New Report: Who Is the Credit Card Outsider? … And How Do They Get Access?

Secured Credit Solutions: Assessing Credit Accessibility for Disenfranchised Consumers

Got credit? Sixteen percent of consumers don’t, but they want access to it. PYMNTS Intelligence’s latest 43-page study, “Secured Credit Solutions: Assessing Credit Accessibility for Disenfranchised Consumers,” a collaboration with Atelio, explores the ways various factors in the equation can help credit card-hesitant consumers build credit and get on the road to financial stability.

Inside the July Report
  • 35%: Share of college-educated consumers who would consider giving credit cards another shot
  • 51%: Portion of credit outsiders who struggled to pay an emergency expense and then wanted a credit card
  • 22%: Share of the credit curious who say the most attractive feature of secured credit cards is the ability to help them build credit and improve their credit score

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