There are lots of instances where instant access to accurate data can make all the difference. ACH transactions, now front and center as Same-Day ACH becomes a reality in a few short months, is one of those areas. Joe DeCosmo, chief analytics officer at Enova...
There are two primary concerns in the payments industry’s quest to achieve effective security and fraud protection: businesses’ own data, and the digital identity of consumers. Sunil Madhu, Founder and CEO of Socure, discusses with MPD CEO Karen Webster a methodology that can address both...
Fighting fraud and reading the political tea leaves have a lot in common. It’s all about what data is collected, how it is interpreted and understanding how that data reflects reality — if it even does. In this political season, it’s impossible to escape the...
Vending machines: You put in your couple of bucks, you get a bag of pretzels; end of customer/brand transaction — right? Not anymore. Mike Lawlor, chief services officer at USA Technologies, tells Karen Webster how your father’s vending machine has evolved to become a next-generation...
Subscriptions have come a long way from book-of-the-month clubs and magazines. Today, they are the hottest payments model to hit the retail and enterprise market. BlueSnap CEO Ralph Dangelmaier tells Karen Webster about how their work with Autodesk has given rise to a whole new...
Historically, banks have gotten a bad rap for being slow to innovate, and those who attempt to do so often find themselves struggling to keep up with new, tech-based alternatives that threaten their business and their business model. In some ways, the bad rap...
Ten years ago, the three national credit bureaus got together to start a challenger to credit scoring’s dominant player. Out of that, VantageScore was born, and its new scoring model eventually gave 30 million-35 million consumers a score and access to credit. VantageScore President and...
The Apple v. DOJ battle has made encryption a household word. But what’s the right conversation to be having about keeping consumer and payments data secure and private? Michael Reitblat, founder and CEO of Forter, and Shaunt Sarkissian, founder and CEO of Cortex MCP, joined...
As long-gestating technologies are beginning to gain traction and present a clearer picture of the payments landscape, Bill Lodes, SVP Business Development & Strategy at First American Payment Systems, shares with MPD CEO Karen Webster the unique role that independent software providers (ISVs) will play...
