-more-than-their-paychecks/): For the first time in months, Americans seemed to feel they were catching a bit of a break. Gas prices… - [The Overlap Effect: How Amazon and Walmart Expanded the Crowd and Shrank the Basket](https://www.pymnts.com/study_posts/the-overlap-effect-how-amazon-and-walmart-expanded-the-crowd-and-shrank-the-basket/): For the first time, the dates of Amazon Prime Day (four days over June 23 through June 26) and Walmart… - [From First Prompt to Daily Habit: The Data Behind Rising Gen AI Reliance](https://www.pymnts.com/study_posts/from-first-prompt-to-daily-habit-the-data-behind-rising-gen-ai-reliance/): A year ago, a consumer we’ll call Elena may have planned a family trip by opening a dozen browser tabs,… - [More Ways to Pay: The Data Behind Millennials’ Expanding Payment Toolkit](https://www.pymnts.com/study_posts/more-ways-to-pay-the-data-behind-millennials-expanding-payment-toolkit/): Millennials helped make digital commerce feel normal. They shop through apps, compare products online, move money through platforms and expect… - [Rewards at the Register: How Smart Basket Technology Puts Issuers Back at the Center of the Sale](https://www.pymnts.com/study_posts/rewards-at-the-register-how-smart-basket-technology-puts-issuers-back-at-the-center-of-the-sale/): Issuers see smart checkout as more than a new rewards feature. They view it as a way to make offers… - [Complete Payment Orchestration Stacks Boost Revenue and Improve Customer Relationships](https://www.pymnts.com/study_posts/complete-payment-orchestration-stacks-boost-revenue-and-improve-customer-relationships/): If you built a high-performance engine but only installed several of the components it needed to run, you wouldn’t be… - [The Companies Hiding in Plain Sight](https://www.pymnts.com/study_posts/the-companies-hiding-in-plain-sight/): There’s a class of company the financial services industry tends to overlook. These firms are too big to be a… - [The Millennial Shopping Map: How AI, Search and Stores Compete Before Checkout](https://www.pymnts.com/study_posts/the-millennial-shopping-map-how-ai-search-and-stores-compete-before-checkout/): Millennials helped turn digital commerce into a daily shopping habit. They came of age with smartphones, mobile apps, social platforms… - [BNPL’s Multi-Provider Moment: Why Shoppers No Longer Pick Just One](https://www.pymnts.com/study_posts/bnpls-multi-provider-moment-why-shoppers-no-longer-pick-just-one/): The buy now, pay later market is entering a new phase where consumers are treating installment financing as a flexible… - [The Millennial Cash Flow Code: What Data Reveals About Saving, Spending and Financial Resilience](https://www.pymnts.com/study_posts/the-millennial-cash-flow-code-what-data-reveals-about-saving-spending-and-financial-resilience/): America’s millennials are now deep into the years when earnings, spending and long-term planning collide. Many are buying homes, raising… - [The Fragmented Paycheck: Why Rising Spending No Longer Means Stronger Demand](https://www.pymnts.com/study_posts/the-american-paycheck-2026-annual-edition-an-annual-portrait-of-how-americans-earn-spend-save-and-sustain-themselves/): There’s a concerning cross-current happening in the U.S. economy. The dollars crossing the register are rising. Earnings reports and government… - [The SMB Growth Gap: What Leaders Track That Others Miss](https://www.pymnts.com/study_posts/the-smb-growth-gap-what-leaders-track-that-others-miss/): Many SMBs are flying blind on where their customers actually come from—and the ones that track things (formally, not just… - [The End of Casual AI: How Consumers Are Turning Prompts Into Daily Power Tools](https://www.pymnts.com/study_posts/the-end-of-casual-ai-how-consumers-are-turning-prompts-into-daily-power-tools/): At 9:15 on a Monday morning, a new generative artificial intelligence user asks a large language model (LLM) to polish… - [Digital Shopping Becomes an Everyday Event](https://www.pymnts.com/study_posts/digital-shopping-becomes-an-everyday-event/): Consumers are shopping more often, using mobile phones deeper in the journey and turning to AI for help before they… - [Payments Executives Say the AI Demo Era Is Ending](https://www.pymnts.com/study_posts/payments-executives-say-the-ai-demo-era-is-ending/): Artificial intelligence was supposed to trigger the next software arms race. Instead, it may be ending the last one. Across… - [Wholesale Writes the AI Playbook: How Goods Firms Are Scaling Intelligence Across the Enterprise](https://www.pymnts.com/study_posts/wholesale-writes-the-ai-playbook-how-goods-firms-are-scaling-intelligence-across-the-enterprise/): Gone are the days when a warehouse manager at a wholesale distribution company would have to pull up a contract… - [The Split-Paycheck Generation: How Work Type Divides Millennial Income, Credit and Financial Stability](https://www.pymnts.com/study_posts/the-split-paycheck-generation-how-work-type-divides-millennial-income-credit-and-financial-stability/): Millennials are often discussed as one consumer generation, but the way they earn their income tells a more complicated story.… - [The Orchestration Advantage: Why Five Payment Capabilities Separate Leaders From Laggards](https://www.pymnts.com/study_posts/the-orchestration-advantage-why-five-payment-capabilities-separate-leaders-from-laggards/): Payment orchestration has become widespread, but the returns are uneven. PYMNTS Intelligence finds that companies achieve the strongest performance gains… - [The Inflation Mirage: What Rising Spending Hides About Consumer Demand](https://www.pymnts.com/study_posts/the-inflation-mirage-what-rising-spending-hides-about-consumer-demand/): Retail sales and nominal consumer spending are up. Based only on that information, it would seem that consumers are feeling… - [Millennials at the Edge: How Cash Flow Pressure Is Reshaping Payments, Banking and Digital Commerce](https://www.pymnts.com/study_posts/millennials-at-the-edge-how-cash-flow-pressure-is-reshaping-payments-banking-and-digital-commerce/): Millennials occupy one of the more complicated positions in the U.S. economy. This cohort of more than 74 million people,… - [The Cutback Economy: How Americans Choose What to Drop and What to Defend](https://www.pymnts.com/study_posts/the-cutback-economy-how-americans-choose-what-to-drop-and-what-to-defend/): Americans are reducing their spending, but in different ways. PYMNTS Intelligence finds that consumers are responding to cost pressures through… - [When Controls Slow Commerce: The Data Behind Middle-Market Payment Friction](https://www.pymnts.com/study_posts/when-controls-slow-commerce-the-data-behind-middle-market-payment-friction/): Payment risk controls protect businesses and their customers from fraudulent, slow or erroneous transactions. Yet for many U.S. middle-market firms,… - [The Basket Breakaway: How Amazon Is Turning Walmart’s Store Traffic Into a Retail Weakness](https://www.pymnts.com/study_posts/the-basket-breakaway-how-amazon-is-turning-walmarts-store-traffic-into-a-retail-weakness/): Walmart wins the trip. Amazon wins the basket. It’s an equation gaining urgency as the retail behemoths compete for precious… - [How Bank-Linked Verification Cuts AR Payment Risk](https://www.pymnts.com/study_posts/how-bank-linked-verification-cuts-ar-payment-risk/): Accounts receivable (AR) teams are under pressure to know whether a payment is good before money moves. “Early Detection: Why… - [Captive at Work, Adopted at Home: The Hidden Force Driving Consumer AI Choice](https://www.pymnts.com/study_posts/captive-at-work-adopted-at-home-the-hidden-force-driving-consumer-ai-choice/): On a typical workday, the AI menu can look like a row of icons at the edge of the screen.… - [The Three-Speed Consumer Economy: How Financial Capacity Is Rewriting Spending Behavior](https://www.pymnts.com/study_posts/the-three-speed-consumer-economy-how-financial-capacity-is-rewriting-spending-behavior/): In May 2026, the University of Michigan Consumer Sentiment Index hit a record low of 44.8. It was its third… - [The 24-Day Advantage: What Top-Performing CFOs Know About Working Capital](https://www.pymnts.com/study_posts/the-24-day-advantage-what-top-performing-cfos-know-about-working-capital/): Working capital is the bloodstream of a Growth Corporate. These firms, which generate annual revenues between $100 million and $1… - [Why Job Security No Longer Shields Paycheck-to-Paycheck Consumers](https://www.pymnts.com/study_posts/why-job-security-no-longer-shields-paycheck-to-paycheck-consumers/): The May 2026 PYMNTS Consumer Expectations Index shows a consumer economy where job confidence is holding up, but financial resilience… - [New Data Shows How Tech Sectors Are Turning AI Into Strategy](https://www.pymnts.com/study_posts/new-data-shows-how-tech-sectors-are-turning-ai-into-strategy/): Picture three technology executives: one in cybersecurity, one in software as a service, and one in payments. Each is trying… - [Why Payments Execs See Legacy as Payments’ Hidden Advantage](https://www.pymnts.com/study_posts/why-payments-execs-see-legacy-as-payments-hidden-advantage/): In the race to modernize payments, incumbents were supposed to lose to faster, cloud-native challengers. Instead, artificial intelligence is producing… - [The Emerging Middle Market’s Infrastructure Gap](https://www.pymnts.com/study_posts/the-emerging-middle-markets-infrastructure-gap/): Middle market firms that are growing rapidly aren’t short on ambition. What they lack is the internal financial infrastructure needed… - [AI Changes Commerce. Visa Wants Trust to Scale With It](https://www.pymnts.com/study_posts/ai-changes-commerce-visa-wants-trust-to-scale-with-it/): Artificial intelligence is quickly moving from a productivity tool to an operating layer for commerce. Consumers already use AI to… - [How Enterprise Leaders Are Turning AI Adoption Into Operating Advantage](https://www.pymnts.com/study_posts/how-enterprise-leaders-are-turning-ai-adoption-into-operating-advantage/): Large enterprises in financial services, healthcare and media are all investing in artificial intelligence, but they’re not using the technology… - [Sentiment Split: Consumers Feel Hopeful Until the Bills Arrive](https://www.pymnts.com/study_posts/sentiment-split-consumers-feel-hopeful-until-the-bills-arrive/): Today, the average American feels pretty good about their job and is basically optimistic about their financial future. Still, millions… - [Inside the Cutback Economy: How Age, Behavior and Financial Pressure Shape Consumer Spending](https://www.pymnts.com/study_posts/inside-the-cutback-economy-how-age-behavior-and-financial-pressure-shape-consumer-spending/): Picture two baby boomers, born in the same decade, living in the same state, each navigating the same American economy.… - [Early Detection: Why Top-Performing Firms Focus on Fraud Before It Starts](https://www.pymnts.com/study_posts/early-detection-why-top-performing-firms-focus-on-fraud-before-it-starts/): It’s never been harder for businesses to manage the integrity of their payment operations. Fraud schemes are evolving as bad… - [The Financing Factor: How Pay Later Availability Changes Where Consumers Buy](https://www.pymnts.com/study_posts/pay-later-is-becoming-the-tiebreaker-at-checkout/): Consumer financing impacts each shopping decision differently. Its impact concentrates among younger consumers, active users of pay later options and… - [Banking Both Sides: Instant Payouts Turn Receivers Into Customers](https://www.pymnts.com/study_posts/banking-both-sides-instant-payouts-turn-receivers-into-customers/): On the first of the month, Helen’s property manager mails out checks. By the time the $4,200 in rent from… - [One Year In: What The Pay Later Data Actually Reveals](https://www.pymnts.com/study_posts/one-year-in-what-the-pay-later-data-actually-reveals/): When the Pay Later Ecosystem series launched in April 2025, buy now, pay later was dominating the consumer lending narrative.… - [Why Main Street Is Splitting: The Data Behind Small Business Winners and Losers](https://www.pymnts.com/study_posts/why-main-street-is-splitting-the-data-behind-small-business-winners-and-losers/): Main Street businesses are losing momentum after a strong post-pandemic rebound, and the latest edition of the PYMNTS Intelligence Main… - [Scaling Identity Verification: How Growth Raises Fraud and Friction Risks](https://www.pymnts.com/study_posts/scaling-identity-verification-how-growth-raises-fraud-and-friction-risks/): As companies grow, identity risk compounds across verification systems. PYMNTS Intelligence’s “Scale Amplification: How Revenue Scale Amplifies Agent-Driven Identity Risk,”… - [The New AI Handshake: Data Shows When Consumers Want Help and When They Want Control](https://www.pymnts.com/study_posts/the-new-ai-handshake-data-shows-when-consumers-want-help-and-when-they-want-control/): For consumers, the AI race is starting to feel less like a competition over who has the smartest model and… - [Why Main Street’s Digital Survivors Are Pulling Ahead: Four Years of Small Business Data](https://www.pymnts.com/study_posts/why-main-streets-digital-survivors-are-pulling-ahead-four-years-of-small-business-data/): Step into the typical American small business in July 2022. Cash moves through the register all day. The phone rings… - [Data Is Dead as a Competitive Advantage. 12 Executives Share What’s Next](https://www.pymnts.com/study_posts/data-is-dead-as-a-competitive-advantage-12-executives-share-whats-next/): The new consensus emerging across payments, financial services and digital commerce is that high-quality data is no longer scarce. Access… - [How Credit Card Apps Turn Engagement Into Spend](https://www.pymnts.com/study_posts/how-credit-card-apps-turn-engagement-into-spend/): Credit card apps aren’t just for checking balances and paying bills. They also help decide which card consumers use most,… - [Financial Services Pulls Ahead in the Enterprise AI Race](https://www.pymnts.com/study_posts/financial-services-pulls-ahead-in-the-enterprise-ai-race/): Artificial intelligence is rapidly becoming a fixture in large enterprises. It’s being funded, deployed and tested across nearly every function… - [The Pay Later Data Shift: Credit Card Installments Take the Lead](https://www.pymnts.com/study_posts/the-pay-later-data-shift-credit-card-installments-take-the-lead/): Buy now, pay later, the supposed credit card killer, has done something more consequential than steal market share in the… - [New Data Shows How BNPL and Installments Shape Where Consumers Shop](https://www.pymnts.com/study_posts/new-data-shows-how-bnpl-and-installments-shape-where-consumers-shop/): Consumers use financing far beyond the checkout aisle. They often factor it into where they choose to shop. This data… - [Forecasting Under Pressure: New Data Shows Uncertainty Is Still Running High](https://www.pymnts.com/study_posts/forecasting-under-pressure-new-data-shows-uncertainty-is-still-running-high/): Business forecasting is becoming more difficult as sources of risk continue to shift across markets. Last year, tariffs disrupted plans… - [Scaling Enterprise AI: Why Organizational Readiness Now Determines ROI](https://www.pymnts.com/study_posts/scaling-enterprise-ai-why-organizational-readiness-now-determines-roi/): Enterprise AI appears to be delivering results. The issue now is whether companies can use the technology robustly. This data… - [The AI On-Ramp: Data Shows How Everyday Tasks Build Consumer Habits](https://www.pymnts.com/study_posts/the-ai-on-ramp-data-shows-how-everyday-tasks-build-consumer-habits/): Google became the dominant gateway to the internet not because it was the best at everything, but because search was… - [Five Charts That Tell the Consumer Sentiment Story](https://www.pymnts.com/study_posts/consumer-sentiment-splits-along-cash-flow-lines/): The new PYMNTS Consumer Expectations Index (PCEI) shows that the average consumer story is only part of the picture. Sentiment in… - [The Embedded Finance Scale Factor: How Firm Size Shapes Strategy, Technology and Partnership Decisions](https://www.pymnts.com/study_posts/the-embedded-finance-scale-factor-how-firm-size-shapes-strategy-technology-and-partnership-decisions/): Embedded finance has taken root across American industries from retail to payroll processing, but firms are deploying the consumer-focused technology… - [Financing the Decision: How BNPL and Installments Reshape Merchant Choice](https://www.pymnts.com/study_posts/financing-the-decision-how-bnpl-and-installments-reshape-merchant-choice/): Three fabulous sofas, each costing about the same. Three different retailers. When consumers are deciding where to shop, the financing… - [Amazon’s Discretionary Surge Is Redrawing the Retail Battle](https://www.pymnts.com/study_posts/amazons-discretionary-surge-is-redrawing-the-retail-battle/): Retail is accounting for a smaller share of total consumer spending compared to recent years, but competition within that shrinking… - [How Visa Helps Businesses Stay Ahead of Payment Fraud](https://www.pymnts.com/study_posts/how-visa-helps-businesses-stay-ahead-of-payment-fraud/): Payments are supposed to feel easy: tap, click, approve, move on. But behind that simplicity, keeping payments safe has become… - [The Enterprise AI Readiness Gap: What Company Data Reveals About the Real Barrier to Scale](https://www.pymnts.com/study_posts/the-enterprise-ai-readiness-gap-what-company-data-reveals-about-the-real-barrier-to-scale/): Decision makers at major businesses already know that artificial intelligence can deliver value. Skepticism among leaders at enterprises (companies with… - [The Data Behind AI’s Shift to Everyday Consumer Use](https://www.pymnts.com/study_posts/the-data-behind-ais-shift-to-everyday-consumer-use/): More Americans are now using artificial intelligence in their everyday lives, and usage is becoming more regular, increasingly mobile and… - [Why Identity Silos Are Failing in the AI Era](https://www.pymnts.com/study_posts/why-identity-silos-are-failing-in-the-ai-era/): The advance of artificial intelligence is throwing the one-time stability of identity management innovation into disarray. And while companies used… - [Stablecoins Gain Ground: Why CFOs See More Promise There Than in Crypto](https://www.pymnts.com/study_posts/stablecoins-gain-ground-why-cfos-see-more-promise-there-than-in-crypto/): Middle market CFOs aren’t ignoring digital assets, but they’re not exactly embracing them, either. This PYMNTS Intelligence data book shows… - [Income Divides: A Deep Dive on Household Income Differences in U.S. Consumer Expectations](https://www.pymnts.com/study_posts/income-divides-a-deep-dive-on-household-income-differences-in-u-s-consumer-expectations/): A persistent question runs through every consumer spending forecast: Are Americans feeling better or worse about their financial lives? The… - [The Pay Later Reset: Data Shows Young Consumers Retreat, Cards Hold Firm](https://www.pymnts.com/study_posts/the-pay-later-reset-data-shows-young-consumers-retreat-cards-hold-firm/): The Pay Later market is entering a new phase. In January, BNPL use declined among younger consumers, while demand remained… - [Beyond Cash: What Drives SMB Payment Change](https://www.pymnts.com/study_posts/beyond-cash-what-drives-smb-payment-change/): Small and medium-sized businesses are still relying heavily on cash and checks, but PYMNTS Intelligence data shows that many are… - [Waiting for Certainty: Why Most CFOs Are Holding Back on Crypto and Stablecoins](https://www.pymnts.com/study_posts/waiting-for-certainty-why-most-cfos-are-holding-back-on-crypto-and-stablecoins/): Stablecoins and cryptocurrencies have become part of the mainstream business conversation but not part of the general plumbing. Banks are… - [Consumer Wallet Reset: How Amazon Wins Discretionary Spend and Walmart Holds Necessities](https://www.pymnts.com/study_posts/consumer-wallet-reset-how-amazon-wins-discretionary-spend-and-walmart-holds-necessities/): Over the past few years, shoppers have been tightening their belts, spending less on retail shopping and more on essentials… - [The Millennial Money Squeeze: Data Shows Rising Cost Pressures](https://www.pymnts.com/study_posts/the-millennial-money-squeeze-data-shows-rising-cost-pressures/): Millennials, born between 1981 and 1996 and now age 30–45, are navigating a cost-of-living environment that has ceased spiking and… - [Speed vs. Strategy: How Consumers Choose Between BNPL and Card Installments](https://www.pymnts.com/study_posts/speed-vs-strategy-how-consumers-choose-between-bnpl-and-card-installments/): Consumers aren’t just choosing a Pay Later option.1 They’re selecting the precise payment method that fits their immediate financial goal… - [AI Becomes a Daily Habit: The Consumer Shift From Trying Tools to Living With Them](https://www.pymnts.com/study_posts/ai-becomes-a-daily-habit-the-consumer-shift-from-trying-tools-to-living-with-them/): On a recent Saturday morning, a typical American consumer we’ll call Maya had a familiar problem. She had a vacation… - [Fraud, Identity and Data Integrity Emerge as Payments’ ‘Word of the Year’](https://www.pymnts.com/study_posts/fraud-identity-and-data-integrity-emerge-as-payments-word-of-the-year/): In conversations with PYMNTS for the “Word of the Year” edition of the What’s Next in Payments series, senior leaders… - [Introducing the PYMNTS Consumer Expectations Index](https://www.pymnts.com/study_posts/introducing-the-pymnts-consumer-expectations-index/): Consumer sentiment is often reduced to a single headline number, a pulse check on how Americans feel about the economy… - [Tax Refunds and the Paycheck-to-Paycheck Consumer](https://www.pymnts.com/study_posts/tax-refunds-and-the-paycheck-to-paycheck-consumer/): About two-thirds of American consumers live paycheck to paycheck. Roughly one-quarter struggle to pay their monthly bills for housing, utilities and… - [Split the Bill, Run the Budget: How BNPL Is Rewriting Consumer Spending](https://www.pymnts.com/study_posts/split-the-bill-run-the-budget-how-bnpl-is-rewriting-consumer-spending/): Credit cards are the workhorse of the Pay Later ecosystem, but buy now, pay later and credit card installment plans… - [Generations Under Pressure: How Younger Consumers Are Coping With Higher Living Costs](https://www.pymnts.com/study_posts/generations-under-pressure-how-younger-consumers-are-coping-with-higher-living-costs/): Cost-of-living pressures persist at a heightened level. In January, just over one in two U.S. adult consumers said they found… ## Podcasts - [Building the Future of Digital Asset Infrastructure](https://www.pymnts.com/podcast/from-the-block/building-the-future-of-digital-asset-infrastructure/) - [LayerZero Hack: Risks and Realities](https://www.pymnts.com/podcast/from-the-block/layerzero-hack-risks-and-realities/): By manipulating the cross-chain messaging layer that links together DeFi blockchain ecosystems, attackers highlighted how the trust assumptions embedded in… - [When Stablecoins Hit the Checkout](https://www.pymnts.com/podcast/from-the-block/when-stablecoins-hit-the-checkout-2/): As well-backed startups and global institutions alike converge on a common goal of moving money instantly, safely and invisibly across… - [The Stablecoin Reality Check](https://www.pymnts.com/podcast/from-the-block/the-stablecoin-reality-check-2/): In the latest “From the Block” episode, PYMNTS CEO Karen Webster sits with Citi’s Ryan Rugg and Stable Sea’s Tanner… - [David’s Bridal CEO Kelly Cook on Betting Big and Knowing When Not To](https://www.pymnts.com/podcast/davids-bridal-ceo-kelly-cook-on-betting-big-and-knowing-when-not-to/): Ahead of her one-year anniversary as CEO, Kelly Cook talks with Karen Webster about her push to reinvent David’s Bridal. - [Rezolve CEO Sees Growing Competition Over Control of AI Shopping](https://www.pymnts.com/podcast/rezolve-ceo-sees-growing-competition-over-control-of-ai-shopping/): Rezolve AI Founder and CEO Dan Wagner says agentic commerce needs guardrails around inventory, identity and payments. - [Platforms Reshape Labor Economy Paydays and Job Mobility](https://www.pymnts.com/podcast/platforms-reshape-labor-economy-paydays-and-job-mobility/): The structure of work is shifting as digital platforms connect workers with opportunities in ways that resemble markets.  - [Kraken and the Future of Crypto Banking](https://www.pymnts.com/podcast/from-the-block/kraken-fed-approval-is-spdi-bank-models-biggest-test-yet/): Kraken got its own’s Fed account last week. It was a big news story but may be less of a… - [Building the Rails for Institutional Crypto](https://www.pymnts.com/podcast/from-the-block/how-institutional-demands-are-shaping-blockchains-next-decade/): Newly launched “Zero” network, backed by major market infrastructure players, targets institutional adoption by solving interoperability, security and scalability, the… - [Banks Win When They Connect Risk Signals Across the Life Cycle](https://www.pymnts.com/podcast/banks-win-when-they-connect-risk-signals-across-the-life-cycle/): Trulioo CEO Vicky Bindra says the ability to unify high-quality data and apply “good friction” at the right moments is… - [AI Agents Start Shopping and Payments Firms Adapt](https://www.pymnts.com/podcast/ai-agents-start-shopping-and-payments-firms-adapt/): FIS’ Mladen Vladic discusses why future-ready payments infrastructure is important as AI agents begin to search, negotiate and transact. - [Where Digital Assets Meet Payments: Mastercard’s View](https://www.pymnts.com/podcast/from-the-block/who-needs-whom-card-networks-stablecoins-and-the-future-of-payments/): Stablecoins were supposed to disintermediate the card networks. So why is Mastercard the one doing the building? In the latest… - [Banks Rethink Fraud Controls as False Declines Rise](https://www.pymnts.com/podcast/banks-rethink-fraud-controls-as-false-declines-rise/): With AI-powered fraud becoming standard, Entersekt's Dewald Nolte shares why the competitive edge in payments security lies in context. - [For B2B Payments, Speed Is the New Strategy](https://www.pymnts.com/podcast/for-b2b-payments-speed-is-the-new-strategy/): Boost's Dean Leavitt explains why B2B firms are realizing that the velocity at which their AP and AR systems can… - [The Clearing House: Trust Is the Gatekeeper for What’s Next in Payments](https://www.pymnts.com/podcast/the-clearing-house-trust-is-the-gatekeeper-for-whats-next-in-payments/): The Clearing House’s Sal Karakaplan says reliability, security and transparency will determine how innovations gain durable traction. - [Credit Unions Build Cloud Data Strategy to Stay Competitive](https://www.pymnts.com/podcast/credit-unions-build-cloud-data-strategy-to-stay-competitive/): Velera’s Cody Banks says credit unions that operationalize data and automate decision-making will distinguish themselves in payments. - [Banks Race to Close Real-Time Payment Gaps](https://www.pymnts.com/podcast/banks-race-to-close-real-time-payment-gaps/): i2c Chief Client Officer Serena Smith says real-time payments require interoperability so banks can connect compliance and stop fraud. - [Paysafe Calls Digital Wallets the New Hub for Payments and Commerce](https://www.pymnts.com/podcast/paysafe-calls-digital-wallets-the-new-hub-for-payments-and-commerce/): Bob Legters, CPO at Paysafe, says the increasing use of digital wallets can streamline back-office processes and reduce costs. - [The Medical School Dean Who Says AI in Healthcare Moved Faster Than He Ever Expected](https://www.pymnts.com/podcast/the-medical-school-dean-who-says-ai-in-healthcare-moved-faster-than-he-ever-expected/): Marschall Runge, former CEO and dean of Michigan Medicine, says he was wrong to be cautious about healthcare AI. - [Legislating Crypto’s Future](https://www.pymnts.com/podcast/from-the-block/no-clear-fix-for-lost-stablecoins-and-thats-a-problem-for-cryptos-mainstream-ambitions/): On the latest From the Block podcast, Holland and Knight attorney Andrew Balthazor tells PYMNTS’ Karen Webster and Citi’s Ryan… - [Every Workday Is Payday in an Instant](https://www.pymnts.com/podcast/every-workday-is-payday-in-an-instant/): Same-day and same-shift payouts are changing how transactional workers judge jobs and manage cash flow. As platforms compress the gap… - [PicPay Takes Its Credit Strategy to Wall Street With U.S. IPO](https://www.pymnts.com/podcast/picpay-takes-its-credit-strategy-to-wall-street-with-u-s-ipo/): PicPay’s U.S. IPO marks a shift toward credit-driven growth built on wallet data, underwriting discipline and deeper customer engagement. - [2026 Predictions](https://www.pymnts.com/podcast/from-the-block/why-2026-may-be-blockchains-maturity-test-not-its-breakout-year-2/): As blockchain heads into 2026, the conversation is shifting from big promises to hard realities. In the latest episode of… - [Unpredictable Pay Cycles Break Financial Stability for America’s Hourly Workers](https://www.pymnts.com/podcast/unpredictable-pay-cycles-break-financial-stability-for-americas-hourly-workers/): In a PYMNTS podcast, leaders from Ingo Payments and WorkWhile explain how fixing “Bill Pay Roulette” could stabilize workers and… - [Digital Assets and Stablecoins After GENIUS](https://www.pymnts.com/podcast/from-the-block/digital-assets-and-stablecoins-after-genius/): In the debut episode of “From The Block,” PYMNTS CEO Karen Webster chats with Ryan Rugg, global head of digital… - [Trailer: Citi and PYMNTS Launch ‘From the Block’ Podcast: Straight Talk on Digital Assets](https://www.pymnts.com/podcast/from-the-block/trailer-citi-and-pymnts-launch-from-the-block-podcast-straight-talk-on-digital-assets/): It’s a new must-listen show. Karen Webster and Ryan Rugg, global head of digital assets at Citi, are co-hosting ‘From… - [Visa Maps a Path to Agentic Commerce That Feels Familiar — and Safe](https://www.pymnts.com/podcast/visa-maps-a-path-to-agentic-commerce-that-feels-familiar-and-safe/): Rubail Birwadker of Visa says agentic commerce will only scale if identity, permissions and risk controls are built into the… - [Wage to Wallet Index™ Shows Wage Shocks Hit Labor Economy Hard](https://www.pymnts.com/podcast/wage-to-wallet-index-shows-wage-shocks-hit-labor-economy-hard/): WorkWhile Chief Economist Alan Armen says wage shocks move through hourly workers’ budgets in weeks, not quarters, because income becomes… - [CFOs and AI Help Emerging Enterprises Accelerate Time to Cash™](https://www.pymnts.com/podcast/cfos-and-ai-help-emerging-enterprises-accelerate-time-to-cash/): CFOs at emerging enterprises are redesigning and adding speed to their cash cycles. As a PYMNTS panel with insights from… - [AI Automation Unlocks Small Business Agility](https://www.pymnts.com/podcast/ai-automation-unlocks-small-business-agility/): Meet the Fortune 5 Million. It’s how BILL CEO René Lacerte describes the US small business community. As AI agents… - [Boston Rebuilds Payments to Simplify Municipal Money Flows](https://www.pymnts.com/podcast/boston-rebuilds-payments-to-simplify-municipal-money-flows/): Boston Finance Manager Rich Andrade and Passport CTO Gene Rohrwasser tell PYMNTS’ Karen Webster how the city is finally breaking… - [Furniture.com Reinvents Furniture Buying With AI](https://www.pymnts.com/podcast/furniture-com-reinvents-furniture-buying-with-ai/): Furniture.com is rebuilding the furniture-buying experience for the agentic commerce age. In a PYMNTS SKU conversation, Cofounder and CMO Dan… - [How CVS Is Turning First-Party Data Into Its Retail Media Power Play](https://www.pymnts.com/podcast/how-cvs-is-turning-first-party-data-into-its-retail-media-power-play/): Personalization at scale requires moving from shoppers to signals, and Parbinder "Parbs" Dhariwal, VP and General Manager at CVS Media… - [Cox Automotive Wants to Eliminate the ‘Channel Break’ in Car Buying](https://www.pymnts.com/podcast/cox-automotive-wants-to-eliminate-the-channel-break-in-car-buying/): Cox Automotive’s new omnichannel platform connects every step of the car-buying journey, closing the long-standing channel break between online research… - [Ulta Beauty Uses AI to Bridge Social Discovery and In-Store Experiences](https://www.pymnts.com/podcast/ulta-beauty-uses-ai-to-bridge-social-discovery-and-in-store-experiences/): Ulta Beauty is building a commerce ecosystem where AI, social discovery and stores work together to meet fast moving consumer… - [Trulioo CEO Says Leadership Today Is About Trust, Data and Decision Making](https://www.pymnts.com/podcast/trulioo-ceo-says-leadership-today-is-about-trust-data-and-decision-making/): Trulioo CEO Vicky Bindra says leadership in the age of breakaway technology innovation isn’t about keeping pace. It’s more about redefining… - [Robert Talbott Reclaims Madison Avenue to Test American Luxury](https://www.pymnts.com/podcast/robert-talbott-reclaims-madison-avenue-to-test-american-luxury/): When PYMNTS’ Karen Webster sat down with Alex Angelchik, the Newtimes Group CEO made a bold case for why American… - [Inside the ‘Perfect Storm’ Disrupting Fraud and Risk Management](https://www.pymnts.com/podcast/inside-the-perfect-storm-disrupting-fraud-and-risk-management/): Matthew Pearce, vice president of Fraud Risk Management and Dispute Operations at i2c, says the collision of innovation, tightening oversight… - [Mastercard Turns Cyber Threats Into Teachable Moments](https://www.pymnts.com/podcast/mastercard-turns-cyber-threats-into-teachable-moments/): Mark Barnett, global head of Small and Medium Enterprises at Mastercard, shares why small businesses, armed with new tools, sharper… - [FIS Puts Value Creation at the Heart of Money Movement](https://www.pymnts.com/podcast/fis-puts-value-creation-at-the-heart-of-money-movement/): Money movement is no longer about how fast funds travel between accounts, but how much value can be built around… - [Nova Credit Makes the Case for a Real-Time Credit Bureau](https://www.pymnts.com/podcast/nova-credit-makes-the-case-for-a-real-time-credit-bureau/): Nova Credit CEO Misha Esipov argues that the credit industry doesn’t just need better data. He believes it needs a… - [How Invisible Payments Are Forcing Digital Identity to Evolve](https://www.pymnts.com/podcast/how-invisible-payments-are-forcing-digital-identity-to-evolve/): As Capital One’s Tom Poole, Prove’s Rodger Desai, and Citadel’s Chris Palumbo tell Karen Webster, the next era of payments… - [AI-Powered Intelligence: The New Advantage for CFOs](https://www.pymnts.com/podcast/ai-powered-intelligence-the-new-advantage-for-cfos/): Raj Seshadri, Chief Commercial Payments Officer at Mastercard, explores how AI and data are giving CFOs new ways to manage… - [Adrienne Harris Reflects on Four Years of Redefining Financial Regulation in New York](https://www.pymnts.com/podcast/adrienne-harris-reflects-on-four-years-of-redefining-financial-regulation-in-new-york/): New York Department of Financial Services Superintendent Adrienne Harris leaves office emphasizing the state’s leadership in shaping modern financial regulation.… - [AI and the New Era of B2B Payments](https://www.pymnts.com/podcast/ai-and-the-new-era-of-b2b-payments/): For our sixth annual B2B Payments event, PYMNTS Chief Content Officer John Gaffney sits down with CEO Karen Webster to… - [The Right Time for Real-Time Account Funding Is Now](https://www.pymnts.com/podcast/the-right-time-for-real-time-account-funding-is-now/): Leaders from Visa Direct, TabaPay and OneUnited Bank discuss why instant account funding has become a competitive must-have, the measurable… - [Credit Unions Battle for the Right Data to Fight Fraud](https://www.pymnts.com/podcast/credit-unions-battle-for-the-right-data-to-fight-fraud/): Velera's Jeremiah Lotz tells PYMNTS that a consortium approach to data collection and use can help credit unions. - [Fraudsters Share Playbooks, So Why Won’t Banks Share Data?](https://www.pymnts.com/podcast/fraudsters-share-playbooks-so-why-wont-banks-share-data/): Entersekt's Pradheep Sampath tell PYMNTS that fighting fraud demands a blend of traditional data and a consortium approach. - [From Infrastructure to Analytics: The Plaid Playbook](https://www.pymnts.com/podcast/from-infrastructure-to-analytics-the-plaid-playbook/): Plaid’s next five years probably won’t look much like the last five, CEO Zach Perret tells Karen Webster. Data and… - [WorkWhile Reinvents Hourly Work With AI-Powered Labor Platform](https://www.pymnts.com/podcast/workwhile-reinvents-hourly-work-with-ai-powered-labor-platform/): WorkWhile COO Simon Khalaf says the company’s AI-driven labor OS is reshaping the workforce — matching workers to jobs with… - [Introducing the PYMNTS Podcast](https://www.pymnts.com/podcast/introducing-the-pymnts-podcast/): Get a preview of the PYMNTS Podcast — your front-row seat to conversations with the innovators transforming how the world… ## CPI Posts - [EU Raises Antitrust Objections to MMG’s Anglo American Nickel Deal](https://www.pymnts.com/cpi-posts/eu-raises-antitrust-objections-to-mmgs-anglo-american-nickel-deal/): European Union regulators have formally raised competition concerns over MMG Ltd.’s proposed acquisition of Anglo American Plc’s Brazilian nickel operations,… - [DOJ Backs Bond Requirement in Paramount-Warner Bros. Antitrust Fight](https://www.pymnts.com/cpi-posts/doj-backs-bond-requirement-in-paramount-warner-bros-antitrust-fight/): The US Justice Department is urging a federal judge to require states and a Hollywood writers union challenging Paramount Skydance… - [Crowell & Moring Adds DOJ, FTC Veterans to Antitrust Practice](https://www.pymnts.com/cpi-posts/crowell-moring-adds-doj-ftc-veterans-to-antitrust-practice/): Crowell & Moring is adding two veteran U.S. antitrust enforcement lawyers to its ranks, bringing in attorneys from the Justice… - [EU Weighs Antitrust Flexibility for AI Safety Cooperation](https://www.pymnts.com/cpi-posts/eu-weighs-antitrust-flexibility-for-ai-safety-cooperation/): The European Union is willing to consider ways for artificial intelligence companies to coordinate on safety without violating competition rules,… - [OpenAI Challenges Secrecy of Musk Companies’ Apple Deal](https://www.pymnts.com/cpi-posts/openai-challenges-secrecy-of-musk-companies-apple-deal/): OpenAI is seeking to pierce the confidentiality surrounding an agreement between Apple Inc. and Elon Musk’s X Corp. and SpaceXAI,… - [Zillow’s Chicago Antitrust Fight Heads to Arbitration](https://www.pymnts.com/cpi-posts/zillows-chicago-antitrust-fight-heads-to-arbitration/): Zillow Group Inc.’s fight over access to Chicago-area home listings is headed to arbitration after a federal judge declined to… - [Italy Opens Antitrust Probe Into Intesa’s Monte Paschi Takeover](https://www.pymnts.com/cpi-posts/italy-opens-antitrust-probe-into-intesas-monte-paschi-takeover/): Italy’s competition watchdog has opened an investigation into Intesa Sanpaolo SpA’s proposed acquisition of Banca Monte dei Paschi di Siena… - [Nvidia’s Huang Rejects AI Slowdown Plan and Call for Antitrust Waivers](https://www.pymnts.com/cpi-posts/nvidias-huang-rejects-ai-slowdown-plan-and-call-for-antitrust-waivers/): Nvidia Chief Executive Officer Jensen Huang pushed back against proposals that would let leading artificial intelligence companies coordinate a slowdown… - [Ofcom Announces New Rules to Combat Mobile Messaging Scams](https://www.pymnts.com/cpi-posts/ofcom-announces-new-rules-to-combat-mobile-messaging-scams/): By: Mike Conradi, Christian Keogh & Marc Kopelowitz (DLA Piper) In this blog post for DLA Piper, authors Mike Conradi, Christian Keogh &… - [Antitrust Chronicle® – Computational Antitrust](https://www.pymnts.com/cpi-posts/antitrust-chronicle-computational-antitrust/): Dear Readers,   This edition of the Chronicle is devoted to computational antitrust — a term that, five years ago,… - [The Next Five Years of Computational Antitrust](https://www.pymnts.com/cpi-posts/the-next-five-years-of-computational-antitrust/): In five years, computational antitrust has gone from a proposition to a field. More than eighty agencies now use computational… - [When Two AI Agents Talk: A Gap in Detection Capabilities](https://www.pymnts.com/cpi-posts/when-two-ai-agents-talk-a-gap-in-detection-capabilities/): This article turns to a detection problem that computational methods are unusually well placed to solve. Where seller-side algorithmic collusion… - [When Innovation Competition Has No Product Yet: Making General Innovation Competition Operational](https://www.pymnts.com/cpi-posts/when-innovation-competition-has-no-product-yet-making-general-innovation-competition-operational/): This article examines the European Commission’s Draft Merger Guidelines, published for consultation on 30 April 2026, and their extension of… - [Computational Antitrust for Complex Adaptive Markets](https://www.pymnts.com/cpi-posts/computational-antitrust-for-complex-adaptive-markets/): This article turns to the theory that computational antitrust presupposes. Every decision to structure market data — which agents, which… - [Inside the Black Box: A Practitioner’s Guide to Machine Learning Used in Pricing Algorithms](https://www.pymnts.com/cpi-posts/inside-the-black-box-a-practitioners-guide-to-machine-learning-used-in-pricing-algorithms/): Though now a part of the modern vernacular, machine learning mechanisms that motivate algorithmic pricing remain “black box” terms to… - [Algorithmic Collusion or Algorithmic Confusion? Rethinking the Risks of AI Pricing for Companies and Policymakers](https://www.pymnts.com/cpi-posts/algorithmic-collusion-or-algorithmic-confusion-rethinking-the-risks-of-ai-pricing-for-companies-and-policymakers/): Concerns about algorithmic collusion are often driven by the belief that increasingly sophisticated AI systems are more likely to autonomously… - [Crypto Regulation Bill Stalls in Senate Amid Ethics Fight](https://www.pymnts.com/cpi-posts/crypto-regulation-bill-stalls-in-senate-amid-ethics-fight/): The US Senate on Tuesday blocked an effort to advance landmark cryptocurrency legislation, as Democratic concerns over ethics safeguards and… - [UK Competition Watchdog Flags Concerns Over Co-op’s Southern Co-op Deal](https://www.pymnts.com/cpi-posts/uk-competition-watchdog-flags-concerns-over-co-ops-southern-co-op-deal/): The Co-operative Group’s acquisition of Southern Co-operative has drawn scrutiny from Britain’s competition regulator, which warned that the combination could… - [China Warns Hotel-Booking Platforms Over Pricing, Exclusivity Practices](https://www.pymnts.com/cpi-posts/china-warns-hotel-booking-platforms-over-pricing-exclusivity-practices/): Chinese regulators have warned some of the country’s largest online travel and consumer platforms against imposing exclusivity arrangements or pricing… - [USDA Seeks Farmers’ Input as Fertilizer Antitrust Scrutiny Grows](https://www.pymnts.com/cpi-posts/usda-seeks-farmers-input-as-fertilizer-antitrust-scrutiny-grows/): U.S. agriculture officials are seeking information from farmers about fertilizer pricing and market practices as federal scrutiny of competition in… - [Mexico Opens Antitrust Investigation Into Professional Soccer](https://www.pymnts.com/cpi-posts/mexico-opens-antitrust-investigation-into-professional-soccer/): Mexico’s competition regulator has opened an investigation into possible monopolistic practices in professional soccer, bringing fresh regulatory scrutiny to the… - [FTC Chair Casts Doubt on Antitrust Exemptions for AI Industry](https://www.pymnts.com/cpi-posts/ftc-chair-casts-doubt-on-antitrust-exemptions-for-ai-industry/): The head of the U.S. Federal Trade Commission is urging caution over efforts by artificial intelligence companies to secure exemptions… - [Former Perrigo Executive Wins Partial Dismissal of Generic-Drug Price-Fixing Claims](https://www.pymnts.com/cpi-posts/former-perrigo-executive-wins-partial-dismissal-of-generic-drug-price-fixing-claims/): A former Perrigo executive will face a narrower set of allegations at trial after a federal judge rejected portions of… - [Sony Reaches $7.85 Million Settlement in PlayStation Antitrust Case](https://www.pymnts.com/cpi-posts/sony-reaches-7-85-million-settlement-in-playstation-antitrust-case/): Sony Interactive Entertainment is moving toward a $7.85 million settlement of a US antitrust lawsuit over digital PlayStation game sales,… - [US Senators Weigh New Safety Obligations for Powerful AI Developers](https://www.pymnts.com/cpi-posts/us-senators-weigh-new-safety-obligations-for-powerful-ai-developers/): U.S. senators are considering legislation that would require developers of the most advanced artificial-intelligence systems to show they have taken… - [DOJ Antitrust Litigator Dahlquist Returns to Winston Taylor](https://www.pymnts.com/cpi-posts/doj-antitrust-litigator-dahlquist-returns-to-winston-taylor/): David Dahlquist, a former senior Justice Department antitrust litigator who worked on major cases involving Google and Live Nation-Ticketmaster, has… - [South Korea Prosecutors Seek Arrests of Petrochemical Executives in Price-Fixing Probe](https://www.pymnts.com/cpi-posts/south-korea-prosecutors-seek-arrests-of-petrochemical-executives-in-price-fixing-probe/): South Korean prosecutors are seeking arrest warrants for eight current and former petrochemical executives as authorities widen an investigation into… - [Bipartisan NCAA Bill Would Limit Antitrust Challenges to College Sports Rules](https://www.pymnts.com/cpi-posts/bipartisan-ncaa-bill-would-limit-antitrust-challenges-to-college-sports-rules/): A bipartisan proposal in Congress would give the NCAA significant protection from antitrust lawsuits involving athlete compensation, eligibility and transfer… - [Exemptions as a Competition Policy Tool in South Africa](https://www.pymnts.com/cpi-posts/exemptions-as-a-competition-policy-tool-in-south-africa/): By: Nicola Theron[1] & Timothy Evans[2] I. Introduction The abuse of market power, along with several other anti-competitive horizontal and… - [Valuing the Right to Operate: An Economic Perspective on Concession Disputes](https://www.pymnts.com/cpi-posts/valuing-the-right-to-operate-an-economic-perspective-on-concession-disputes/): By: Antonio Forcina (Oxera) In this insight piece for Oxera, author Antonio Forcina considers the valuation challenges that arise in… - [ROGON and RRC Sports: The EU’s Top Court Vindicates a Pragmatic Application of the Antitrust Sporting Exemption to Players’ Agent Regulations](https://www.pymnts.com/cpi-posts/rogon-and-rrc-sports-the-eus-top-court-vindicates-a-pragmatic-application-of-the-antitrust-sporting-exemption-to-players-agent-regulations/): By Laurie-Anne Grelier, Sofía Gruner Kahn & Deniz Akduman (Covington) In this article for Covington & Burling, authors Laurie-Anne Grelier, Sofía Gruner Kahn &… - [Apple, Musk Companies End Antitrust Fight Over AI Competition](https://www.pymnts.com/cpi-posts/apple-musk-companies-end-antitrust-fight-over-ai-competition/): Apple is no longer facing an antitrust challenge from two Elon Musk-controlled companies after the parties brought an end to… - [Obama Calls on Democrats to Confront Risks From Rapid AI Growth](https://www.pymnts.com/cpi-posts/obama-calls-on-democrats-to-confront-risks-from-rapid-ai-growth/): Former President Barack Obama is urging Democratic leaders to make artificial intelligence policy a major political priority, warning that the… - [Cravath Lands Six Weil Partners in High-Profile M&A Team Hire](https://www.pymnts.com/cpi-posts/cravath-lands-six-weil-partners-in-high-profile-ma-team-hire/): Cravath, Swaine & Moore is hiring prominent mergers-and-acquisitions lawyer Michael Aiello and five other partners from Weil, Gotshal & Manges,… - [Paramount, State AGs Set October Settlement Talks in Antitrust Fight](https://www.pymnts.com/cpi-posts/paramount-state-ags-set-october-settlement-talks-in-antitrust-fight/): Paramount Skydance and a coalition of state attorneys general challenging its planned takeover of Warner Bros. Discovery are set to… - [Broadcom’s VMware Licensing Changes Draw Deeper EU Antitrust Scrutiny](https://www.pymnts.com/cpi-posts/broadcoms-vmware-licensing-changes-draw-deeper-eu-antitrust-scrutiny/): European Union competition authorities are intensifying their examination of Broadcom Inc.’s changes to VMware software licensing, seeking information from European… - [South Korea’s Antitrust Fines Hit Record as Regulator Steps Up Chaebol Scrutiny](https://www.pymnts.com/cpi-posts/south-koreas-antitrust-fines-hit-record-as-regulator-steps-up-chaebol-scrutiny/): South Korea’s antitrust penalties against the country’s biggest business groups have climbed to a record this year, signaling a sharper… - [Fifth Circuit Upholds Dismissal of Antitrust Suit Against NAR](https://www.pymnts.com/cpi-posts/fifth-circuit-upholds-dismissal-of-antitrust-suit-against-nar/): A federal appeals court upheld the dismissal of an antitrust lawsuit challenging the National Association of Realtors’ system linking membership… - [Saudi Wealth Fund Weighs Merger of EA and Savvy Games](https://www.pymnts.com/cpi-posts/saudi-wealth-fund-weighs-merger-of-ea-and-savvy-games/): Saudi Arabia’s sovereign wealth fund is exploring a potential combination of Electronic Arts and Savvy Games Group, a move that… - [South Korea Antitrust Regulator Pushes Back on Korean Air Bid to Ease Merger Curbs](https://www.pymnts.com/cpi-posts/south-korea-antitrust-regulator-pushes-back-on-korean-air-bid-to-ease-merger-curbs/): South Korea’s competition regulator is moving to reject an effort by Korean Air Lines Co. and four affiliated carriers to… - [China’s Top Court Steps Up Antitrust Enforcement Push](https://www.pymnts.com/cpi-posts/chinas-top-court-steps-up-antitrust-enforcement-push/): China’s highest court is sharpening its focus on antitrust enforcement as authorities seek to strengthen competition and advance the creation… - [US Justice Department Examines Nvidia’s $17 Billion Groq Deal](https://www.pymnts.com/cpi-posts/us-justice-department-examines-nvidias-17-billion-groq-deal/): The US Justice Department is investigating Nvidia’s $17 billion licensing agreement with artificial-intelligence chip startup Groq, examining whether the transaction… - [Modernizing European Competition Policy: Dead on Arrival](https://www.pymnts.com/cpi-posts/modernizing-european-competition-policy-dead-on-arrival/): By: Cristina Caffarra[1]   The world we live in is convulsed by the most extraordinarily far-reaching technological transformation, poised to… - [Stablecoins Without Borders: Stablecoin Multi-Country Issuance and Dollar-Run Risks in Europe](https://www.pymnts.com/cpi-posts/stablecoins-without-borders-stablecoin-multi-country-issuance-and-dollar-run-risks-in-europe/): By: Edoardo D. Martino, Eric Monnet & Enrico Perotti (CEPR) In this Policy Insight paper, authors Edoardo D. Martino, Eric… - [Disney Wins Dismissal of Most Claims in FuboTV Streaming Lawsuit](https://www.pymnts.com/cpi-posts/disney-wins-dismissal-of-most-claims-in-fubotv-streaming-lawsuit/): Walt Disney Co. won a significant legal victory in a proposed class action brought by FuboTV subscribers who accused the… - [Mastercard Sued by 300 Hotel Companies in UK Over Swipe Fees](https://www.pymnts.com/cpi-posts/mastercard-sued-by-300-hotel-companies-in-uk-over-swipe-fees/): Mastercard has been sued by around 300 hotel companies in Britain over card payment fees, in the latest antitrust challenge… - [Paul Weiss Faces Disqualification Bid in Sugar Price-Fixing Litigation](https://www.pymnts.com/cpi-posts/paul-weiss-faces-disqualification-bid-in-sugar-price-fixing-litigation/): A group of major food manufacturers is asking a federal judge to consider removing Paul, Weiss, Rifkind, Wharton & Garrison… - [Amazon Pushes Back on Early Discovery in New Jersey Antitrust Case](https://www.pymnts.com/cpi-posts/amazon-pushes-back-on-early-discovery-in-new-jersey-antitrust-case/): Amazon.com is pushing back against New Jersey’s effort to accelerate evidence gathering in an antitrust lawsuit targeting the company’s delivery… - [Paramount Seeks $1.88 Billion Bond as Warner Bros. Discovery Deal Faces Delay](https://www.pymnts.com/cpi-posts/paramount-seeks-1-88-billion-bond-as-warner-bros-discovery-deal-faces-delay/): Paramount argues states and writers’ unions should bear costs if their antitrust challenges fail, as litigation threatens to push the… - [Elemental Royalty Wins Mexico Antitrust Clearance for Vizsla Deal](https://www.pymnts.com/cpi-posts/elemental-royalty-wins-mexico-antitrust-clearance-for-vizsla-deal/): Elemental Royalty Corp. received Mexican antitrust clearance for its planned acquisition of Vizsla Royalties Corp., removing the final regulatory hurdle… - [Booking Loses EU Court Challenge Over Blocked ETraveli Acquisition](https://www.pymnts.com/cpi-posts/booking-loses-eu-court-challenge-over-blocked-etraveli-acquisition/): Booking Holdings Inc. lost its challenge to European Union regulators’ decision to block its €1.63 billion ($1.9 billion) purchase of… - [Rigged Bids, Real Costs – The Case for Tackling Bid Rigging in Public Procurement](https://www.pymnts.com/cpi-posts/rigged-bids-real-costs-the-case-for-tackling-bid-rigging-in-public-procurement/): In this blog post for the Competition and Markets Authority, CEO Sarah Cardell reflects on the serious threat posed by… - [General Mills, Mars Accuse Major Sugar Producers of Price-Fixing](https://www.pymnts.com/cpi-posts/general-mills-mars-accuse-major-sugar-producers-of-price-fixing/): General Mills and Mars have sued several of the largest U.S. sugar producers, alleging that suppliers coordinated pricing over a… - [Amazon Seeks to Exclude Big Sellers From Automatic £2.7 Billion UK Class Action](https://www.pymnts.com/cpi-posts/amazon-seeks-to-exclude-big-sellers-from-automatic-2-7-billion-uk-class-action/): Amazon is seeking to narrow the scope of a multibillion-pound UK competition class action by requiring larger merchants to actively… - [Tamarack, Headwater Agree to C$10 Billion Canadian Energy Merger](https://www.pymnts.com/cpi-posts/tamarack-headwater-agree-to-c10-billion-canadian-energy-merger/): Tamarack Valley Energy Ltd. and Headwater Exploration Inc. agreed to combine in an all-stock transaction valued at about C$10 billion… - [Google Overhauls European Search to Comply With EU Competition Rules](https://www.pymnts.com/cpi-posts/google-overhauls-european-search-to-comply-with-eu-competition-rules/): Google is rolling out a major redesign of its search results across Europe as it seeks to comply with European… - [MMG Faces EU Antitrust Warning Over Anglo American Nickel Deal](https://www.pymnts.com/cpi-posts/mmg-faces-eu-antitrust-warning-over-anglo-american-nickel-deal/): European Union competition regulators are preparing to formally raise objections to MMG’s proposed acquisition of Anglo American Plc’s Brazilian nickel… - [Oracle Faces EU Antitrust Scrutiny as Earnings Approach](https://www.pymnts.com/cpi-posts/oracle-faces-eu-antitrust-scrutiny-as-earnings-approach/): Oracle is facing fresh regulatory uncertainty in Europe just days before its quarterly earnings report, adding another potential concern for… - [FIFA Faces Expanded EU Antitrust Challenge Over Women’s Soccer Calendar](https://www.pymnts.com/cpi-posts/fifa-faces-expanded-eu-antitrust-challenge-over-womens-soccer-calendar/): FIFA is facing a broadened antitrust complaint in the European Union over its control of the international women’s soccer calendar,… - [Algorithmic Pricing: Comparing US and Korean Antitrust Regulation](https://www.pymnts.com/cpi-posts/algorithmic-pricing-comparing-us-and-korean-antitrust-regulation/): By: Lee Berger, John J. Kavanagh, Weisiyu Jiang, David Brunfeld, Junyeun Cho & Dohyung Kwon (Steptoe) In this contribution to… - [Telecom Giants Explore Joint Bid for Europe’s Satellite Airwaves](https://www.pymnts.com/cpi-posts/telecom-giants-explore-joint-bid-for-europes-satellite-airwaves/): Europe’s effort to build more homegrown communications infrastructure could gain support from four of the continent’s largest mobile operators, which… - [OpenAI Files EU Report After AI Agents Hijacked German Website](https://www.pymnts.com/cpi-posts/openai-files-eu-report-after-ai-agents-hijacked-german-website/): OpenAI has submitted an incident report to European Union regulators after a group of its artificial-intelligence agents took control of… - [US Clears Volaris-Viva Aerobus Combination as Mexico Review Looms](https://www.pymnts.com/cpi-posts/us-clears-volaris-viva-aerobus-combination-as-mexico-review-looms/): The US Federal Trade Commission has cleared the proposed combination of Mexican low-cost carriers Volaris and Viva Aerobus, removing a… - [EU Suspension Clouds Timeline for Saipem-Subsea7 Merger](https://www.pymnts.com/cpi-posts/eu-suspension-clouds-timeline-for-saipem-subsea7-merger/): The European Union has suspended its in-depth antitrust review of the proposed merger between Saipem SpA and Subsea7 SA while… - [India Competition Chief Warns AI Could Accelerate Antitrust Risks](https://www.pymnts.com/cpi-posts/india-competition-chief-warns-ai-could-accelerate-antitrust-risks/): Artificial intelligence could intensify anti-competitive behavior in digital markets by allowing algorithms to execute practices ranging from discriminatory pricing to… - [UK Antitrust, Financial Watchdogs to Meet Over Government Growth Plan](https://www.pymnts.com/cpi-posts/uk-antitrust-financial-watchdogs-to-meet-over-government-growth-plan/): Britain’s antitrust and financial regulators are set to join a wider group of watchdogs for talks this autumn as the… - [Moscow Police General, Fuel Executives Arrested in Alleged Embezzlement Scheme](https://www.pymnts.com/cpi-posts/moscow-police-general-fuel-executives-arrested-in-alleged-embezzlement-scheme/): Russian authorities have arrested a senior Moscow region police official and executives from a major fuel retailer over an alleged scheme to… - [Second Sweep: FTC Eyes Surveillance Pricing, Again](https://www.pymnts.com/cpi-posts/second-sweep-ftc-eyes-surveillance-pricing-again/): By: David B. Schwartz,  Merrit M. Jones, Goli Mahdavi & Darren E. Ray (BCLP) In this post for Bryan Cave… - [Nigeria Antitrust Regulator Probes Uber’s Abrupt Exit](https://www.pymnts.com/cpi-posts/nigeria-antitrust-regulator-probes-ubers-abrupt-exit/): Nigeria’s competition regulator is examining Uber Technologies Inc.’s sudden withdrawal from the country, focusing on whether customers were left with… - [Verisign, ICANN Face Antitrust Lawsuit Over .Com Domain Pricing](https://www.pymnts.com/cpi-posts/verisign-icann-face-antitrust-lawsuit-over-com-domain-pricing/): Verisign Inc. and the Internet Corporation for Assigned Names and Numbers have been sued in a proposed class action accusing… - [US Justice Department Expands Beef-Pricing Probe to Grocery Chains](https://www.pymnts.com/cpi-posts/us-justice-department-expands-beef-pricing-probe-to-grocery-chains/): The US Justice Department has contacted eight grocery-store chains as part of an expanding investigation into possible anticompetitive conduct involving… - [EU Lawmakers Press Brussels to Keep Breakup Option Open in Google Ad-Tech Case](https://www.pymnts.com/cpi-posts/eu-lawmakers-press-brussels-to-keep-breakup-option-open-in-google-ad-tech-case/): European lawmakers are urging the European Commission to preserve the option of structural remedies against Google in its ad-technology enforcement,… - [AI Copyright Fight Expands as Regional Newspapers Target OpenAI, Microsoft](https://www.pymnts.com/cpi-posts/ai-copyright-fight-expands-as-regional-newspapers-target-openai-microsoft/): The legal battle over who should be paid when artificial intelligence consumes journalism is spreading beyond national media groups, with… - [Justice Department Rejects Report of Freeze in Canada Antitrust Ties](https://www.pymnts.com/cpi-posts/justice-department-rejects-report-of-freeze-in-canada-antitrust-ties/): The US Justice Department rejected a report that its antitrust division had been directed to suspend cooperation with Canadian authorities,… - [Uganda’s Merger Control Regime Kicks Off: First-Ever Transactions Gazetted](https://www.pymnts.com/cpi-posts/ugandas-merger-control-regime-kicks-off-first-ever-transactions-gazetted/): By: Olivia Höll (African Antitrust) In this piece for the African Antitrust blog, author Olivia Höll discusses the historic operationalisation… - [EU Moves to Give Dominant Companies More Flexibility Under Antitrust Rules](https://www.pymnts.com/cpi-posts/eu-moves-to-give-dominant-companies-more-flexibility-under-antitrust-rules/): The European Union is preparing to give dominant companies greater scope to defend business practices that might otherwise breach competition… - [US Shale Producers Must Face Oil Price-Fixing Claims, Judge Rules](https://www.pymnts.com/cpi-posts/us-shale-producers-must-face-oil-price-fixing-claims-judge-rules/): Major U.S. shale producers including Pioneer Natural Resources, Diamondback Energy, Occidental Petroleum and Continental Resources must face allegations that they… - [Nvidia to Buy Hugging Face for $12.9 Billion in Open-AI Push](https://www.pymnts.com/cpi-posts/nvidia-to-buy-hugging-face-for-12-9-billion-in-open-ai-push/): Nvidia Corp. agreed to acquire artificial-intelligence developer platform Hugging Face for $12.93 billion, making one of its largest acquisitions as… - [Apple Tracking Curbs Come Under Fire in $2.7 Billion UK Case](https://www.pymnts.com/cpi-posts/apple-tracking-curbs-come-under-fire-in-2-7-billion-uk-case/): Apple’s efforts to make privacy a defining feature of the iPhone are facing a new test in Britain, where app… - [Veterinary Accreditor Defeats Antitrust Challenge From Tennessee University](https://www.pymnts.com/cpi-posts/veterinary-accreditor-defeats-antitrust-challenge-from-tennessee-university/): A federal judge has rejected antitrust claims against the American Veterinary Medical Association stemming from a Tennessee university’s dispute over the accreditation of… - [Brazil Orders Broader Food-Delivery Antitrust Review as Keeta Loses Appeal](https://www.pymnts.com/cpi-posts/brazil-orders-broader-food-delivery-antitrust-review-as-keeta-loses-appeal/): Brazil’s competition regulator is widening its examination of the country’s fast-changing food-delivery industry, even as it rejected an attempt by… - [TechREG® Chronicle – Tokenization](https://www.pymnts.com/cpi-posts/techreg-chronicle-tokenization/): Dear Readers,   This edition of the TechREG Chronicle turns to tokenization — the linking of real-world value to instruments… - [Yield-Splitting Stablecoins and Compliance with Yield Restrictions: “GENIUS” Move or Regulatory Trap?](https://www.pymnts.com/cpi-posts/yield-splitting-stablecoins-and-compliance-with-yield-restrictions-genius-move-or-regulatory-trap/): The GENIUS Act prohibits yield-bearing payment stablecoins prompting efforts at structural innovation designed to preserve the economic appeal of yield… - [Worldwide Consumer Protection Challenges in Tokenized Markets](https://www.pymnts.com/cpi-posts/worldwide-consumer-protection-challenges-in-tokenized-markets/): Tokenized products increasingly present the economic indicia of an investment in a legal form that may sit outside the traditional… - [Regulating Tokenization Between Innovation, Stability, and Competition](https://www.pymnts.com/cpi-posts/regulating-tokenization-between-innovation-stability-and-competition/): Behind crypto-assets often lies a misleading narrative that sets them against traditional finance, seen as more transparent and reliable. However,… - [The Tokenization of Financial Services: “A Change Is Gonna Come”](https://www.pymnts.com/cpi-posts/the-tokenization-of-financial-services-a-change-is-gonna-come/): In this article, the author argues that within five years tokenization will have advanced far enough that "tokenized assets" will… - [How Private Commercial Law Supports the Tokenization of Real-World Assets](https://www.pymnts.com/cpi-posts/how-private-commercial-law-supports-the-tokenization-of-real-world-assets/): Tokenization of real-world assets has shown great utility and potential. But tokenization needs to be effected through a structure that… - [A&O Shearman Bolsters Antitrust Practice With Former FTC Hire](https://www.pymnts.com/cpi-posts/ao-shearman-bolsters-antitrust-practice-with-former-ftc-hire/): A&O Shearman has added Anna Kertesz, a former Federal Trade Commission attorney, to its antitrust partnership in Washington, D.C., continuing… - [Reddit Hit With Antitrust Counterclaims Over Google Data-Access Deal](https://www.pymnts.com/cpi-posts/reddit-hit-with-antitrust-counterclaims-over-google-data-access-deal/): Reddit is facing antitrust counterclaims from search-data provider SerpApi, which alleges the social-media company restricted competing search engines from crawling… - [New Jersey Takes Kalshi Sports-Betting Fight to US Supreme Court](https://www.pymnts.com/cpi-posts/new-jersey-takes-kalshi-sports-betting-fight-to-us-supreme-court/): New Jersey has asked the US Supreme Court to intervene in a widening regulatory battle over prediction markets, seeking to… - [Oracle Licensing Practices Draw EU Antitrust Scrutiny](https://www.pymnts.com/cpi-posts/oracle-licensing-practices-draw-eu-antitrust-scrutiny/): European Union competition regulators are examining Oracle Corp.’s software licensing practices, adding the U.S. technology company to a growing list… - [US Widens Beef-Price Antitrust Inquiry to Walmart, Costco and Other Retailers](https://www.pymnts.com/cpi-posts/us-widens-beef-price-antitrust-inquiry-to-walmart-costco-and-other-retailers/): The US Justice Department has broadened its investigation into elevated beef prices, bringing some of the nation’s largest grocery retailers… - [EON’s Ovo Takeover Faces UK Antitrust Scrutiny](https://www.pymnts.com/cpi-posts/eons-ovo-takeover-faces-uk-antitrust-scrutiny/): EON SE’s proposed acquisition of Ovo Energy, a transaction that would create Britain’s largest domestic electricity supplier, is facing scrutiny… - [Google Play Antitrust US Settlement vs. the EU’s €4.1 Billion Fine: Litigation or Regulation – Which Actually Stops a Monopoly?](https://www.pymnts.com/cpi-posts/google-play-antitrust-us-settlement-vs-the-eus-e4-1-billion-fine-litigation-or-regulation-which-actually-stops-a-monopoly/): By: Luis Blanquez (The Antitrust Attorney/Bona Law)   In this piece for The Antitrust Attorney blog, author Luis Blanquez examines… - [Google Avoids Ad-Tech Breakup as Judge Rejects Exchange Sale](https://www.pymnts.com/cpi-posts/google-avoids-ad-tech-breakup-as-judge-rejects-exchange-sale/): Alphabet Inc.’s Google avoided a forced breakup of a key part of its advertising technology business Wednesday after a federal… - [States, Writers Guild Urge Judge to Reject Paramount’s $1.9 Billion Bond Demand](https://www.pymnts.com/cpi-posts/states-writers-guild-urge-judge-to-reject-paramounts-1-9-billion-bond-demand/): California and 11 other states, joined by the Writers Guild of America, urged a federal judge to reject Paramount Skydance’s… - [EU Examines Google’s AI Search Opt-Out for Publishers](https://www.pymnts.com/cpi-posts/eu-examines-googles-ai-search-opt-out-for-publishers/): European Union competition regulators are asking publishers whether a new Google mechanism allowing them to keep their material out of… - [US Urges G-20 to Take Light-Touch Approach to AI Regulation](https://www.pymnts.com/cpi-posts/us-urges-g-20-to-take-light-touch-approach-to-ai-regulation/): The United States is pressing Group of 20 governments to limit new regulation of artificial intelligence, seeking international support for… - [Cornell, MIT Win Appeal Bid in $1.7 Billion Financial Aid Case](https://www.pymnts.com/cpi-posts/cornell-mit-win-appeal-bid-in-1-7-billion-financial-aid-case/): Cornell University, the Massachusetts Institute of Technology and three other universities can challenge a ruling that expanded a closely watched… - [Anthropic Strikes $35 Billion Cloud Deal as Nvidia Deepens AI Infrastructure Role](https://www.pymnts.com/cpi-posts/anthropic-strikes-35-billion-cloud-deal-as-nvidia-deepens-ai-infrastructure-role/): Anthropic has agreed to a $35 billion cloud-computing deal with Lambda, an Nvidia-backed cloud provider, in an arrangement that further… ## Newswire Announcements - [PhotonPay Escalates U.S. Expansion with New State MTL Licensing](https://www.pymnts.com/newswire-announcements/photonpay-escalates-u-s-expansion-with-new-state-mtl-licensing/): Hong Kong — August 31, 2026 — PhotonPay, a next-generation financial operating system powered by stablecoins, recently announced that it… - [Shufti Adds QES, Transaction Trust Monitoring and Travel Rule Compliance in its Innovation Drop 2026](https://www.pymnts.com/newswire-announcements/shufti-adds-qes-transaction-trust-monitoring-and-travel-rule-compliance-in-its-innovation-drop-2026/): London, United Kingdom,- Shufti, a full compliance lifecycle platform, has announced its Innovation Drop: Summer Edition 2026, featuring three new… - [TABBED ANNOUNCES INTEGRATION WITH TOAST PLATFORM TO BRING A MEMBERS-CLUB EXPERIENCE TO RESTAURANTS](https://www.pymnts.com/newswire-announcements/tabbed-announces-integration-with-toast-platform-to-bring-a-members-club-experience-to-restaurants/): NEW YORK, NY — Tabbed, a pioneer in Bluetooth-enabled mobile payments and AI-driven guest intelligence, today announced its integration with… - [Lithic and Monavate Partner to Power Card Programs Across Traditional and On-Chain Finance](https://www.pymnts.com/newswire-announcements/lithic-and-monavate-partner-to-power-card-programs-across-traditional-and-on-chain-finance/): Lithic, the card issuer processing platform powering next-generation financial experiences, today announced a partnership with Monavate, the regulated payments platform… - [Lithic and Lightspark Partner to Power Global Card Program on Stablecoin Settlement Rails](https://www.pymnts.com/newswire-announcements/lithic-and-lightspark-partner-to-power-global-card-program-on-stablecoin-settlement-rails/): Lithic, the card issuer processing platform powering next-generation financial experiences, and Lightspark, the open infrastructure for moving money worldwide, today… - [Simetrik launches Simetrik Agent](https://www.pymnts.com/newswire-announcements/simetrik-launches-simetrik-agent/): San Francisco, August 3rd 2026: Simetrik, the AI-native financial operations control platform, introduces Simetrik Agent: an autonomous agent that executes… - [Paytia lets AI agents take card payments — without the card ever reaching the AI](https://www.pymnts.com/newswire-announcements/paytia-lets-ai-agents-take-card-payments-without-the-card-ever-reaching-the-ai/): London, United Kingdom — Businesses are putting AI agents on the phone and in chat faster than their compliance teams… - [AI Product Photography Platform Snappyit Launches New Android App, Adds Seven New Languages](https://www.pymnts.com/newswire-announcements/ai-product-photography-platform-snappyit-launches-new-android-app-adds-seven-new-languages/): July 2026 — For the millions of apparel sellers around the world who run their stores from a phone, producing… - [Shoppable’s Universal Checkout Plugin Is Now Available in ChatGPT](https://www.pymnts.com/newswire-announcements/shoppables-universal-checkout-plugin-is-now-available-in-chatgpt/): NEW YORK, NY — July 22, 2026 — Shoppable, the commerce infrastructure company that pioneered universal checkout technology, today announced… - [Research: TikTok Exploited by Industrial-Scale Counterfeit Networks Targeting Luxury Brands](https://www.pymnts.com/newswire-announcements/research-tiktok-exploited-by-industrial-scale-counterfeit-networks-targeting-luxury-brands/): Vetric, the AI-powered threat intelligence platform, has published new research exposing the scale and sophistication of organized counterfeit networks operating… - [Circulating Supply of Enterprise Stablecoin USDGO Surpasses US$1 Billion](https://www.pymnts.com/newswire-announcements/circulating-supply-of-enterprise-stablecoin-usdgo-surpasses-us1-billion/): Hong Kong, July 20, 2026 - OSL Group (HKEX:863) (OSL), a global stablecoin payment and trading platform, today announced that… - [The Last Mile Nobody Sees: Why Invisible, Compliant Stablecoins are the Endgame for B2B Payments](https://www.pymnts.com/newswire-announcements/the-last-mile-nobody-sees-why-invisible-compliant-stablecoins-are-the-endgame-for-b2b-payments/): Hong Kong – July 20, 2026 – For the past two years, global fintechs have treated "educating customers" on gas… - [Capital Layer Expands its Stablecoin Corridor to Japan with Green Monster Inc (TSE: 157A) at WebX](https://www.pymnts.com/newswire-announcements/capital-layer-expands-its-stablecoin-corridor-to-japan-with-green-monster-inc-tse-157a-at-webx/): At WebX Tokyo (July 13–14), one of Asia's largest Web3 conferences, Capital Layer, a digital asset orchestration layer for Asia,… - [T7X Adds a Major Building Block to Its Compliance-First Strategy: Nationwide Money Movement Access](https://www.pymnts.com/newswire-announcements/t7x-adds-a-major-building-block-to-its-compliance-first-strategy-nationwide-money-movement-access/): T7X operates on a thesis it has held since it started building: capital markets infrastructure should work inside the rules… - [Funderial and Smarterswipe Expand Partnership for ISO Direct Funding](https://www.pymnts.com/newswire-announcements/funderial-and-smarterswipe-expand-partnership-for-iso-direct-funding/): FOR IMMEDIATE RELEASENew York, NY – July 15, 2026 — Funderial, a leading direct funder specializing in credit card receivables… - [Nodu Receives MiCA and Payment Institution Licences From the Bank of Latvia](https://www.pymnts.com/newswire-announcements/nodu-receives-mica-and-payment-institution-licences-from-the-bank-of-latvia/): Riga and London, 9 July 2026 — Nodu, the stablecoin payment infrastructure company, has been granted two licences by Latvijas… - [From Days to Minutes: How Next-Gen Digital Infrastructure Liquidates the 10% ‘Friction Tax’](https://www.pymnts.com/newswire-announcements/from-days-to-minutes-how-next-gen-digital-infrastructure-liquidates-the-10-friction-tax/): For global SMEs, traditional global trade carries a silent penalty. A standard cross-border B2B transaction passing through correspondent banks takes… - [NewCo Capital rebrands to Bizcap US, strengthening support for brokers, ISOs](https://www.pymnts.com/newswire-announcements/newco-capital-rebrands-to-bizcap-us-strengthening-support-for-brokers-isos/): NewCo Capital Group has rebranded to Bizcap US, bringing its US operations under a unified global Bizcap brand that spans… - [Programmatic Treasury: Bridging the Gap Between Autonomous AI and Global FX with Stablecoins](https://www.pymnts.com/newswire-announcements/programmatic-treasury-bridging-the-gap-between-autonomous-ai-and-global-fx-with-stablecoins/): At 3:00 AM, an autonomous supply chain agent detects a fleeting arbitrage window across three emerging markets. Within milliseconds, it… - [There is a Missing Link Between Identity Verification and Qualified Signature in European Onboarding](https://www.pymnts.com/newswire-announcements/there-is-a-missing-link-between-identity-verification-and-qualified-signature-in-european-onboarding/): London, United Kingdom, 24 June 2026— Verifying who a customer is addresses only half of regulated onboarding. The other half, carrying… - [How PhotonPay Redefines Global Clearing Rails and Treasury Management via Stablecoins](https://www.pymnts.com/newswire-announcements/how-photonpay-redefines-global-clearing-rails-and-treasury-management-via-stablecoins/): [HONG KONG, Jun 23, 2026] A new paradigm known as "Invisible Payments" is quietly reshaping how enterprises move money across… - [Frank Launches an AI Loan Broker Built to Fix Small Business Access to Capital](https://www.pymnts.com/newswire-announcements/frank-launches-an-ai-loan-broker-built-to-fix-small-business-access-to-capital/): Frank (talktofrank.ai), an AI loan broker built for US small businesses, today launched publicly with one goal: fix the way… - [Unlocking growth in refurbished: the gap between US consumer intent and purchases revealed](https://www.pymnts.com/newswire-announcements/unlocking-growth-in-refurbished-the-gap-between-us-consumer-intent-and-purchases-revealed/): Alchemy today released new US research showing that while awareness of refurbished tech is mainstream, purchasing lags. 76% of consumers… - [Subotiz Launches on Product Hunt to Help AI and SaaS Builders Turn Innovation into Revenue](https://www.pymnts.com/newswire-announcements/subotiz-launches-on-product-hunt-to-help-ai-and-saas-builders-turn-innovation-into-revenue/): Subotiz, an AI-driven subscriptions, checkout and compliance platform built for AI, SaaS and digital innovators, yesterday announced its official launch… - [WiseAlt Launches U.S. Payment Expansion Program for European and International Merchants](https://www.pymnts.com/newswire-announcements/wisealt-launches-u-s-payment-expansion-program-for-european-and-international-merchants/): TALLINN, Estonia — WiseAlt, a payment solutions partner specializing in cross-border payment solutions, today announced the launch of its U.S.… - [Fonix plc partners with CH Media to bring mobile interactivity to Swiss broadcasting](https://www.pymnts.com/newswire-announcements/fonix-plc-partners-with-ch-media-to-bring-mobile-interactivity-to-swiss-broadcasting/): Mobile payments and messaging solutions provider Fonix plc has today announced a new partnership with CH Media, one of Switzerland's… - [Payments Are Seamless — Until They Aren’t. How TracEI Is Modernizing Payment Investigations.](https://www.pymnts.com/newswire-announcements/payments-are-seamless-until-they-arent-how-tracei-is-modernizing-payment-investigations/): EvonSys, a global technology partner to leading financial institutions, recently launched TracEI, a SaaS solution designed to bring greater control… - [Flute Data Reveals 55% of Consumers Are Walking Away From Businesses That Can’t Get Payments Right](https://www.pymnts.com/newswire-announcements/flute-data-reveals-55-of-consumers-are-walking-away-from-businesses-that-cant-get-payments-right/): More than half (55%) of consumers say they would stop or seriously reconsider shopping at a local business after one… - [American Banker Names Regions Bank’s Bryan Ford Among Most Innovative People in Finance](https://www.pymnts.com/newswire-announcements/american-banker-names-regions-banks-bryan-ford-among-most-innovative-people-in-finance/): BIRMINGHAM, Ala. – June 2, 2026 –Regions Bank on Tuesday announced Bryan Ford, head of Regions Treasury Management, has been… - [TransferMate Partners with BVNK to Bring Real-Time Stablecoin Settlements to Global Payments Network](https://www.pymnts.com/newswire-announcements/transfermate-partners-with-bvnk-to-bring-real-time-stablecoin-settlements-to-global-payments-network/): London and Dublin, 2 June 2026: TransferMate, a leading provider of embedded B2B payments, has selected BVNK as its stablecoin… - [SoarPay Publishes High Risk Merchant Accounts 101, a Handbook for Payments in Regulated Industries](https://www.pymnts.com/newswire-announcements/soarpay-publishes-high-risk-merchant-accounts-101-a-handbook-for-payments-in-regulated-industries/): Soar Payments LLC (“SoarPay”), a specialized provider of merchant services for regulated businesses, today announced the publication of High Risk… - [Homegrown Partners with Square to Provide $24M in Expansion Capital for Multi-Location Sellers](https://www.pymnts.com/newswire-announcements/homegrown-partners-with-square-to-provide-24m-in-expansion-capital-for-multi-location-sellers/): Homegrown, a revenue-based growth capital provider for brick-and-mortar businesses, today announced a pilot program with Square, the commerce platform that… - [Banxa, TON Foundation and Bluechip Map the Future of Stablecoins in New Global Industry Report](https://www.pymnts.com/newswire-announcements/banxa-ton-foundation-and-bluechip-map-the-future-of-stablecoins-in-new-global-industry-report/): Reno, United States — May 28, 2026 — Banxa today highlighted the release of Mapping the Top 100 Stablecoins and… - [COLIBRIX ONE × BitGN: 1,000 Engineers Tested AI Agents in Ecommerce. Only 2.3% Passed the Benchmark](https://www.pymnts.com/newswire-announcements/colibrix-one-x-bitgn-1000-engineers-tested-ai-agents-in-ecommerce-only-2-3-passed-the-benchmark/): Valletta, Malta, 26 May 2026 — Over 1,000 engineers across 97 cities spent weeks stress-testing autonomous AI agents against real… - [Unifying Payments and Billing for AI Businesses: Subotiz Shares Lessons at SaaStr AI Annual 2026](https://www.pymnts.com/newswire-announcements/unifying-payments-and-billing-for-ai-businesses-subotiz-shares-lessons-at-saastr-ai-annual-2026/): SAN MATEO, Calif. – As AI rapidly reshapes SaaS business models, companies are confronting a new set of challenges around… - [Regula Partners With V-Key to Strengthen Mobile Identity Security Across Asia-Pacific](https://www.pymnts.com/newswire-announcements/regula-partners-with-v-key-to-strengthen-mobile-identity-security-across-asia-pacific/): Through the partnership, Regula’s document authentication, facial biometrics, and liveness detection — Regula Document Reader SDK and Regula Face SDK… - [Wink to Showcase Biometric Identity Experiences on Elo Devices at NRA Show 2026](https://www.pymnts.com/newswire-announcements/wink-to-showcase-biometric-identity-experiences-on-elo-devices-at-nra-show-2026/): Wink will showcase its biometric identity technology in the Elo booth #6045 at the National Restaurant Association Show 2026, taking… - [Zip Launches AI Accounting Agents to Help Complex Companies Close the Books Faster, More Accurately](https://www.pymnts.com/newswire-announcements/zip-launches-ai-accounting-agents-to-help-complex-companies-close-the-books-faster-more-accurately/): SAN FRANCISCO - Zip, the leading AI platform for enterprise procurement, today launched AI Automation for Procure-to-Pay, a suite of… - [Shufti Achieves iBeta Level 3 Compliance Across iOS and Android for Single-Selfie Passive Liveness](https://www.pymnts.com/newswire-announcements/shufti-achieves-ibeta-level-3-compliance-across-ios-and-android-for-single-selfie-passive-liveness/): London, United Kingdom — Shufti, a global identity verification and fraud prevention company, today announced that its passive face liveness… - [GITEX Almaty: Central Asia Has a Rare Window to Shape Its Own Payment Rails, Industry Leaders Say](https://www.pymnts.com/newswire-announcements/gitex-almaty-central-asia-has-a-rare-window-to-shape-its-own-payment-rails-industry-leaders-say/): ALMATY, May 5, 2026 - Payments are no longer a transaction layer. They are strategic infrastructure shaping commerce, sovereignty, and… - [Regula Targets Digital ID Fraud With Server-Side Verification for Mobile Driver’s Licenses](https://www.pymnts.com/newswire-announcements/regula-targets-digital-id-fraud-with-server-side-verification-for-mobile-drivers-licenses/): RESTON, Va — The release comes as mobile IDs gain adoption across the US and other countries, while organizations face… - [PhotonPay Unveils Multi-Currency Wallet to Redefine Global Collection Infrastructure](https://www.pymnts.com/newswire-announcements/photonpay-unveils-multi-currency-wallet-to-redefine-global-collection-infrastructure/): [HONG KONG – April 30, 2026] – PhotonPay, a stablecoin-centric operating system for global commerce, today unveiled its Multi-Currency Global… - [Simetrik Selected for Mastercard’s Start Path Program](https://www.pymnts.com/newswire-announcements/simetrik-selected-for-mastercards-start-path-program/): FOR IMMEDIATE RELEASESan Francisco, April 29th 2026 Simetrik, the AI-native financial operations control platform, today announced its selection into Mastercard… - [Regula Receives 96/100 Customer Recommendation Score in Latest G2 Report](https://www.pymnts.com/newswire-announcements/regula-receives-96-100-customer-recommendation-score-in-latest-g2-report/): Software review platform G2 said users gave Regula a Net Promoter Score (NPS) of 96 out of 100 — a… - [Mangopay report: Platforms still struggle with fragmented and manual multi-party payment operations](https://www.pymnts.com/newswire-announcements/mangopay-report-platforms-still-struggle-with-fragmented-and-manual-multi-party-payment-operations/): Paris, France; 28 April, 2026:  Enterprise platforms are managing multi-party payments through fragmented setups, with compliance requirements and manual reconciliation… - [PayRow and 8B Join Forces to Open Central Asian Payments for GITEX AI Central Asia & Caucasus](https://www.pymnts.com/newswire-announcements/payrow-and-8b-join-forces-to-open-central-asian-payments-for-gitex-ai-central-asia-caucasus/): PayRow, the UAE-based payment platform, and 8B, the Central Asian payments infrastructure company that recently entered Kazakhstan by connecting the… - [Regions Bank and Dash Solutions Collaborate on New Solution to Modernize Client Payment Operations](https://www.pymnts.com/newswire-announcements/regions-bank-and-dash-solutions-collaborate-on-new-solution-to-modernize-client-payment-operations/): BIRMINGHAM, Ala., April 23, 2026 – Regions Bank on Thursday announced the launch of Regions ReimbursePro, the bank’s latest Treasury… - [8B and PayU Partner to Bring UPI and Other Indian Payment Methods to Central Asia](https://www.pymnts.com/newswire-announcements/8b-and-payu-partner-to-bring-upi-and-other-indian-payment-methods-to-central-asia/): 8B, a Central Asian fintech infrastructure company, and PayU, India's leading diversified fintech platform, have signed a strategic partnership to… - [Synthetic Identity Fraud Could Reach $58.3B: Are Deepfakes Driving a Major Industry Blind Spot?](https://www.pymnts.com/newswire-announcements/synthetic-identity-fraud-could-reach-58-3b-are-deepfakes-driving-a-major-industry-blind-spot/): London, United Kingdom, March 25, 2026– Your deepfake detection solution may be giving you confidence for the wrong reason.Across many… - [Capital Layer Partners with Stark Technology (TWSE: 2480) to Modernise Taiwan’s Bank Settlement](https://www.pymnts.com/newswire-announcements/capital-layer-partners-with-stark-technology-twse-2480-to-modernise-taiwans-bank-settlement/): TAIPEI, Taiwan, March 2026 — Capital Layer, a provider of enterprise on-chain settlement infrastructure, announced a strategic distribution partnership with… - [Kazakhstan Opens Weixin Pay: Tourism · Aviation · E-commerce · Digital Goods](https://www.pymnts.com/newswire-announcements/kazakhstan-opens-weixin-pay-tourism-%c2%b7-aviation-%c2%b7-e-commerce-%c2%b7-digital-goods/): 8B, a cross-border QR payment provider focused on emerging markets across Asia, has launched Weixin Pay acceptance for merchants throughout… - [Coherent Solutions releases research on AI fraud prevention in finance and best AI models for banks](https://www.pymnts.com/newswire-announcements/coherent-solutions-releases-research-on-ai-fraud-prevention-in-finance-and-best-ai-models-for-banks/): Minneapolis, MN, March 17, 2026 -- Coherent Solutions has released a Future of Finance research report illustrating how AI is… - [Regions Bank Names Jay Darnell as Head of Commercial Card and Fintech Enablement](https://www.pymnts.com/newswire-announcements/regions-bank-names-jay-darnell-as-head-of-commercial-card-and-fintech-enablement/): BIRMINGHAM, Ala. – March 16, 2026 –Regions Bank on Monday announced Jay Darnell has rejoined the company to serve as… - [Fastboy Payments Connects BambooPay Gateway to Cybersource Platform, a Visa Acceptance Solution](https://www.pymnts.com/newswire-announcements/fastboy-payments-connects-bamboopay-gateway-to-cybersource-platform-a-visa-acceptance-solution/): Houston, Texas — February 18, 2026 — Fastboy Payments announced it is working with Cybersource to make BambooPay Gateway available… - [SoLo Funds Re-Certifies As A B Corp, Doubling Down On Commitment To Scaling With Purpose](https://www.pymnts.com/newswire-announcements/solo-funds-re-certifies-as-a-b-corp-doubling-down-on-commitment-to-scaling-with-purpose/): Los Angeles, CA, March 12, 2026 -- SoLo Funds, the premier AI-powered community banking solution, is proud to share that… - [From Accounts to Tokens: The Next Evolution of Global Payment Infrastructure](https://www.pymnts.com/newswire-announcements/from-accounts-to-tokens-the-next-evolution-of-global-payment-infrastructure/): Stablecoins have evolved from crypto-native experiments into high-performance settlement infrastructure built for transparency and immediacy. As of September 2025, the… - [BILL and Rillet Partner to Power Real-Time, AI-Native Finance Workflows](https://www.pymnts.com/newswire-announcements/bill-and-rillet-partner-to-power-real-time-ai-native-finance-workflows/): BILL (NYSE: BILL), the intelligent finance platform trusted by nearly half a million businesses to manage, move and maximize their… - [Payments in 2026: Three trends that are reshaping payments industry](https://www.pymnts.com/newswire-announcements/payments-in-2026-three-trends-that-are-reshaping-payments-industry/): It’s pretty clear the pace of innovation shows no signs of slowing down. AI has dominated the conversation - from… - [ATTRUS Unveils Global Financial Infrastructure as Real-Time Payments Reshape Cross-Border Risk](https://www.pymnts.com/newswire-announcements/attrus-unveils-global-financial-infrastructure-as-real-time-payments-reshape-cross-border-risk/): MIAMI — February 26th, 2026 — As instant payment systems become standard across major economies, companies operating internationally are confronting… - [Shufti Achieves eIDV Coverage Across 4.29 Billion Identities in 60+ Countries](https://www.pymnts.com/newswire-announcements/shufti-achieves-eidv-coverage-across-4-29-billion-identities-in-60-countries/): Shufti, a global identity verification and compliance provider, has expanded its electronic identity verification (eIDV) capability to deliver high population… - [Pay with Tether’s USDT across Latin America using SQRIL’s Scan-to-Pay QR code network switch.](https://www.pymnts.com/newswire-announcements/pay-with-tethers-usdt-across-latin-america-using-sqrils-scan-to-pay-qr-code-network-switch/): Hong Kong, February 11, 2026 - SQRIL (pronounced squirrel), the Southeast Asia based startup that provides a payments API switch… - [dhango Partners With FNBO to Bring Fast, Scalable Embedded Payments to SaaS Platforms](https://www.pymnts.com/newswire-announcements/dhango-partners-with-fnbo-to-bring-fast-scalable-embedded-payments-to-saas-platforms/): Austin, Texas — dhango, a payments infrastructure company that empowers companies and platforms to seamlessly embed payments, announced a strategic… - [Amboss Unveils RailsX: The First Lightning-Native DEX for P2P Bitcoin and Stablecoin Trading](https://www.pymnts.com/newswire-announcements/amboss-unveils-railsx-the-first-lightning-native-dex-for-p2p-bitcoin-and-stablecoin-trading/): San Salvador, El Salvador – January 30, 2026 – Amboss Technologies, a pioneering leader in the Lightning Network ecosystem, today… - [ekko launches in Atlanta, bringing payments with purpose to US payments providers and merchants](https://www.pymnts.com/newswire-announcements/ekko-launches-in-atlanta-bringing-payments-with-purpose-to-us-payments-providers-and-merchants/): US payment providers, banks and merchants can now tap into rising consumer demand for sustainability, without adding complexity or cost.… - [Metroblox Introduces Ride USD to Bring Stablecoin Settlement to Everyday Transportation Payments](https://www.pymnts.com/newswire-announcements/metroblox-introduces-ride-usd-to-bring-stablecoin-settlement-to-everyday-transportation-payments/): Transportation payments are some of the most frequent transactions in the economy — covering transit fares, rideshare, micromobility, parking, tolls,… - [Biller Genie Opens New 14,000-Square-Foot Headquarters in Orlando](https://www.pymnts.com/newswire-announcements/biller-genie-opens-new-14000-square-foot-headquarters-in-orlando/): Biller Genie, a leading automated billing and accounts receivable platform, today celebrated the grand opening of its new 14,000-square-foot headquarters… - [SQRIL supports stablecoins such as Tether’s USDT for its Scan-to-Pay QR switch in Emerging Markets](https://www.pymnts.com/newswire-announcements/sqril-supports-stablecoins-such-as-tethers-usdt-for-its-scan-to-pay-qr-switch-in-emerging-markets/): Singapore, January 23, 2026 - SQRIL (pronounced squirrel), the Southeast Asia based startup backed by the Plan B VC Fund… - [Powering Business Growth: Regions Bank Selects Worldpay to Transform Business Payments](https://www.pymnts.com/newswire-announcements/powering-business-growth-regions-bank-selects-worldpay-to-transform-business-payments/): BIRMINGHAM, Ala. – Jan. 21, 2026 –Regions Bank on Wednesday announced a major collaboration with payments technology company Worldpay®, a… - [PaymentGenes Consultancy on the Digital Euro](https://www.pymnts.com/newswire-announcements/paymentgenes-consultancy-on-the-digital-euro/): As Europe’s payments ecosystem enters a decisive phase, PaymentGenes Consultancy has released a new whitepaper, Digital Euro: Opportunities, Challenges, and… - [Quant and Dentsu Soken Partner to Support Japan’s Adoption of Tokenised Deposits](https://www.pymnts.com/newswire-announcements/quant-and-dentsu-soken-partner-to-support-japans-adoption-of-tokenised-deposits/): LONDON & TOKYO – 14 January 2026 Quant and Dentsu Soken have entered a strategic partnership to support Japanese financial… - [Podium Recognised as Top Agentic AI Software on G2](https://www.pymnts.com/newswire-announcements/podium-recognised-as-top-agentic-ai-software-on-g2/): Podium has secured a position as a Leader in G2’s Grid® Report for Agentic AI – Summer 2025, putting it… - [Stablecoin-Centric Infrastructure PhotonPay Secures Tens of Millions in Series B Led by IDG Capital](https://www.pymnts.com/newswire-announcements/stablecoin-centric-infrastructure-photonpay-secures-tens-of-millions-in-series-b-led-by-idg-capital/): PhotonPay, a stablecoin-centric global digital financial infrastructure, today announced it has raised tens of millions of USD in Series B… - [Tillo trusts Optimus Fintech to Power High-Volume, Complex Global Payment Operations](https://www.pymnts.com/newswire-announcements/tillo-trusts-optimus-fintech-to-power-high-volume-complex-global-payment-operations/): [London, 8th January 2026] — Optimus Fintech, an AI-powered financial operations automation platform built to handle large-scale, complex payment environments,… - [TETHER BACKS STARTUP SQRIL, THE SCAN-TO-PAY QR CODE PAYMENT SWITCH FOR ASIA, AFRICA & LATIN AMERICA.](https://www.pymnts.com/newswire-announcements/tether-backs-startup-sqril-the-scan-to-pay-qr-code-payment-switch-for-asia-africa-latin-america/): Singapore, January 5, 2026 - Stablecoin issuer Tether has invested in SQRIL (pronounced squirrel), the Southeast Asia-based startup that provides… - [AI-Powered Predictive Imaging Highlights New Consumer Expectations Around Personalization](https://www.pymnts.com/newswire-announcements/ai-powered-predictive-imaging-highlights-new-consumer-expectations-around-personalization/): The global digital economy is undergoing a critical pivot as generative artificial intelligence moves from backend automation to the forefront… - [nekuda Powers Agentic Commerce with Visa Intelligent Commerce](https://www.pymnts.com/newswire-announcements/nekuda-powers-agentic-commerce-with-visa-intelligent-commerce/): nekuda today announced pilots of agentic commerce through its integration with Visa Intelligent Commerce, enabling AI agents and AI-native consumer… - [CFOs Take Ownership as Cloud Becomes a Financial Risk Factor](https://www.pymnts.com/newswire-announcements/cfos-take-ownership-as-cloud-becomes-a-financial-risk-factor/): Cloud Capital has released new research showing that cloud infrastructure has become one of the most significant sources of financial… - [New Invoca Study Finds Pricing Request Phone Calls From Google’s AI Surged Over 300% in November](https://www.pymnts.com/newswire-announcements/new-invoca-study-finds-pricing-request-phone-calls-from-googles-ai-surged-over-300-in-november/): SANTA BARBARA, Calif. Dec 15, 2025 — Invoca, a leader in revenue execution, released a new study examining Google’s AI… - [The Micropayment Layer Is Quietly Becoming the Core of Digital Finance](https://www.pymnts.com/newswire-announcements/the-micropayment-layer-is-quietly-becoming-the-core-of-digital-finance/): As global consumers shift toward low-friction digital transactions, micropayments are emerging as the hidden infrastructure powering this transition. What once… - [Incode Launches Deepsight, an Effective Deepfake Defense](https://www.pymnts.com/newswire-announcements/incode-launches-deepsight-an-effective-deepfake-defense/): San Francisco, CA  — Incode Technologies, a global leader in identity security and fraud prevention, announced the launch of Deepsight,… - [ZilRemit Expands International Payments to Italy and Ireland](https://www.pymnts.com/newswire-announcements/zilremit-expands-international-payments-to-italy-and-ireland/): TYLER, TX, USA — December 1, 2025 — ZilRemit, a leading international payment platform, announced today that its services now… - [TailFin Launches to Modernize Overlooked Payments and Eliminate the Hidden Costs of Tail Spend](https://www.pymnts.com/newswire-announcements/tailfin-launches-to-modernize-overlooked-payments-and-eliminate-the-hidden-costs-of-tail-spend/): New York, NY, November 18, 2025 — TailFin, a fintech company focused on automating overlooked business payments, today announced its… - [Statrys launches in Singapore, elevating how SMEs handle international payments](https://www.pymnts.com/newswire-announcements/statrys-launches-in-singapore-elevating-how-smes-handle-international-payments/): Singapore, Monday 10th November 2025 Statrys, a Hong Kong-based fintech company specialising in business accounts, accounting services, and company creation,… - [Amboss and Voltage Partner to Bring Yield to Bitcoin and Stablecoin Payments](https://www.pymnts.com/newswire-announcements/amboss-and-voltage-partner-to-bring-yield-to-bitcoin-and-stablecoin-payments/): Nashville, TN - November 13, 2025 - Amboss Technologies, a payments infrastructure provider, and Voltage, a leading Lightning Payment Provider,… - [Payop Partners with Triple-A to Expand Digital Currency Payment Options](https://www.pymnts.com/newswire-announcements/payop-partners-with-triple-a-to-expand-digital-currency-payment-options/): 13.11.2025: Payop, a global payment service provider, has partnered with Triple-A, a multi-licensed financial institution, to bring digital currency payments… - [Gensmo Launches One Checkout with nekuda to Power Agentic Fashion](https://www.pymnts.com/newswire-announcements/gensmo-launches-one-checkout-with-nekuda-to-power-agentic-fashion/): Gensmo, the fashion AI company transforming how people discover and shop, has launched One Checkout, the first agentic commerce experience… - [NXTMOVES and ekko join forces to bring purpose-driven innovation to payments across the US](https://www.pymnts.com/newswire-announcements/nxtmoves-and-ekko-join-forces-to-bring-purpose-driven-innovation-to-payments-across-the-us/): ATLANTA, GA and LONDON, UK — November 12, 2025 — NXTMOVES, a U.S.-based financial services innovator helping banks and businesses… - [WalletConnect Unveils Vision for the Future of Payments: A Unified Standard and Stablecoin Adoption](https://www.pymnts.com/newswire-announcements/walletconnect-unveils-vision-for-the-future-of-payments-a-unified-standard-and-stablecoin-adoption/): WalletConnect, the connectivity layer for the financial internet, today announced the release of its WalletConnect Pay Whitepaper and wallet_pay, a… - [BitHide Launches Energy to Help Businesses Cut TRON Fees by Up to 30% on USDT TRC-20 Transactions](https://www.pymnts.com/newswire-announcements/bithide-launches-energy-to-help-businesses-cut-tron-fees-by-up-to-30-on-usdt-trc-20-transactions/): Hong Kong, November 4th, 2025 – BitHide, the confidential crypto wallet for business, introduces Energy, a new feature that helps… - [US Unlocked Announces Global Public Launch of Its USDC-Backed Virtual Credit Card Platform](https://www.pymnts.com/newswire-announcements/us-unlocked-announces-global-public-launch-of-its-usdc-backed-virtual-credit-card-platform/): New York, October 29, 2025 — US Unlocked, a US-based virtual credit card platform designed to make American e-commerce accessible… - [B2C2 launches PENNY for instant, zero-fee stablecoin swaps](https://www.pymnts.com/newswire-announcements/b2c2-launches-penny/): The growing stablecoin economy requires instant, costless stablecoin swaps to eliminate friction and facilitate widespread acceptance of newer assets. PENNY… - [Fraud.net’s Powerful Policy Monitoring Enhancements: Merchant Activity Segmentation, Advanced UI](https://www.pymnts.com/newswire-announcements/fraud-nets-powerful-policy-monitoring-enhancements-merchant-activity-segmentation-advanced-ui/): Fraud.net, a leader in digital risk management, announces major enhancements to its Policy Monitoring solution: the introduction of Merchant Activity… - [BSV ASSOCIATION (BSVA) ANNOUNCES PUBLIC RELEASE OF TERANODE SOFTWARE](https://www.pymnts.com/newswire-announcements/bsv-association-bsva-announces-public-release-of-teranode-software/): Zug, Switzerland, 13 October 2025 – BSV Association (BSVA), the Swiss-based non-profit that serves as the global advocate for BSV… - [Barion strengthens CEE presence through acquisition of SmartKassa operator PSC CEE Ltd.](https://www.pymnts.com/newswire-announcements/barion-strengthens-cee-presence-through-acquisition-of-smartkassa-operator-psc-cee-ltd/): Barion Payment Zrt., a leading Hungarian payment service provider, has completed the acquisition of PSC CEE Ltd., the company behind… - [OnlineCheckWriter.com – Powered by Zil Money Achieves QuickBooks Silver Tier Status](https://www.pymnts.com/newswire-announcements/onlinecheckwriter-com-powered-by-zil-money-achieves-quickbooks-silver-tier-status/): TYLER, TX, September 30, 2025 – OnlineCheckWriter.com - Powered by Zil Money, today announced it has achieved Silver Tier status… - [DATABASICS Announces New Expense Card Solution, Revolutionizing Spend Management for Businesses](https://www.pymnts.com/newswire-announcements/databasics-announces-new-expense-card-solution-revolutionizing-spend-management-for-businesses/): DATABASICS, a leader in expense management and timesheet solutions, today announced the launch of the DATABASICS Visa® Commercial Card, powered… - [Whop launches multi PSP payment orchestration with global instant payouts](https://www.pymnts.com/newswire-announcements/whop-launches-multi-psp-payment-orchestration-with-global-instant-payouts/): Whop, the digital commerce platform for online entrepreneurs, launched Whop Payments, its own custom-built payment infrastructure featuring intelligent multi-PSP orchestration… - [Gusto Introduces New Ways to Simplify Cash Flow and Speed of Payroll for Small Businesses](https://www.pymnts.com/newswire-announcements/gusto-introduces-new-ways-to-simplify-cash-flow-and-speed-of-payroll-for-small-businesses/): Cash flow is often the most pressing challenge small businesses face. More than a third of small businesses sought funding in… - [Yuno Launches NOVA, AI Agents to Turn Payment Friction Into Growth](https://www.pymnts.com/newswire-announcements/yuno-launches-nova-ai-agents-to-turn-payment-friction-into-growth/): Yuno, the global payment orchestration platform, today announced the launch of NOVA, a series of AI agents that turns payment… - [OnlineCheckWriter.com – Powered by Zil Money Launches Mobile Apps for Business Payment Operations](https://www.pymnts.com/newswire-announcements/onlinecheckwriter-com-powered-by-zil-money-launches-mobile-apps-for-business-payment-operations/): TYLER, TX, September 15, 2025 – OnlineCheckWriter.com - Powered by Zil Money, today announced the launch of three mobile applications…