Search results for "retail payments"

October 15, 2009
Facebook Hits the “Payvment”

The wars for being the payments vehicle of choice online is heating up with Facebook‘s enormous community being the latest battleground. Should Facebook care? Should Amazon sweat? And where’s Google...


October 15, 2009
Who Owns Mobile Money?

It has long been predicted that the digital revolution will transform the way people pay at their point-of-sale transactions. The end of the cash era could indeed have dramatic consequences,...


October 15, 2009
A Review of Payment Card Economics

The proliferation of payment cards-that is, debit, credit, and prepaid cards-has dramatically changed the way we shop and merchants sell goods and services. Today, payment cards are indispensable in most...


October 15, 2009
Two-Sided Bank Card Payment Networks and Public Policy

1.  Introduction   The provision of payment-clearing services is a big business for banks and other payment intermediaries.  About $75 in U.S. payments is processed each year per $1 of...


October 15, 2009
Facebook Hits the Payvment

So, here’s a development: Paypal has opened up its payments platform to enable developers to easily integrate payment apps into their Facebook apps using PayPal as the enabling payments mechanism....


April 01, 2008
The European Commission’s Ruling in MasterCard: A Wise Decision?

This article is part of a Chronicle. See more from this Chronicle Wilko Bolt, Apr 01, 2008 Payment pricing and competitive efficiency have recently attracted a lot controversy. This has...


April 19, 2007
Retail Payments and Card Use in the Netherlands: Pricing, Scale,...

Wilko Bolt, Apr 19, 2007 Efficient payment systems are essential components of well-functioning economies and financial markets, facilitating the exchange of goods, services, and assets. The speed and ease with...


November 17, 2006
Testimony on Exclusive Dealing for the DOJ/FTC Hearings on Single-Firm...

This article is part of a Chronicle. See more from this Chronicle Joshua Wright, Nov 17, 2006 On November 15, 2006, Joshua Wright presented testimony before the U.S. Department of...


Seizing The Digital-First Retail Renaissance
The Digital Tools Key To Helping Salons Grow Loyalty, Cut Payment Inconvenience One thing today’s consumers aren’t looking to cut when they head into beauty and hair salons is digital convenience. In the new Seizing The Digital-First Retail Renaissance Report, a PYMNTS and American Express collaboration, salon-owner Janet St. Paul explains how integrating digital appointments and contactless payments is helping to keep consumers coming back.  
The State of Real-Time Payments

Real-time payments already account for at least 15% of B2B payments volume in the insurance, manufacturing and retail industries. PYMNTS Intelligence’s latest study of 500 executives across the retail, insurance, manufacturing and real estate sectors examines how these industries are using real time payments today and their plans for the future. Read more in “The State of Real-Time Payments,” a collaboration with The Clearing House.