January 30, 2026
Equifax Launches Machine-Learning Product That Detects First-Party Fraud
Equifax has launched a new machine-learning product designed to combat two forms of first-party fraud: loan stacking and credit washing. Get the Full Story Complete the form to unlock this...
January 29, 2026
Why Fintech Charters Are Back at the Forefront: The OCC’s...
Fintechs and the financial services industry are in the midst of dynamic changes to federal regulation, digital-asset market structure, and state experimentation with digital asset law. The article examines how...
January 29, 2026
The Most Valuable AI Tool in Fintech Isn’t an LLM…It’s...
For over a decade, fintech operated on the premise that superior software would ultimately fully unbundle traditional banking . However, the emergence of artificial intelligence is reversing this dynamic, revealing...
January 29, 2026
From Entry to Enduring Competition: Flexible Bank Charters and Pathways...
This article examines FinTech bank charters through a competition and prudential lens. Drawing on recent OECD analysis on competition in mobile payment services and on balancing prudential regulation and competition...
January 26, 2026
The Algorithmic Middleman in a Hub-and-Spoke Conspiracy: Divergent Court Decisions...
Courts in the United States have considered hub-and-spoke conspiracies in antitrust cases for more than eighty years. Recently, a new wave of litigation has focused on algorithmic pricing tools as...
January 26, 2026
Analyzing Economic Incentives in “Hub-and-Spoke” Conspiracies
This article provides an economic framework for analyzing incentives in “hub-and-spoke” conspiracies — arrangements that blend horizontal and vertical market relationships. Models of hub-and-spoke conspiracies involve participants at different supply...
January 23, 2026
Equifax Launches AI-Powered Tool to Combat Synthetic Identity Fraud
Equifax has launched a product that uses artificial intelligence (AI) to detect and help prevent synthetic identity fraud. Get the Full Story Complete the form to unlock this article and...
January 22, 2026
South Korea Breaks New Ground With Landmark AI Law
South Korea has rolled out what it describes as the world’s first fully comprehensive legal framework governing artificial intelligence, a move that signals the country’s ambition to become a global...
January 21, 2026
President Trump Takes Affordability Fight to Davos
President Donald Trump’s wide-ranging address at the World Economic Forum in Davos on Wednesday (Jan. 21) drew headlines for its geopolitical content but was also notable for its coverage of...
