BNPL

Affirm Active Consumers Leap 23% as BNPL’s Momentum Continues
Affirm Active Consumers Leap 23% as BNPL’s Momentum Continues
February 06, 2025  |  Buy Now Pay Later

A strong holiday shopping season, coupled with the continued momentum of buy now, pay later (BNPL) options and zero interest rates, helped push Affirm Holding’s...

READ MORE >
Consumers With Cash Flow Gaps Are 3.5x More Likely to Use BNPL
Consumers With Cash Flow Gaps Are 3.5x More Likely to Use BNPL
February 06, 2025  |  Buy Now Pay Later

As U.S. consumers face cash flow shortages, many are turning to alternative payment methods like buy now, pay later (BNPL) to help them manage their...

READ MORE >
New Data: Financially Strapped Consumers Move to Credit Card Alternatives
New Data: Financially Strapped Consumers Move to Credit Card Alternatives
February 05, 2025  |  Consumer Finance

Consumers can’t spend money they don’t have, and right now, many are running out of cash. The lenders that win are the lenders that give...

READ MORE >
FICO Announces Plan to Add BNPL to Credit Score Calculations
FICO Announces Plan to Add BNPL to Credit Score Calculations
February 04, 2025  |  BNPL

Following a joint study with buy now, pay later (BNPL) firm Affirm, FICO has said that it is planning to add BNPL data to its...

READ MORE >
PayPal Shares Slide as Transaction Growth Per Active Account Slows
PayPal Shares Slide as Transaction Growth Per Active Account Slows
February 04, 2025  |  Earnings

PayPal’s fourth-quarter earnings results showed slowing growth along several metrics, as well as continued traction in the company’s branded checkout initiatives. Total payment volumes were...

READ MORE >
52% of Consumers Use Credit for Groceries
52% of Consumers Use Credit for Groceries
February 03, 2025  |  Consumer Insights

Credit products are changing, with personal loans, embedded finance, and buy now, pay later (BNPL) gaining traction. According to a PYMNTS Intelligence report, “BNPL and...

READ MORE >
Consumers Use Credit to Plug Widening Gap Between Income and Spending
Consumers Use Credit to Plug Widening Gap Between Income and Spending
January 31, 2025  |  Consumer Finance

Only a few weeks into the current earnings season, and top-line momentum and commentary from firms, including banks and the payment networks, have all pointed...

READ MORE >
Visa and DealMe Begin Rollout of Cross-Border Installment Payment Solution
Visa and DealMe Begin Rollout of Cross-Border Installment Payment Solution
January 27, 2025  |  Partnerships

Visa and DealMe are piloting a cross-border installment payment solution in South Korea and plan to expand it to Vietnam, the United States, Australia, Japan...

READ MORE >
Dutch Government Wants to Halt BNPL Rollout in Brick-and-Mortar Stores
Dutch Government Wants to Halt BNPL Rollout in Brick-and-Mortar Stores
January 22, 2025  |  BNPL

The Dutch government reportedly wants to stop the rollout of buy now, pay later (BNPL) in the country’s brick-and-mortar retail stores. Finance Minister Eelco Heinen said...

READ MORE >