December 02, 2009
Demystifying PCI Technologies
June 30, 2007 was a big day for data security. That was the deadline for organizations that store, process, or transmit credit card payments to be in compliance with the...
November 24, 2009
MagTek CSO Tom Patterson on How Security Is Driving Innovation...
Since 1972, MagTek has been a leading manufacturer of electronic devices and systems for the reliable issuance, reading, transmission and security of cards, checks, PINs and other identification documents. Leading...
November 23, 2009
PCI Compliance – To Whom Are You Compliant?
A few years ago, in response to a growing number of data security breaches, the major credit card brands formed the Payment Card Industry Security Standards Council (PCI SSC). Since...
November 18, 2009
Video: Demo of HomeATM
HomeATM is an internet security and engineering firm focusing exclusively on end-to-end encrypted transactions from any Internet-connected device. HomeATM is not a processor. The company’s goal is to empower the...
November 07, 2009
Three Problematic Truths About the Consumer Financial Protection Agency Act...
The creation of a new Consumer Financial Protection Agency (“CFPA”) is a very bad idea and should be rejected. The proposal is not salvageable and cannot be improved in substance...
November 07, 2009
The Consumer Financial Protection Agency and the Hazards of Regulatory...
The United States is in the midst of an important debate about how best to protect consumers of financial services and products. The Administration has proposed the creation of a...
November 07, 2009
Proposed CFPA Must Partner with States to Be Successful
From the perspective of local regulation and local law enforcement, the idea of a “new and improved” federal financial products regulator is generally met with skepticism. After all, the mission...
October 18, 2009
What Does the Credit Card Market Have In Common with...
The credit card industry is highly concentrated. Ninety percent of the lending market is controlled by the top 10 issuers, yet there still appears to be fierce competition for balances...
October 15, 2009
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With rising FinTech fraud and convincing deepfakes threatening their bottom lines, more than two in three FinTechs plan to expand their budgets to deploy tech that can detect true human liveness, as discussed in the latest PYMNTS “FinTech Tracker®,” a collaboration with Sezzle.