December 07, 2009
What You Should Know about the Debit Card in Your...
Bank debit cards may look like credit cards, but they certainly do not act like them when it comes to account overdrafts. This does not suggest that credit cards are...
December 03, 2009
Banking the Unbanked Using Prepaid Platforms and Mobile Telephones in...
The rapid growth of mobile phone usage and the continuous rise in wireless coverage fuel the expectations that access to financial services through mobile phones could transform the way financial...
December 03, 2009
Square Aims at Mobilizing Payments
Once again the silicon valley is abuzz with talk about the new project from one of its heroes, but will Square, meet expectations? A decade ago with the advent of...
December 02, 2009
Demystifying PCI Technologies
June 30, 2007 was a big day for data security. That was the deadline for organizations that store, process, or transmit credit card payments to be in compliance with the...
November 10, 2009
The Effect of Card Acceptance on Sales: The Case of...
Does taking plastic get people to spend more money? The card networks certainly think so and have often touted increased sales as one of the reasons why merchants should accept...
November 10, 2009
Canadian Competition Authority’s Reach for Foreign Affiliates in its Cartel...
This article is part of a Chronicle. See more from this Chronicle John Clifford, Hayane Dahmen, Nov 12, 2009 The Competition Act (“the Act”) governs all aspects of competition law...
November 07, 2009
Three Problematic Truths About the Consumer Financial Protection Agency Act...
The creation of a new Consumer Financial Protection Agency (“CFPA”) is a very bad idea and should be rejected. The proposal is not salvageable and cannot be improved in substance...
November 07, 2009
The Consumer Financial Protection Agency: Sorting the Critiques
Summary The proposal to create a new agency to police consumer financial products has been the subject of much debate Dr. Bar-Gill sorts out and evaluates the different critiques levied...
November 07, 2009
Credit Where Credit Is Due
The credit card industry has few friends at the moment. The Credit Card Accountability Responsibility and Disclosure Act of 2009 recently signed into law by President Obama passed the House...