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Fitting the Bill: How Automated Bill Presentment and Payment Are Transforming Business

Global B2B Payments — August 2021

Fee Sensitivity and the Opt-In Economics of Instant Payouts - February 2026

Consumer Financial Stress Is Changing the Rules of Shopping and Payments
Also in Digital Consumer
tax-refunds-tariffs-economy Taxes
As Tax Refunds Tackle Debt, Installment Payments Become a Budget Tool
loyalty rewards credit Loyalty & Rewards
Banks Shift Loyalty From Points to Everyday Payments
BNPL BNPL
14% of Consumers Use BNPL Even After Holiday Spending Surge
tariffs, inflation, prices Economy
Companies Ramp Up Prices Following Holiday Break
Consumer Insights
CPG CEOs Say Consumers Keep Buying Despite Affordability Pressures
Economy
Households Navigate Higher Costs With Smarter Spending
Credit Cards
Citi Executive Warns Rate Cap Would Kill Credit for Lower-Income Consumers
Earnings
Ahold Delhaize Sees US Online Grocery Sales Jump 22%
Retail
Retailers Focus on Data and Payments as Shoppers Pull Back
Economy
Consumers Pull Back to Protect Savings as Retail Sales Stall
Credit Cards
Nearly 3 in 4 Premium Cardholders Used a Card-Linked Offer in the Past Year
Consumer Insights
35% of Consumers Plan to Use Tax Refunds to Boost Savings
Consumer Finance
Credit Data Shows Spending Discipline as Card Balances Rise
Retail
Companies Pivot to Higher-Income Consumers as Middle-Class Spending Drops
Consumer Insights
Millennials and Gen Z Drive Earnings Growth Across Finance and Retail
Earnings
American Express Counts on Millennials to Power 2026 Spending

PYMNTS DATA


The Prompt Economy™ - February 2026

Money Mobility - February 2026

Split the Bill, Run the Budget: How BNPL Is Rewriting Consumer Spending

Wage to Wallet Index - February 2026