Loans

Loans
3 Things to Know as Private Credit Heads Toward a $2 Trillion Industry
October 02, 2024

The private credit market is booming — and has the potential to reshape lending, and risk, too, in financial services. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

Loans
Service Members’ Complaints About Student Loans Rise, CFPB Says
September 24, 2024

Student loans account for a growing number of complaints service members and veterans make about financial products. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our...

Loans
Digital Platforms Promise Real-Time Fix for Loan Market’s Fax Problem
September 18, 2024

For every fragmented ecosystem, there’s a digital innovation being built and scaled to streamline it. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Loans
Memo to Lenders: Go Digital or Go Home
September 17, 2024

The benefits of swapping analog, manual processes for digital ones are obvious. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...

Loans
Consumer Delinquency Rates Decline as Inflation Slows
September 13, 2024

More consumers are making their loan payments on time, aided by slower inflation and other trends. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...

Loans
Parafin Begins Offering Embedded Financing to Walmart Marketplace Sellers
September 11, 2024

Parafin has begun offering financing to Walmart Marketplace sellers. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you...

Loans
Capital Costs vs. Economic Growth: The Fed’s Balancing Act on Bank Lending
September 10, 2024

Regulators have scaled back capital requirements for banks, reducing the holdings that must be on the books to buffer against economic and other shocks. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...

Loans
MoneyLion and Nova Credit Deliver Cash Flow Data to Lenders
September 10, 2024

MoneyLion and Nova Credit have partnered to give credit issuers a more comprehensive view of consumers’ financial health and expand consumers’ access to credit. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...

Loans
FDIC Sees Non-Depository Financial Institution Loans Surge, Hinting at New Risks
September 09, 2024

The Federal Deposit Insurance Corp.’s latest quarterly banking industry report hints at where risks lie if additional pressures come to bear on financial services firms — particularly those that don’t have deposit insurance in the mix. Get the Full Story Complete the form to unlock...