alternative finance

Alternative finance refers to financial channels, processes, and instruments that have emerged outside of the traditional finance system such as regulated banks and capital markets.

Source: en.wikipedia.org

Revenue-Based Financing Challenges The Bank Loan Status Quo
Revenue-Based Financing Challenges The Bank Loan Status Quo
December 13, 2019  |  B2B Payments

Traditional bank loans remain the undisputed leader in small business lending. Fueled further in the U.K. by regulatory initiatives (designed to spur competition in small...

READ MORE >
Alternative SMB Finance Leads B2B VC Roundup
Alternative SMB Finance Leads B2B VC Roundup
December 13, 2019  |  B2B Payments

Venture capital (VC) is far from the only funding source for B2B FinTechs. Bill.com’s initial public offer (IPO) on Thursday (Dec. 12) was largely hailed...

READ MORE >
Why Installment Payments Are Fashionable This Holiday Season
Why Installment Payments Are Fashionable This Holiday Season
December 06, 2019  |  Buy Now Pay Later

Consumers — especially millennials and Generation Z — are looking for new commerce experiences during the 2019 holiday season. However, they are also hesitant to...

READ MORE >
Housing Savings Startup StepLadder Raises £1.5M
Housing Savings Startup StepLadder Raises £1.5M
October 25, 2019  |  Investments

A London-based startup named StepLadder, aimed at helping the millennial generation afford a down payment for a house in the U.K., has raised £1.5 million...

READ MORE >
Factris Debuts Enhanced SMB Factoring Platform
Factris Debuts Enhanced SMB Factoring Platform
June 11, 2019  |  B2B Payments

Netherlands-based Factris is launching an enhanced version of its Finance Automation for Business platform, the company announced Monday (June 10). The Finance Automation for Business,...

READ MORE >
Marketplace Lending At The Crux Of Changing SMB Finance Tides
Marketplace Lending At The Crux Of Changing SMB Finance Tides
May 31, 2019  |  B2B Payments

The 2008 financial crisis gave rise to the alternative lending market as a result of a massive gap in available capital, especially for small businesses...

READ MORE >
Could Income Share Agreements Displace Payday Loans?
Could Income Share Agreements Displace Payday Loans?
May 29, 2019  |  Alternative Finances

Income sharing is not a common method of financing as of 2019 — though, as of late, it has begun to get much more interest...

READ MORE >
Shadow Banking Casts Shadows Over Economic Heavyweights
Shadow Banking Casts Shadows Over Economic Heavyweights
May 22, 2019  |  B2B Payments

The U.S. and China have begun to concern some economists with record levels of corporate debt. However, when U.S. Federal Reserve Chairman Jerome Powell spoke...

READ MORE >
Accountants Say UK Bank Referral Scheme A ‘Waste Of Money’
Accountants Say UK Bank Referral Scheme A ‘Waste Of Money’
May 01, 2019  |  B2B Payments

The U.K.’s Bank Referral Scheme, part of the government’s array of initiatives to expand access to capital for small businesses, has been marred by controversy...

READ MORE >