May 19, 2011
Debit Scam at Michaels Stores Fuels Durbin Debate
May 18, 2011 Durbin’s opponents are pointing to the recent debit security lapse at arts-and-crafts chain Michaels as yet another reason why the Federal Reserve’s proposed debit card regulations should...
May 03, 2011
Balancing Security and Convenience
Mobile payment technology is an exciting topic that stirs endless debate and inquiry. While Visa has stated that “NFC (Near Field Communication) is emerging as the de facto technology standard,”...
May 02, 2011
Panel: What’s the Problem, What’s the Solutions, Who Wins, Who...
Full Coverage: Debit Stakeholders Face Off at PYMNTS.com Durbin Conference DAVID EVANS: So I’m going to just turn this over to our moderator for the next panel, who is Doug...
April 21, 2011
Edward A. Morse
Edward A. Morse holds the McGrath North Mullin & Kratz Endowed Chair in Business Law at Creighton University School of Law in Omaha, Nebraska. He also chairs the Payment Card...
April 21, 2011
The FACTA the Matter: Recent Cases Involving Payment Card Receipts...
Introduction Private ordering, rather than government intervention, has been the primary force behind the development of data security measures in the payment card industry. [1] Government intervention often occurs...
March 27, 2011
An Open Letter to the Payments Industry: Square vs. VeriFone
Recently, Verifone’s Doug Bergeron called on Square, a start up company that provides a free credit card reader to small businesses and individuals, to recall its products because they are...
February 09, 2011
Electronic Payments in India: Looking Back and Surging Forward
Click here to download the White Paper Preface The first decade has been an eventful and possibly a watershed period in the Indian economy with consistently high GDP growth,...
February 07, 2011
Protecting Branchless Banking Consumers: Policy Objectives and Regulatory Options
Click here to download this article as a PDF. Introduction As with conventionally delivered financial services, consumers using branchless banking services face risks and challenges as well as benefits....
January 20, 2011
The Time for EMV in the United States Is Now
Click here to download this article as a PDF. Introduction In the past year, the topic of secure payments and secure payment cards (i.e., microprocessor-based EMV smart bank cards)...
Cryptocurrency exchanges are grappling with the EU’s PSD2 as they look to craft seamless experiences for their global customer bases. In the “Authenticated Payments Report,” a PYMNTS and LoginID collaboration, Marcus Hughes, of crypto exchange Coinbase, explains how platforms must build authentication measures that satisfy consumers and evolving regulations.