Embedded Lending: A Growth Opportunity for Lenders That Take the Leap

The Embedded Lending Opportunity: Global State of Play

Embedded lending promises to simplify experiences by providing financing from within merchant and business platforms. The current reality, however, falls short, according to PYMNTS Intelligence’s latest report, “The Embedded Lending Opportunity: Global State of Play,” a PYMNTS Intelligence report commissioned by Visa. This global overview explores what lenders need to know to drive embedded lending’s adoption worldwide.

Inside the September Data Brief

43%: Share of consumers that are highly likely to switch providers to access embedded lending
93%: Share of smaller businesses that experienced friction with embedded lending, among those that used it
22%: Share of lenders that are highly interested in offering new embedded lending products for consumers