banking

Banking is an industry that handles cash, credit, and other financial transactions. Banks provide a safe place to store extra cash and credit. One key step towards financial independence is having a solid banking account.

OCC and FDIC Withdraw ‘Overly Restrictive’ Leveraged Lending Guidance
OCC and FDIC Withdraw ‘Overly Restrictive’ Leveraged Lending Guidance
December 05, 2025  |  Bank Regulation

The Office of the Comptroller of the Currency (OCC) and the Federal Deposit Insurance Corporation (FDIC) withdrew two interagency leveraged lending guidance issuances, saying the...

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Banks Lose Millions as Outdated Billing Drains the Bottom Line
Banks Lose Millions as Outdated Billing Drains the Bottom Line
December 05, 2025  |  Banking

Account analysis, a procedural chore tucked deep inside treasury operations, has traditionally been known mostly for producing dense monthly statements that few clients read and...

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N3XT Launches Blockchain-Powered Bank Focused on B2B Payments
N3XT Launches Blockchain-Powered Bank Focused on B2B Payments
December 04, 2025  |  Blockchain

N3XT has launched as a fully blockchain-powered bank designed to enable clients to make instant, programmable B2B payments in U.S. dollars at any hour, on...

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TD Bank Group Implemented 75 AI Use Cases in 2025
TD Bank Group Implemented 75 AI Use Cases in 2025
December 04, 2025  |  artificial intelligence

TD Bank Group implemented 75 artificial intelligence (AI) use cases that generated 170 million Canadian dollars (about $122 million) in value this year, according to...

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German Regulator Warns of Risks From Muddied Ties Between AI Firms
German Regulator Warns of Risks From Muddied Ties Between AI Firms
December 04, 2025  |  Bank Regulation

Germany’s financial regulator is reportedly warning banks of risks from unclear ties between artificial intelligence companies. Get the Full Story Complete the form to unlock...

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European Central Bank to Propose Ways to Streamline Regulations
European Central Bank to Propose Ways to Streamline Regulations
December 03, 2025  |  Bank Regulation

The European Central Bank is reportedly set to announce proposals to simplify some of its regulations in response to similar overhauls being carried out by...

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Nubank Seeks Banking License in Brazil to Comply With New Rule on Branding
Nubank Seeks Banking License in Brazil to Comply With New Rule on Branding
December 03, 2025  |  Bank Regulation

Digital financial services platform Nubank said it intends to obtain a banking license in Brazil in 2026. Get the Full Story Complete the form to...

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UK Regulator FCA Launches Supervised AI Trials for Banks
UK Regulator FCA Launches Supervised AI Trials for Banks
December 03, 2025  |  artificial intelligence

The Financial Conduct Authority launched a new initiative on Wednesday (Dec. 3) to give U.K. financial firms a “safe space” to test artificial-intelligence systems in...

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RBC Expects to Gain Over $700 Million of Enterprise Value From AI
RBC Expects to Gain Over $700 Million of Enterprise Value From AI
December 03, 2025  |  Earnings

Royal Bank of Canada (RBC) is on track to meet its target of $700 million to $1 billion of enterprise value from artificial intelligence by...

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