Search results for "data security"

March 21, 2024
Is the UK Brexiting From Instant Payments?

It’s often said that history repeats itself. It’s hard to look at the current state of play regarding instant, or real-time, payments in the EU and U.K. right now and...


March 20, 2024
Micropayment, Tink Partner on Pay-by-Bank in Europe

Berlin-based payment processor Micropayment is partnering with Tink, a payment services and data enrichment platform, to enable Europe-based merchants to offer pay-by-bank at checkout. Micropayments works with merchants across industries, including fundraising and...


March 20, 2024
Lower-Income Paycheck-to-Paycheck Consumers May Find Scant Relief From Rate Cuts 

The Fed’s kept rates steady.  The Fed still sees three cuts to interest rates on the table this year. And none of it may be enough to keep the paycheck-to-paycheck...


March 20, 2024
Merchants Leverage Split-Pay Plans to Drive Spending With High-Income Shoppers

As brands and retailers look for ways to win the spending of their highest-value customers, PYMNTS Intelligence research found that installment plans linked to bank-issued credit cards can go a...


March 20, 2024
Google Addresses Criticism Over Changes Imposed by EU Tech Rules

In response to mounting criticism and concerns regarding alterations to its core services mandated by landmark EU tech regulations, Alphabet’s Google is poised to defend its position. The tech giant’s...


March 20, 2024
Ethereum Foundation Faces Investigation by Undisclosed ‘State Authority’

The Ethereum Foundation, a Swiss nonprofit at the heart of the Ethereum ecosystem, is reportedly under investigation by an undisclosed “state authority.” The investigation was disclosed Feb. 26 on the group’s...


March 20, 2024
AutoSettle Launches Car-Buying Platform in Australia

FinTech startup AutoSettle launched a platform to improve the vehicle-buying process in Australia. The platform is the world’s first virtual settlement exchange for cars and offers instant and secure transactions, according to a...


March 20, 2024
Tracking Big Tech’s Responses to the EU’s DMA Gatekeeper Requirements

Under the EU’s Digital Market Act (DMA), which is intended to increase competition in the digital economy, Big Tech innovations — coming from both the U.S. and abroad — are...


March 20, 2024
EU to Impose Fines on Social Media Giants for Election...

The European Union (EU) is set to impose fines on major social media platforms, including Elon Musk’s X and ByteDance’s TikTok. The Financial Times reported on Wednesday that these platforms...


Using AI to Combat AI Fraud in the Credit Union Space

Generative AI tools like ChatGPT have been game-changers across multiple industries, and digital fraud is no exception. The “Credit Union Tracker®,” a collaboration with PSCU, explores how fraudsters are using AI to target credit unions on an unprecedented scale.

Instant Payouts Reach an Inflection Point
Consumers Want Instant Payments — For Free More than two-thirds of consumers chose instant payouts if given the choice, but paying for it depends on the use case and the need. A new report, “Disbursements Satisfaction Report 2023,” a PYMNTS and Ingo Money collaboration, examines U.S. consumers and their expectations for instant payments across a range of use cases from gaming to legal settlements to loans to wages and insurance claims.