ACH

An automated clearing house is a computer-based electronic network for processing transactions, usually domestic low value payments, between participating financial institutions. It may support both credit transfers and direct debits.

Plaid Adds Instant Payouts to Its Transfer Tool
Plaid Adds Instant Payouts to Its Transfer Tool
April 13, 2023  |  Faster Payments

Open banking platform Plaid says it is giving users the ability to make instant payouts. The company announced Thursday (April 13) that it was adding...

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Only 1% of Real Estate Firms Use Real-Time Payments – Why?
Only 1% of Real Estate Firms Use Real-Time Payments – Why?
April 13, 2023  |  Real-Time Payments

The real estate industry heavily relies on legacy payment methods for their business-to-business (B2B) transactions, but that is beginning to change. PYMNTS’ latest research reveals...

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4 in 10 Insurers Don’t Offer Consumers the Instant Disbursements They Prefer
4 in 10 Insurers Don’t Offer Consumers the Instant Disbursements They Prefer
March 02, 2023  |  Disbursements

When consumers are given a choice, they usually choose to receive insurance disbursements via same-day account transfer or instant payment rails. It’s a finding that...

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Instant Payments Help New Payments Ecosystems Blossom
Instant Payments Help New Payments Ecosystems Blossom
November 28, 2022  |  Faster Payments

Faster payments take center stage this coming year, as FedNow, the U.S.-based instant payments network, gets up and running. But as Wells Fargo Head of...

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Mastercard and JPMorgan Launch Pay By Bank to Streamline ACH Payments
Mastercard and JPMorgan Launch Pay By Bank to Streamline ACH Payments
November 09, 2022  |  Payment Methods

With traditional payment methods like cash and personal checks on the decline, J.P. Morgan Payments is looking to tap into the growing interest in alternative...

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The Stablecoin Versus Real-Time Payments Debate
The Stablecoin Versus Real-Time Payments Debate
October 28, 2022  |  Cryptocurrency

Cryptocurrency supporters have long argued that one of the lowest-hanging fruits in the payments industry is cross-border payments, and that’s doubly true for stablecoins, which...

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Legacy Players and Digital Disruptors Will Join Forces to Reshape Payments
Legacy Players and Digital Disruptors Will Join Forces to Reshape Payments
October 25, 2022  |  Digital Payments

To a large extent the future of payments will be built on foundations laid in the past, but greatly enhanced by digital innovations that are...

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Why Gaming May Be Ace in the Hole for Instant Payments
Why Gaming May Be Ace in the Hole for Instant Payments
September 22, 2022  |  Faster Payments

It’s a paradox, to say the least. Consumer demand for instant payments has climbed higher than ever. Ingo Money CEO Drew Edwards told PYMNTS’ Karen...

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Today in B2B Payments: 2 Firms Raise Money to Expand Internationally
Today in B2B Payments: 2 Firms Raise Money to Expand Internationally
September 20, 2022  |  B2B Payments

Today in B2B payments, Zopper raises $75 million to expand its InsurTech services internationally, while Sievo raises $44 million to accelerate the growth of its...

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