Consumer Finance

Consumer financing is when a business offers financing to their customers with help from a professional finance company. This allows the consumer to pay for a good or service they couldn't pay for up front in cash or credit card. Consumer finance is helpful for both businesses and consumers
FinTech Issuers Admit to Making Moving Money In and Out of Accounts a Hassle
Consumer Finance
FinTech Issuers Admit to Making Moving Money In and Out of Accounts a Hassle
May 15, 2023

Money mobility — a measure of how fast and frictionless it is to send and receive money to and from accounts — is becoming common payments parlance as the practice gains greater importance in the financial ecosystem. Get the Full Story Complete the form to...

Unexpected Life Events Throw Many Consumers Into Credit Insecurity
Consumer Finance
Unexpected Life Events Throw Many Consumers Into Credit Insecurity
May 15, 2023

Bank charge-off rates indicate possible trouble on the horizon as consumers increasingly miss monthly payments.  Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Hometap Launches Home Equity Dashboard to Power Homeowners’ Financial Decisions
Consumer Finance
Hometap Launches Home Equity Dashboard to Power Homeowners’ Financial Decisions
May 10, 2023

Hometap has launched a digital platform designed to help homeowners make more informed financial decisions about their home. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to...

Millennials’ Need for Credit and Financial Inclusion Offers Opportunity For FinTechs
Consumer Finance
Millennials’ Need for Credit and Financial Inclusion Offers Opportunity For FinTechs
May 09, 2023

Alternative data and scoring models can help deepen financial inclusion. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this...

Truv Acquires Credegraph to Expand Lending Verification Offerings
Consumer Finance
Truv Acquires Credegraph to Expand Lending Verification Offerings
May 09, 2023

Truv has acquired Credegraph to expand its lending verification offerings. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this...

Why Diapers Tell The Story of the Consumer’s Inflation Sentiment 
Consumer Finance
Why Diapers Tell The Story of the Consumer’s Inflation Sentiment 
May 07, 2023

Did it all start with diapers? Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to...

Banks’ Auto Loan Delinquency Data Hints at Rocky Road Ahead
Consumer Finance
Banks’ Auto Loan Delinquency Data Hints at Rocky Road Ahead
May 03, 2023

For U.S. consumers, the juggling act of which bills to pay — and when — is real. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our...

Millennials With Debt and Dependents Most Likely to Feel the Financial Crunch
Consumer Finance
Millennials With Debt and Dependents Most Likely to Feel the Financial Crunch
April 28, 2023

PYMNTS’ research finds that 60% of United States consumers live paycheck to paycheck as of March 2023. Our data also reveals significant generational differences in how the rising cost of living impacts consumers’ financial lifestyles. Get the Full Story Complete the form to unlock this...

Buddy Integrates Plaid’s Open Finance Services Into Personal Finance App
Consumer Finance
Buddy Integrates Plaid’s Open Finance Services Into Personal Finance App
April 25, 2023

Buddy has partnered with Plaid to help members of Generation Z manage their finances. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...