Sears Offers Online ‘LEASE IT’ Financing Program

Mother's Day sales at Sears

Sears Holdings has announced that it has expanded its leasing program so that customers can easily finance a variety of products, both in-store and online.

The retail chain originally launched LEASE IT in 2012, aimed at providing an affordable solution to those who do not have credit or cannot benefit from layaway because they need the product immediately.

Since its debut, LEASE IT has processed over one million leases, which prompted Sears to offer it on a grander scale.

“To build on this success, we are now making it easier to lease products not just in-store, but across our digital channels, including Sears.com, Kmart.com, the Sears and Kmart apps and our Puerto Rico sites, Sears.com/pr and Kmart.com/pr,” the company wrote in a blog post.

Members can lease hundreds of thousands of items fulfilled by Sears or Kmart in categories such as appliances, lawn and garden, sporting goods, mattresses, electronics, tools and jewelry. Customer can lease these products, as well as include services such as home delivery, installation and protection agreements in one lease.

There is also an online estimator tool to help members estimate their payment with different payment schedules and lease amounts. The standard lease term is as short as five months, with an early purchase option at 30, 60 or 90 days (not available in New Jersey, Vermont, Wisconsin or West Virginia). After the five-month minimum lease term, customers can continue to lease at the same payment amount and schedule, buy out their lease or return the item.

Sears has also made the approval process fast and easy. A credit check is not required, and the program offers weekly, bi-weekly or monthly payments based on the customer’s pay cycle. Lease payments can be automatically deducted from a member’s bank account or credit card.

“This is another example of how we are continually innovating to make online shopping easy for our members and providing solutions to help everyone get the products they need for their family and home,” the company added.


An Ode to Malls as Gen Z Craves IRL Experiences

three teenagers at mall

“The currency of now” takes on a decidedly different form in this poem about the mall’s resurgence. It celebrates the brick-and-mortar comeback fueled by Gen Z’s desire for IRL (in real life) connections and the evolving role of physical space in a digitally-driven world. Join us, with a little help from AI, as we examine this retail revolution, where the “currency” of cool reigns supreme.

Ode to the Mall’s Second Act
A rhyme for the retail renaissance

The tinsel’s gone, the carols now hushed,
New Year’s returns — cashiers mildly crushed.
A sea of sweatpants, gift cards in hand,
The mall’s a vibe unplanned.

But fear not, dear shopper, the story’s not bleak —
The mall’s plotting comebacks, not just peak weak week.

Gen Z’s in the food court, TikTokking their fries,
While swiping through Depop for vintage thigh-highs.

“IRL’s better!” they might say, “No porch pirates, no wait—
Just tag me @Aritzia, I’ll meet you at eight!”
They crave neon selfies, not screens’ pixelated glow,
So malls built a skatepark where a Sears used to go.

Shopify’s merchants now hawk leather and lace
In pop-ups by Simon — no “online-only” space.
Leap powers the kiosks, the QR code deals,
As D2C brands test if foot traffic feels.

Where Macy’s once stood, now micro-lofts bloom:
“Live above Lululemon!” they might chirp. “Bath bombs in every room!”
A dentist, a daycare, a co-working hub —
The mall’s now a Swiss Army knife, scrubbed of ’80s dud.

Mall of America’s got waterslides looping its floors,
While American Dream’s got a ski slope indoors.
“Why choose between Zara and ziplines?” they could grin,
As Nordstrom becomes Saks Fifth within.

Phones glow like fireflies in this retail ballet:
Price checks on Google, then “U up?” on Tinder (hey).

They scan, they compare, they Instagram the ‘fit—
But still buy the jeans ’cause the vibe’s so legit.

So here’s to the mall — that phoenix of bricks!
No longer a relic of cassette tape tricks.
With Gen Z as hypebeast and Shopify’s might,
It’s part TikTok backdrop, part urbanist’s right.

The future’s bright, chaotic, a bit over-leased …
But hey — at least parking’s finally decreased.