PYMNTS Intelligence: BaaS Makes Embedded Finance a Winning Strategy for All Parties
PYMNTS Intelligence: BaaS Makes Embedded Finance a Winning Strategy for All Parties
April 14, 2023  |  Retail

Embedded finance would not be possible if not for Banking-as-a-Service (BaaS), a fee-based model that allows nonfinancial companies to offer financial services to their end...

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Instant Payments Have a Batch-Based Systems Problem – Consumers Say Figure it Out
Instant Payments Have a Batch-Based Systems Problem – Consumers Say Figure it Out
April 14, 2023  |  Disbursements

What typically happens when consumers want a particular product or service, have expressed their strong desire for it, see other providers with similar capabilities offering...

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Modern Treasury CEO: Companies Have a New Appreciation for Treasury Services Post SVB Collapse
Modern Treasury CEO: Companies Have a New Appreciation for Treasury Services Post SVB Collapse
April 14, 2023  |  Risk Management

Macroeconomic dislocations have highlighted the need for organizations to future-proof their businesses against uncertainty. Times of turmoil generally provide firms with a key opportunity to...

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Digital Platforms Give Banks New Testing Ground for Personalized Experiences
Digital Platforms Give Banks New Testing Ground for Personalized Experiences
April 14, 2023  |  Digital Banking

Banks face increasing consumer demands for personalized advice and tools to manage their finances amid economic challenges. Just 44% of customers believe their banks support...

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Women and Millennials Lead UK’s Digital Shopping Transformation
Women and Millennials Lead UK’s Digital Shopping Transformation
April 14, 2023  |  Merchant Innovation

Digital features are crucial to winning over the United Kingdom’s tech-savvy shoppers — and merchants know it. We find that U.K. merchants go out of...

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Banks Look to the Cloud to Deliver Real Time Payments Speed and Security
Banks Look to the Cloud to Deliver Real Time Payments Speed and Security
April 14, 2023  |  Real-Time Payments

As real-time payments schemes take root around the world, financial institutions must grapple with new operational and technical challenges. Dave Scola, U.S. CEO for Form3, told...

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FinTech IPO Gains 2.1% as Platforms’ Stocks Swing Wildly
FinTech IPO Gains 2.1% as Platforms’ Stocks Swing Wildly
April 13, 2023  |  IPO

The platforms held sway this past week — where volatility reigned on Wall Street. And within the FinTech IPO Stock Index, we saw gainers and...

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CVC Consortium Mulls Taking Private Middle Eastern Payments Processor Network International Holdings
CVC Consortium Mulls Taking Private Middle Eastern Payments Processor Network International Holdings
April 13, 2023  |  Acquisitions

Network International Holdings is in discussions about a sale. The provider of digital payment solutions across the Middle East and Africa has received a preliminary and...

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Netflix and Lacoste Pact On TV-Inspired Clothes Misses Embedded Commerce Mark
Netflix and Lacoste Pact On TV-Inspired Clothes Misses Embedded Commerce Mark
April 13, 2023  |  Retail

While failing to take advantage of the obvious embedded shopping opportunity, the Netflix partnership with Lacoste on a clothing collection inspired by beloved streaming TV...

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