January 05, 2011
Why Do Banks Reward Their Customers to Use Their Credit...
Using a unique administrative level dataset from a large and diverse U.S. financial institution, we test the impact of rewards on credit card spending and debt. Specifically, we study the...
December 19, 2010
The Real Scrooge This Season? Unforeseen Holiday Expenses!
The Western Union Company (NYSE:WU), a leader in global payments, found in a recent survey conducted with Wakefield Research that 48 percent of those surveyed reported they were over-budget last...
December 12, 2010
Is the PIN Mightier Than the Sword in Fighting Fraud?
Introduction Nothing is more important to the future of electronic payments than maintaining consumer trust and, in particular, consumer confidence that sensitive financial information will remain secure. To preserve that...
November 09, 2010
Payment System Under Attack? Solutions Found in Georgia!
I spent Monday at the inaugural FinTech 2010 event in Atlanta, Georgia. Launched recently under the auspices of the Technology Association of Georgia (TAG), TAG Fintech is a new society...
November 05, 2010
American Idol: Payments Innovation Style
They’re not hoping to win a record deal, but they are seeking legions of adoring fans and to be the next great payments business. CashStar (David Stone, CEO) Website: http://www.cashstar.com/...
October 28, 2010
Transcript: Can TCF Stop Durbin?
DAVID S. EVANS: Hey, everyone. This is David Evans. TCF, which is a mid-sized bank, about $18 billion of assets headquartered in Minnesota, sued the Fed – the Federal Reserve...
October 21, 2010
Straight from BAI- Verizon is Reinventing Retail Financial Services
Vegas, baby! The PYMNTS.com team made the trek to Vegas for the BAI Retail Delivery conference. The weather is varied, the venue is vast, and the conference topic is “value.”...
October 18, 2010
Introduction to Canada
As the world has struggled to regain its footing in the midst of the current financial crisis, Canada’s economy seems to be recovering faster than others. Not only did its...
October 13, 2010
Transcript: Famed Lawyer Looks to Dethrone Durbin
DAVID S. EVANS: Hi, this is David Evans. PYMNTS.com asked me to talk to Richard Epstein today about the complaint that was recently filed, I guess, yesterday, by TCF, claiming...
The “Buy Now, Pay Later Tracker®,” a PYMNTS and Afterpay collaboration, brings you the latest news and research from the buy now, pay later space. It features expert analysis of changing payment trends as well as insights from top insiders within the retail and fashion industries.
Discouragement, fear and frustration stop consumers when it comes to improving their credit scores, with at least 15% either not knowing where to begin or afraid of taking on more debt. PYMNTS Intelligence’s latest study of 2,558 consumers reveals the knowledge and tools consumers need to succeed in today’s economic environment.
Read more in “The Credit Accessibility Series: Declining Purchasing Power Pushes Consumers to Improve Credit Scores,” a collaboration with Sezzle.