Search results for "debt"

June 21, 2019
Deep Dive: Why CU-Issued Credit Cards Face An Uphill Battle

Customers weigh various factors when selecting their financial institutions (FIs). A recent study conducted by financial services provider Kasasa and The Harris Poll found approximately 84 percent of Americans determine...


June 21, 2019
B2B Startup Investors Go After The Niche Markets

While there were no mega-deals in the B2B startup funding realm this week, it was still a busy time for companies and investors, with many funders targeting companies operating in...


June 20, 2019
Building New Digital Experiences

Mobile can help build new loyalty offerings, while responses help build Facebook’s new plans for digital payments. Balance transfers could lead to better consumer savings as personalization gets a boost....


June 20, 2019
Credit Unions Innovate, But Stay Competitive With Credit Cards

Tried-and-true credit unions (CUs) have managed to keep pace with commercial banks, FinTechs and other financial institutions. According to the new Credit Union Tracker, as of March 2019 there were...


June 19, 2019
LendingClub President On Credit That Builds Savings

A fine line separates debt and savings (between the black hole of high-interest credit card payments and the slow progress of financial health), and that issue is taking on increasing...


June 19, 2019
Social Data’s Impact On CU Member Personalization

In the competitive financial industry, credit unions (CUs) remain popular banking options, with a recent CUNA Mutual Group report estimating that 324,000 consumers joined CUs in March 2019. To stay...


June 18, 2019
LendingClub Extends Balance Transfer To More Customers

To drive savings and simplicity while improving financial health, LendingClub has extended balance transfer to more borrowers. The offering lets borrowers seamlessly pay credit cards as well as high-interest debt...


June 18, 2019
NY At Key Point In SMB Borrower Protection Fight

The New York state legislature will rule this week whether to move forward with a borrower protections bill for small businesses (SMBs), as allegations of predatory practices by merchant cash...


June 17, 2019
Direct IPOs Fire Shot Across ‘Old Economy’ Bow

Call it direct-to-consumer — in a way. Headed into this week, Slack is set to offer up shares in an action that differs from the traditional initial public offering (IPO)...


Buy Now Pay Later Tracker® - November 2020

The “Buy Now, Pay Later Tracker®,” a PYMNTS and Afterpay collaboration, brings you the latest news and research from the buy now, pay later space. It features expert analysis of changing payment trends as well as insights from top insiders within the retail and fashion industries.

The Credit Accessibility Series: Declining Purchasing Power Pushes Consumers to Improve Credit Scores

Discouragement, fear and frustration stop consumers when it comes to improving their credit scores, with at least 15% either not knowing where to begin or afraid of taking on more debt. PYMNTS Intelligence’s latest study of 2,558 consumers reveals the knowledge and tools consumers need to succeed in today’s economic environment.

Read more in “The Credit Accessibility Series: Declining Purchasing Power Pushes Consumers to Improve Credit Scores,” a collaboration with Sezzle.