Nearly Half of High-Income Earners Now Live Paycheck to Paycheck

New Reality Check: The Paycheck-To-Paycheck Report: The Wealth Divide

Forty-eight percent of U.S. consumers earning more than $100,000 a year are now living paycheck to paycheck — a sign that financial stressors like inflation are impacting consumers across income brackets. The latest New Reality Check: The Paycheck-To-Paycheck Report, a PYMNTS and LendingClub collaboration, draws insights from 2,633 consumers to see how they’re managing their finances at a time of rising prices and shrinking buying power.

Inside the March Report
  • 64%: Portion of U.S. consumers living paycheck to paycheck as of January 2022
  • 48%: Share of consumers earning more than $100,000 annually who live paycheck to paycheck
  • 42%: Segment of consumers living paycheck to paycheck without issues paying their bills

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    The Paycheck-to-Paycheck Report