alternative finance

Alternative finance refers to financial channels, processes, and instruments that have emerged outside of the traditional finance system such as regulated banks and capital markets.

Source: en.wikipedia.org

SumUp Raises $100 Million to Offer Merchants Cash Advances
SumUp Raises $100 Million to Offer Merchants Cash Advances
August 09, 2023  |  Alternative Finances

SumUp has raised a $100 million credit facility to launch a merchant financing solution. The British company’s Cash Advance tool offers advances of up to...

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Paycheck-to-Paycheck Consumers Turn to Loans as Savings Safety Nets Fray
Paycheck-to-Paycheck Consumers Turn to Loans as Savings Safety Nets Fray
July 05, 2022  |  Consumer Finance

Personal savings serve key purposes, chief among them as a financial safety net. But runaway inflation has started to eat away at consumers’ cash reserves,...

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Despite Risks, Crypto-Backed Mortgages, Loans Gaining Traction
Despite Risks, Crypto-Backed Mortgages, Loans Gaining Traction
June 30, 2022  |  Cryptocurrency

There’s been talk about people buying real estate with cryptocurrency for some time, but a new report from banking giant Citi finds that crypto-backed mortgages...

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Why FinTech Struggles To Combat The $1.5 Trillion Trade Finance Gap
Why FinTech Struggles To Combat The $1.5 Trillion Trade Finance Gap
July 16, 2021  |  B2B Payments

Trade finance has become a popular target of FinTech innovators looking to disrupt what has been, for decades, a manual, paper-based process. Traditional banks are...

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Funded FinTechs Look To Get More Capital In The Hands Of SMBs
Funded FinTechs Look To Get More Capital In The Hands Of SMBs
July 16, 2021  |  B2B Payments

Whether through embedded lending, small business credit cards or trade finance portals, this week’s newly funded B2B FinTechs are largely looking to get more capital...

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SMB Funding Looks Ahead Towards A Post-Pandemic Market
SMB Funding Looks Ahead Towards A Post-Pandemic Market
November 12, 2020  |  B2B Payments

The small business financing market is in a unique position: despite market volatility and an economic downturn, funding availability remains strong for SMBs thanks to...

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SMBs Turn To Barter To Ease Uncollected Receivables Burden
SMBs Turn To Barter To Ease Uncollected Receivables Burden
September 28, 2020  |  B2B Payments

Today’s business climate is rough. At the height of the pandemic, shutdowns led to many firms closing their doors, and even with restrictions easing, many...

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Survey: Quarter Of Americans Open To Banking With Big-Tech Firms Like Amazon, Apple And Google
Survey: Quarter Of Americans Open To Banking With Big-Tech Firms Like Amazon, Apple And Google
July 01, 2020  |  Digital-First Banking

Despite the surge in mobile payments and online banking, no one is predicting the disappearance of traditional banks and their brick-and-mortar branches.  But one thing...

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Finding The Right Tech Mix For Dutch SMB Finance
Finding The Right Tech Mix For Dutch SMB Finance
April 13, 2020  |  B2B Payments

While small businesses across the globe face pressing cash flow challenges, in the Netherlands, small suppliers’ payment cycles were already feeling the squeeze before coronavirus...

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