For many small businesses, cash flow is no longer a background concern. It is the defining constraint shaping daily operations and long-term viability. Delayed receivables are becoming more common and more damaging, even for firms with steady sales. As payment cycles stretch, slow-moving funds are...
Instant payments adoption continues to rise, but fraud concerns remain a powerful brake on momentum. As artificial intelligence drives more sophisticated attacks, businesses and financial institutions (FIs) are reassessing how risk factors into real-time money movement. While speed and liquidity are widely recognized benefits of...
Tokenization, and specifically, tokenized deposits, has seen growth in concrete use cases inside the banking system. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...
Payments history shows a familiar pattern. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to...
Watch more: Need to Know: i2c’s Marjorie Tart Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you...
Instant payouts are no longer just about speed. They are reshaping how companies and consumers define an ongoing financial relationship. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....
Construction timelines depend on precision, coordination and confidence, but slow payments continue to undermine all three. Across the industry, contractors report that late disbursements are far more damaging than weather or materials issues. These late payments create cascading delays that fracture schedules, inflate bids and...
Real-time money movement is rapidly moving toward always-on status. The Federal Reserve has laid out a path to expand the operating days of its largest wholesale settlement rails, pushing final settlement deeper into weekends and holidays and shrinking the “wait until Monday” window that corporate...
Brazil’s Pix real-time payments network already moves more money than cards or cash in Latin America’s largest economy. Now, the same digital rails that let Brazilians scan a QR code to pay a beach vendor or a department store are being extended to millions of...
