Today on PYMNTS

Real-Time Payments
From Faster to Smarter: Real-Time Payments as a Consumer Cash...

Real-time payments are reaching new milestones, but the story behind their growth is evolving....

Authentication
Why Banks Can’t Rely on One-Time Passwords Anymore

Watch more: Need to Know With Entersekt’s Schalk Nolte Get the Full Story Complete...

Fraud Prevention
Fraudsters Hack the Signals Behind Identity Trust

Watch more: The Digital Shift With Regula’s Henry Patishman Get the Full Story Complete...

artificial intelligence
Merchants See a Bigger AI Prize if Consumers Trust the...

Autonomous commerce is no longer a future state. It is already reshaping how consumers...

Opinion
AI Governance Can Help Payments Leaders Scale With Control

AI demands governance designed for complexity, shared responsibility and accountability Paysafe Chief Technology Officer Ahu...

artificial intelligence
Ulta Beauty Deploys Google-Powered AI Assistant and Agentic Commerce

Shoppers looking for beauty products will soon be able to get personalized assistance powered...

Regulation
CFPB Final Rule on Credit Unchanged From Industry-Supported Proposal

The Consumer Financial Protection Bureau (CFPB) published its final rule on the Equal Credit...

Blockchain
Banking Associations Seek Pause in GENIUS Act Rulemaking Process

Four banking associations are looking to pause the rulemaking process for the GENIUS Act until one...

artificial intelligence
Beauty Giants Race to Own the AI Shopping Moment 

The next time a customer wants a foundation shade, she might not open a...

Cryptocurrency
Crypto Payments Are Back. Will Merchants Actually Care This Time?

Crypto means a lot of things to merchants and payment service providers (PSPs). But...

Regulation
Labor Department Proposes Unified Joint Employer Standard

The Department of Labor has proposed a rule clarifying joint employer status under federal wage...

B2B Payments
B2B’s New Battlefield Is Everything Before the Button

When U.S. importers logged into the U.S. Customs and Border Patrol’s (CBP) new tariff refund...

Amazon
Amazon Targets the GLP-1 Gap Big Pharma Left Open

For most patients, a GLP-1 prescription means managing three separate relationships: a clinician, a...

Digital Banking
LendingClub Rebrands to Happen Bank

LendingClub plans to mark its multi-year transition from online lender to diversified full-service bank...

Regulation
Congress Moves to Give FinTechs Direct Fed Payment Access With...

The future of payments infrastructure may hinge less on technology than on who is...

artificial intelligence
Microsoft Tests Mythos to Identify and Mitigate Vulnerabilities

Microsoft is working with Anthropic and other partners through Project Glasswing to test Claude...

Travel Payments
United Airlines Hikes Fares as Fuel Costs Surge

United Airlines plans to continue raising prices and cutting capacity for the rest of the...

artificial intelligence
OpenAI Images 2.0 Is a Real Leap With a Real...

Two years ago, asking an artificial intelligence (AI) image model for a software dashboard...

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