February 09, 2026
EU Banking Chief Calls for Visa and Mastercard Alternatives
Is Europe too reliant on international payments companies such as Visa and Mastercard? Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...
February 09, 2026
Digital Banks Win With Younger and Lower-Income Consumers
Digital bank users are not simply early adopters of new payment methods. They represent a distinct slice of the U.S. banking population, shaped by age, income, education and daily payment habits in ways that...
February 08, 2026
Erebor Becomes First Bank OK’d Under New Administration
Startup-focused lender Erebor has become the first bank chartered under the second Trump administration. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...
February 08, 2026
Banks Lobby for Faster Turnarounds on European IPOs
Banks are reportedly shortening the marketing period for European-based initial public offerings (IPOs). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...
February 06, 2026
Bitcoin Slides Below $70K as Stablecoins Gain Ground in Payments...
The cryptocurrency market’s familiar boom-and-bust cycle has entered another pronounced downswing. Capital is leaving digital assets at a pace not seen since the depths of the last crypto winter, institutional...
February 06, 2026
Citi Argues Tokenized Deposits Belong at the Core of Finance
Watch more: The Digital Shift With Citi’s Biswarup Chatterjee Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...
February 06, 2026
Paysafe CEO Says Pandemic Accelerated Payments Shift by Five Years
Adaptability is a key competitive advantage in the evolving payments industry, Paysafe CEO Bruce Lowthers writes in a new PYMNTS eBook, “2025’s Over/Under: The Bets That Paid Off.” Get the Full...
February 05, 2026
Nubank to Challenge US and Asian Banks With Lean Digital...
Nubank’s effort to get a banking license in the United States is part of a global expansion planned by the digital bank, Bloomberg reported Thursday (Feb. 5). Get the Full...
February 05, 2026
Industrial Loan Charters Take Center Stage as De Novo Banking...
Treasury Secretary Scott Bessent used his House testimony Wednesday (Feb. 4) to spotlight an urgency for new bank formation. Get the Full Story Complete the form to unlock this article...
With nearly half of CU executives saying a lack of resources prevent them from bringing innovations to market, CUs are stuck piloting the digital innovations their members crave — and are willing to switch FIs for. The rise of strategic mergers is a way that some CUs are exploring to pool resources, innovate and drive scale. Read more in the “Credit Union Tracker®,” a collaboration with PSCU.
Digital bank users are signaling a shift that could reshape how everyday payments move. New PYMNTS Intelligence research conducted with Trustly shows that, under the right conditions, this mobile-first segment is ready to move a meaningful share of transactions away from cards and toward Pay by Bank. Get the details in “Pay by Bank Deep Dive: Digital Bank Users Are Ready to Switch.”