September 16, 2010
What Does the Credit Card Market Have In Common with...

by Joshua M. Frank (bio) The credit card industry is highly concentrated.  Ninety percent of the lending market is controlled by the top 10 issuers, yet there still appears to...

September 16, 2010
What’s Next with the Consumer Financial Protection Board: Insights from...

The Consumer Financial Protection Board, which was set up by Title X of the Dodd-Frank Act, is waiting for the President to appoint a director to organize the new agency...

September 01, 2010
What the Little Engine that Could and Nuclear Physics Have...

Remember the kid’s story “The Little Engine That Could.” That describes what goes on with a lot of startups in two-sided markets. The train is trying to get up the...

August 04, 2010
Mobile Payments go Viral: M-PESA in Kenya

Bill & Melinda Gates Foundation [1] From: Yes Africa Can: Success Stories from a Dynamic Continent, World Bank, May 2010 Abstract   M-PESA is a small-value electronic payment and store...

July 16, 2010
Seeking Fertile Grounds for Mobile Money

M-PESA is a huge success… and now what?    Safaricom’s M-Pesa success story has focused the global attention on Kenya as the leading edge of the mobile money revolution2. M-Pesa...

July 15, 2010
6th Annual Central Bank Workshop on the Microstructure of Financial...

Location: Federal Reserve Bank of New York, New York The Federal Reserve Bank of New York and Brandeis International Business School will host this workshop, where researchers and practitioners will...

June 27, 2010
Dodd-Frank Wall Street Reform and Consumer Protection Act

Washington, DC – Americans have faced the worst financial crisis since the Great Depression.  Millions have lost their jobs, businesses have failed, housing prices have dropped, and savings were wiped...

June 01, 2010
Checks are Checking Out – Will that be Cash, Credit...

Name: Eric Remer Title: Founder and CEO Company: PaySimple What I’m working on now…We are always focused on ways to simplify the lives of small business owners. From how they...

April 15, 2010
Prabhat Vira, Head of Global Transaction Services, Americas | RBS

Specializing in change management and building businesses throughout the world, Prabhat Vira, Head of Global Transaction Services, Americas at Royal Bank of Scotland, brings with him more than 23 years...