The objective of this white paper is to educate stakeholders across the payments value chain about the critical aspects of deploying an EMV solution in their business environments. The primary stakeholders are issuers, merchants, processors, and suppliers of hardware, software, and support services. This white paper takes the following approach:
– Describes the current state of the payments infrastructure in the U.S.
– Identifies actions stakeholders need to take to issue EMV cards, and to accept and process EMV transactions.
– Defines and discusses the possible relationship between U.S. contactless bank card transactions and EMV and the relationship between the Near Field Communications (NFC) standard and EMV.
– Discusses the impact of the global deployment of EMV on possible roadmap options for the U.S.
While critical business drivers are mentioned and can be applied to construct a business case, this paper is not intended to develop the comprehensive business case required to make an investment decision.
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