September 28, 2010
Debit 101 Lesson 2: Debit Evolution
Durbin Debit 101 (required): Retail Deposits Have Changed Radically Overnight Lesson 2 Discussion Board: What is the most likely impact of the Durbin amendment for 1) merchants, 2) financial institutions,...
September 22, 2010
Debit 101 Lesson 1: Debit Landscape
Durbin Debit 101 (required): Retail Deposits Have Changed Radically Overnight Lesson one discussion board: Consumer Adoption of Debit Lesson 1: Debit Landscape. While it may seem obvious to those who...
September 22, 2010
Driving Payments Innovation through Education- PYMNTS University
PYMNTS University: 2010-2011 School Year Click here to register for PYMNTS University Welcome back to campus. All of us at PYMNTS.COM hope you had a great summer and a relaxing...
September 20, 2010
Durbin, Debit, and Financial Reform
The U.S. Congress is in the final stretches of passing financial reform legislation which has been under intense discussion and debate since the implosion of the financial system in September...
September 16, 2010
Dodd-Frank Wall Street Reform and Consumer Protection Act
Jun 28, 2010, 7:00am Washington, DC – Americans have faced the worst financial crisis since the Great Depression. Millions have lost their jobs, businesses have failed, housing prices have dropped,...
September 16, 2010
Collateral Damage from the Financial Crisis – Consolidation and Regulation
The decade ended with the start of the most severe financial crisis the world has faced since the Great Depression of the 1930s. In many respects the payments industry was...
September 16, 2010
What Does the Credit Card Market Have In Common with...
by Joshua M. Frank (bio) The credit card industry is highly concentrated. Ninety percent of the lending market is controlled by the top 10 issuers, yet there still appears to...
August 23, 2010
Consumer Protection Act — Sec. 1075. Reasonable Fees and Rules...
(a) IN GENERAL.—The Electronic Fund Transfer Act (15 U.S.C. 1693 et seq.) is amended— (1) by redesignating sections 920 and 921 as sections 921 and 922, respectively; and (2)...
August 19, 2010
Doing As They Say or Saying As They Do: Tax...
In recent years, credit card reward programs have become a basic component of personal finance. Credit card issuers use them to entice consumers to spend more on a given card....