PYMNTS-MonitorEdge-May-2024

bank regulation

Banks Stepping Up Loans To Corporate Customers Worries Regulators
Banks Stepping Up Loans To Corporate Customers Worries Regulators
May 29, 2018  |  Bank Regulation

Banks, faced with low business growth and fierce competition in the industry, are offering business loans with sweeter terms, which is worrying some regulators. The...

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The Opportunities And Challenges Of Small-Dollar Lending
The Opportunities And Challenges Of Small-Dollar Lending
May 28, 2018  |  Bank Regulation

Responsible short-term, small-dollar loans to consumers will result in increased purchasing power, according to a paper from the American Banking Association about small-dollar lending. The...

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Five At Five: McDonald’s, Uber Eats Team Up For Breakfast
Five At Five: McDonald’s, Uber Eats Team Up For Breakfast
May 24, 2018  |  News

Welcome to Five at Five, your late look at the payments and commerce news you might have missed. Today’s stories focus on McDonald’s new breakfast...

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Finding Another FinTech Angle To Tackle The Trade Finance Gap
Finding Another FinTech Angle To Tackle The Trade Finance Gap
May 23, 2018  |  B2B Payments

With a market gap as wide as $1.5 trillion, it’s no wonder the trade finance industry has landed the attention of FinTechs at a lightning...

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UK Banks Need To Invest In Cutting-Edge Tech To Fight Cybercrime
UK Banks Need To Invest In Cutting-Edge Tech To Fight Cybercrime
May 22, 2018  |  Bank Regulation

In order to prevent cybersecurity attacks, U.K. banks are going to have to take chances investing in new technologies at a time when the banks are...

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Congress Passes Bill To Ease Regs On Small Banks
Congress Passes Bill To Ease Regs On Small Banks
May 22, 2018  |  Bank Regulation

A bill that would give regional banks a break on regulation won approval in the U.S. House of Representatives on Tuesday (May 22), with the...

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Wells Fargo Accused Of Manipulating Business Banking Data
Wells Fargo Accused Of Manipulating Business Banking Data
May 17, 2018  |  Bank Regulation

It’s happened again. Wells Fargo on Thursday (May 17) was facing accusations that its employees altered customer data, this time in a business banking unit,...

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Mulvaney Seeks To Change The Qualified Mortgage Rule
Mulvaney Seeks To Change The Qualified Mortgage Rule
May 16, 2018  |  CFPB

Consumer Financial Protection Bureau (CFPB) acting director Mick Mulvaney is looking to change the Qualified Mortgage (QM) rule. “Our duty is to look at unduly...

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CDD Rule Becomes Official
CDD Rule Becomes Official
May 11, 2018  |  Bank Regulation

The deadline cometh. Today (May 11) is the day the final rule, served up by the Financial Crimes Enforcement Network (FinCEN), takes effect. The CDD Rule — titled...

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