April 26, 2010
PayPal X’s Global Payments Development Platform
When it comes to using invisible engines to drive innovation and transform industries, PayPal is the first out of the gate in the payments industry and well ahead of the...
April 22, 2010
Can IP Commerce Create the Apps Store for Payments?
There’s no Steve Jobs strutting on the stage, massive consumer buzz, or slick television ads about how there’s an app just for you. But there are some things you’ve probably...
April 22, 2010
NFC Déjà vu all Over Again
There was big news yesterday out of the world of NFC and contactless. A collaborative effort between Inside Contactless, Sagem Orga and TazTag has produced a brand new NFC payments...
April 22, 2010
Cards, Coupons, Cell Phones, Oh My.
There was a story earlier this week about the bigger role that “general purpose” payment cards are now playing in the store loyalty card space. The elevator story here is...
March 21, 2010
Innovations in Payments
Three major technological trends will lead to a significant transformation of the payments industry: the development of online advertising technologies that will increasingly rely on transaction data, the movement of...
March 12, 2010
Why the Payments Industry Needs a Catalyst to Drive Payments...
I’ve explored how invisible engines drive innovation and transform industries. I’m now going to explain how they will do that in the payments industry. This entry explains why the payments...
March 11, 2010
What’s in the Cloud for Payments?
When we speak of “payments in the cloud” we are using the term in a broader sense than it is usually used in the information technology world. Cloud computing simply...
March 10, 2010
The New Age of Invisible Engines: How Software Platforms Will...
The invisible engine model followed by Apple’s iPhone has helped power the information technology industry for about three decades. Apple itself was one of the pioneers in encouraging developers to...
March 08, 2010
How the iPhone Invisible Engine Provided a Catalyst for the...
The iPhone provides a potent illustration of the invisible engines/catalyst business model. By the end of 2009 there were more than 100,000 applications available for the iPhone. These applications have...