New Reality Check: The Paycheck-To-Paycheck Report: The High Earners Edition

Report: 36% of Consumers Earning $250K+ Now Live Paycheck-to-Paycheck As inflationary pressures impact consumers’ economic prospects, 36% of those earning over $250,000 annually now live paycheck to paycheck. In New Reality Check: The Paycheck-To-Paycheck Report, a collaboration with LendingClub, PYMNTS surveyed 4,048 U.S. consumers from April 6 to April 13 to learn how this affects their ability to access credit and remain creditworthy.
Inside the June Report
  • 60%: Share of paycheck-to-paycheck consumers who earn more than $200,000 who "never" or "rarely" revolve their credit balances
  • 22%: Share of consumers earning more than $250,000 a year who report having three credit cards
  • 61%: Portion of U.S. consumers living paycheck to paycheck in April 2022

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    The Paycheck-to-Paycheck Report