July 25, 2021
BNPL And New Ways Of Financing Are Challenging Old Ways...
For decades, the FICO score has been the most influential tool in the financial services marketplace. It has stood above all others as the independent arbiter that financial institutions would...
June 30, 2021
Alt-Credit App Ranking Heats Up Slightly As Summer Takes The...
We won’t name names while setting off on another PYMNTS Provider Ranking of Alternative Credit Apps — it’s all in the numbers below, as we shall see — but to give...
June 07, 2021
Banks Compete To Meet Rising Demands Of Younger Consumers
Another day, another entrant to the public markets by a challenger bank, made possible by a special-purpose acquisition company (SPAC) merger. On Monday (June 7), challenger bank startup Dave’s public...
May 26, 2021
New Alternative Credit App Provider Ranking Shows The Sector Ascending
It’s getting to the point where nobody wants to “pay now.” The idea doesn’t have much marketing zing — and even less when compared to booming buy now, pay later (BNPL)...
May 13, 2021
Report: Debit, Digital Wallets Help Banks Keep Gen Z Customers
The pandemic continues to affect consumers’ spending preferences as more and more of them trend toward emerging solutions like contactless transactions, peer-to-peer (P2P) payments and mobile wallets, sometimes for the...
May 06, 2021
A Bank By Any Other Name: FinTechs Spark Debate
While often referred to as a leading digital bank, Chime is not technically a bank and will no longer be referring to itself as one to appease a California regulator...
April 29, 2021
How We Pay 2021: BNPL And Credit Cards Are Magic...
If you’re looking for the runaway payments success stories of the past few years, the earth-shaker isn’t spendable crypto, points or anything exotic. Buy now, pay later (BNPL) gets the...
April 22, 2021
New Alt-Credit App Provider Ranking Finds BNPL Brands Neck-And-Neck
We understand that PYMNTS Provider Ranking of Alternative Credit Apps is a closely-watched gauge of the sector, and we take it awfully seriously. Perhaps too seriously. It creates … issues....
March 22, 2021
Alternative Credit Apps Play Leapfrog In New Provider Ranking
Buy something now. Don’t pay yet. Online. In a store. Almost anyplace they sell stuff these days. Understand? Like, you get it now. You just don’t pay now. Why didn’t...