Financial Inclusion

Alternative Finances
Paying For Candy Crush And Taylor Swift’s Songs With Bitcoin
November 21, 2014

PYMNTS.com Bitcoin Price and Volatility index. Bitcoin Tracker | Week 50 When hype goes up, bitcoin prices go up. At least that’s what researchers at Poland’s Nicolaus Copernicus University have found. But this week, there weren’t as many Google searches or news mentions of bitcoin...

Financial Inclusion
CFPB Jumps Into The Real-Time Payments Fray
November 21, 2014

Bankers must make consumer safety a priority as they develop a new, real-time electronic payments system, Consumer Financial Protection Bureau Director Richard Cordray told a financial conference on Thursday (Nov. 20). In a lunchtime keynote speech at the annual conference of ACH network The Clearing...

Why Global Financial Inclusion Programs Fail
November 18, 2014

For well over a decade, players across the payments space and all around the world have been trying to crack the code on delivering mobile financial services to the un-and-underbanked consumer. And despite many great ideas and the urgent need to move those without bank...

Alternative Finances
Bitcoin Wants To Get Under Your Skin
November 14, 2014

PYMNTS.com Bitcoin Price and Volatility index. Bitcoin Tracker | Week 49 And it’s back!!! Well, just a little bit. Bitcoin prices increased this week a smidge as innovators absorbed a little bitcoin energy with the announcements of new, easy to use trading exchanges, bitcoin wallet...

Alternative Finances
Colorado’s Payday-Loan Experiment May Foreshadow Nationwide Changes
November 11, 2014

Colorado lawmakers, taking action against payday lenders, revised the state’s lending rules that, in 2010, extended loan terms to a minimum of six months. Short-term lending fell by more than 66 percent. In 2014, the CFPB is considering nationwide rules that would nationalize the Colorado...

Acquiring
The Week in Payments Picks, Predictions, Pans and Pushes
November 08, 2014

Payments players around the globe gathered last week to chat about all things payments and commerce.  As you might expect, there were lots of new products, big ideas and big predictionsshared. We thought you’d like to see the things that we thought were worth sharing....

Alternative Finances
More Regulator Attention, Enhanced mPos Traction And Lots of Criminal Interest
November 07, 2014

PYMNTS.com Bitcoin Price and Volatility index. Bitcoin Tracker | Week 48     The United States and its many different members and offices that make up government continue to be very divided on how to handle crypto currencies. From the commissioner of the U.S. Commodity Futures Trading...

Alternative Finances
Did Operation Choke Point Hurt The Unbanked?
November 06, 2014

A former FDIC head has accused the U.S. Justice Department’s Operation Choke Point of being “a serious abuse of government power” that harms the U.S. economy and especially hurts unbanked Americans who use payday loan services, American Banker reported. William M. Isaac, who served as...

Financial Inclusion
Finding Middle Ground in Payments for 2015
October 29, 2014

What every bank, credit union, end-user organization and payments disruptor like Apple is chasing right now is the ability to enable consumers to conduct commerce on devices connected to the internet. But The Payments Authority CEO Amy Smith says financial institutions will have to make...