January 08, 2010
Monopoly and Resource Allocation
Arnold Harberger, Arnold Harberger, Nov 01, 2009 This classic 1954 article broke with the then-current economic orthodoxy and set monopoly research on a path that would lead to a strong...
January 07, 2010
Why Now Is Not the Right Time to Revamp Consumer...
The following is based on remarks made by David S. Evans at the New York Federal Reserve Board-New York University Conference on Regulating Consumer Financial Products, January 6, 2010, New...
January 06, 2010
Why Paypal May Do to Payments What Apple Did to...
PayPal Will Open Up the Walled Garden of Payments The 4th quarter of 2009 is definitely starting to feel like the dawn of a new age for e-commerce, with...
January 06, 2010
Cutting Fraud, Slashing Waste, Saving Billions: The Case for a...
The healthcare industry is choking on paper and manual processes that clog the system with more paperwork — hiding fraud, denying basic accountability and bleeding billions of dollars per year...
January 06, 2010
Focus on Healthcare Payments
Past History and New Trends in the Use of Healthcare Payment Cards Total U.S. healthcare costs were a staggering $2.25 trillion in 2007, and they are expected to double...
January 05, 2010
Cooperation Models for the Development of Mobile Payment Solutions
Introduction The technological advances in the field of near-field contactless communications (NFC) and the development of sophisticated mobile applications have enabled mobile phones to become a potential means of payment....
January 05, 2010
Payment Card Interchange Fees and Merchant Service Charges – An...
As payment cards have become an increasingly important electronic retail payment type in many countries, payment card fees, especially interchange fees, have become the source of a good deal of...
January 04, 2010
The Decade’s 12 Greatest Developments in Payments: #1 MasterCard and...
Why the MasterCard and Visa IPOs Were the Most Significant Development of the Last Decade MasterCard and Visa emerged as publicly traded financial powerhouses after four decades of working for...
January 03, 2010
The Decade’s 12 Greatest Developments in Payments: #2 Mobile Payments
The Marriage of Mobile and Payments Make the World a Better Place The marriage of mobile phones and payments has improved the lives of millions of people in the poorest...