Consumer Finance

Consumer financing is when a business offers financing to their customers with help from a professional finance company. This allows the consumer to pay for a good or service they couldn't pay for up front in cash or credit card. Consumer finance is helpful for both businesses and consumers
Consumer Finance
Hourly Wage Drop Foreshadows a $14B Hit to Consumer Spending
November 21, 2025

The “Wage to Wallet™ Index: Wage Volatility’s $14B Consumer Spending Gap,” a collaboration between PYMNTS Intelligence, WorkWhile and Ingo Payments, offers a detailed look inside the U.S. Labor Economy at a moment when small shifts in wages are delivering outsized consequences for spending, confidence and...

Consumer Finance
Cash App Offers Insights Into Lending Decisions, Enables Pay Over Time
November 19, 2025

Cash App has announced that it will test a feature that allows users of its money app to see how their choices affect the company’s lending decisions, and a feature that lets its cardholders turn purchases into pay-over-time loans. Get the Full Story Complete the...

Consumer Finance
Zillow Lets Renters Report Payments to Credit Bureaus
November 19, 2025

Zillow is offering a tool designed to let renters build credit through rent payments. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Consumer Finance
FIS Adds Consumer Auto Finance Capabilities to Asset Finance Platform
November 18, 2025

FinTech company FIS has added U.S. consumer auto finance capabilities to its FIS Asset Finance platform. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...

Consumer Finance
Fed Data Finds Consumers Want More Credit but Not More Cards
November 17, 2025

A tightening credit backdrop is changing how Americans think about credit cards, from whether to apply for a new account to how often to ask for a higher line. PYMNTS Intelligence data and the most recent New York Federal Reserve Bank’s Credit Access Survey together...

Consumer Finance
Record Auto Delinquencies Have Subprime Lenders Worried
November 16, 2025

Record levels of late car payments is putting pressure on subprime auto lenders. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Consumer Finance
Debt Grows, Savings Shrink and BNPL Fills the Gap
November 07, 2025

The pile of household debt keeps growing. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree...

Consumer Finance
Upstart Says Originations Leap as Consumer Credit Strength Improves
November 04, 2025

Artificial intelligence (AI) lending marketplace Upstart saw growing consumer demand and steady consumer credit strength in the third quarter, executives said Tuesday (Nov. 4) during an earnings call. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Consumer Finance
Experian to Launch Credit Score in UK That Includes Rental Payments
November 03, 2025

Experian UK&I is set to introduce a new credit score in the United Kingdom that will include rental payments and other financial behaviors in consumers’ daily lives. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...