It used to be that small businesses needing loans could wait weeks or months for a decision from the provider, with pre-qualification steps taking up...
Visa just took an equity stake in Klarna, strategic intent as a motivator. Here’s what lies behind the nascent partnership, looking toward Europe, digital payments and...
Banks were once the great riverbed of financial activity. Today, the flow of cash is gradually being diverted through other, third-party channels because of services...
Earlier this month, NACHA–The Electronic Payments Association sent its Government Relations Advisory Group on its annual pilgrimage to Capitol Hill. The purpose of Capitol Hill...
Sometimes, the largest banks can be slowest to innovate, but in today’s FinTech ecosystem, FIs can’t afford to stand still. Matthew Williamson, global head of...
Created in 2017, the API Standardization Industry Group has begun developing an application program interface (API) standardization “playbook” to help enhance support for payments and the business...
While FinTechs and innovators continue to disrupt the world’s payment systems at a dizzying pace, traditional banks have to stay on-board if they’re to compete...
Until very recently, the tenor of the relationship between financial services startups and mainstream banking was contentious at best and adversarial at worst. The primary...
APIs make it easier for any number of payments and financial services functions to be streamlined and improved. Currencycloud CEO Mike Laven thinks they also...