The Economic Outlook and Sentiment Edition

More than Half of High-Income Consumers Now Live Paycheck to Paycheck  Nearly two in three consumers are living paycheck to paycheck — including more than half of those with incomes above $100,000. The latest edition of “New Reality Check: The Paycheck-to-Paycheck Report,” a collaboration with LendingClub, draws on a survey of 3,989 U.S. consumers to examine the impact of inflation and economic uncertainty across income brackets as they cut big-ticket spending.
Inside the January Report
  • 55%: Share of consumers who did not purchase a new car in 2022 and do not plan to do so in 2023
  • 35%: Portion of consumers who said they will incur leisure travel expenses in 2023
  • 73%: Share of paycheck-to-paycheck consumers with issues paying bills who cite inflation as the reason they expect a worse financial situation in the next year

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    The Paycheck-to-Paycheck Report