September 19, 2010
Is Borrowing Bad? The Critical Debate We Aren’t Having
There’s a critical debate this country must have but isn’t. Is borrowing money a bad thing that consumers and small businesses should be discouraged from doing in part by restraining...
September 17, 2010
‘Making Credit Safer’ by Oren Bar-Gill and Elizabeth Warren
Authors: Oren Bar-Gill (New York University – School of Law) Elizabeth Warren (Harvard Law School) Abstract: Physical products, from toasters and lawnmowers to infant car seats and toys to meat...
September 16, 2010
Consumers Divided on Interchange Issues, says Auriemma Consulting Group
Sep 2, 2010, 8:30am As advocates of the payments industry and retailers battle over proposed changes to interchange, neither side will find it easy to rally consumer support, according to...
September 16, 2010
Dodd-Frank Wall Street Reform and Consumer Protection Act
Jun 28, 2010, 7:00am Washington, DC – Americans have faced the worst financial crisis since the Great Depression. Millions have lost their jobs, businesses have failed, housing prices have dropped,...
September 16, 2010
Collateral Damage from the Financial Crisis – Consolidation and Regulation
The decade ended with the start of the most severe financial crisis the world has faced since the Great Depression of the 1930s. In many respects the payments industry was...
September 16, 2010
What Does the Credit Card Market Have In Common with...
by Joshua M. Frank (bio) The credit card industry is highly concentrated. Ninety percent of the lending market is controlled by the top 10 issuers, yet there still appears to...
September 16, 2010
How the Consumer Financial Protection Agency Act of 2009 Would...
As part of its overhaul of financial services regulation the Obama Administration has proposed stronger protection of consumers of financial products and services.[1] The Consumer Financial Protection Agency Act of...
September 16, 2010
Even With ‘No Dog in the Fight’, Phil Tomlinson Doubts...
A PYMNTS.com Exclusive By Philip W. Tomlinson, TSYS Chairman of the Board and CEO TSYS® serves most of the constituents in nearly every part of the payments chain – from...
September 16, 2010
What’s Next with the Consumer Financial Protection Board: Insights from...
The Consumer Financial Protection Board, which was set up by Title X of the Dodd-Frank Act, is waiting for the President to appoint a director to organize the new agency...
