SMBs

SMBs
Sales Prospects Brighten as Small Businesses Find Life in Loyalty Programs
February 12, 2025

Thus far into 2025, the year has been an eventful one — to say the least. And the volatility of everything from tariffs (and possible supply chain turbulence) to persistent inflation to a shifting regulatory environment may have small business owners navigating stormy seas of...

SMBs
Cantaloupe and Fundbox Debut Small Business Working Capital Platform 
February 05, 2025

Self-service commerce technology company Cantaloupe has introduced a small business financing solution. Cantaloupe Capital, announced in a news release Wednesday (Feb. 5), is being introduced in collaboration with Fundbox, a working capital platform for small businesses. The company said this offering gives small businesses streamlined...

SMBs
Visa Invests in Moniepoint to Unlock Africa’s Small Business Potential
January 23, 2025

Visa is betting that Nigerian FinTech Moniepoint will accelerate growth for small- to medium-sized businesses (SMBs) in Africa. The global payments giant invested in the company to advance financial inclusion, shape the future of digital payments and foster SMB growth across the continent, according to...

SMBs
Why SMB Optimism Will Likely Carry Over Into 2025
January 23, 2025

The year 2024 began as a question mark for the smaller firms that are central to Main Street communities and that power the U.S. economy as a whole. Inflation, of course, remained top of mind — and, yes, that’s a key concern as 2025 takes...

SMBs
45% of CEOs Say Business Model Clarity Is Crucial to Optimizing Cash Flow
January 23, 2025

Small- to medium-sized businesses (SMBs) often find themselves in a constant struggle to manage cash flow, focusing more on survival than growth. Many SMBs use outdated cash management practices, which leads to pressure from delayed payments and inefficient processes. The PYMNTS Intelligence report, “From Cash Flow Pain...

SMBs
JPMorgan COO Pinto: Private Credit Small Business Lending Needs Monitoring
January 22, 2025

J.P. Morgan Chase President and Chief Operating Officer Daniel Pinto is calling for more focus on relationships between small businesses and private credit providers. Pinto said in an interview Wednesday (Jan. 22) with Bloomberg Television that private credit’s funding of the sector requires attention as...

SMBs
Credit Access Could Determine Small Business Success in 2025
January 14, 2025

Conditions are improving for small businesses, at least with the uncertainty of the election behind them and a generally positive mindset about fundamentals ahead of them. However, access to credit, and in some cases the lack thereof, may determine whether these mainstays of the United...

SMBs
Neobanks Navigate SMB Market Potential and Regulatory Risks
January 13, 2025

Neobanks have gained momentum with the promise of helping consumers shift their financial lives fully online — with digital onboarding, speedier account openings and competitive rates on deposits and other offerings — in direct competition with traditional omnichannel financial institutions (FIs). Those same attributes are...

SMBs
Supreme Court Considers Staying Injunction on Corporate Transparency Act
January 10, 2025

The legal battle over the implementation of the Corporate Transparency Act and its beneficial ownership reporting requirements is now taking place in the Supreme Court. The court is considering an application filed by the Department of Justice on behalf of the Financial Crimes Enforcement Network...